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HOME - HERITAGE BANKONLINE BANKING LOGINPERSONALAGRICULTURALBUSINESSPROFESSIONALLOCATIONS Let us help you reach your goals in life. Go Green! Enroll in email statements today! Apple Pay Today! Make secure purchases in stores, in apps, and now on the web. Links & Calculators Useful resources and banking related calculators. Apply Now Apply for a Heritage Elan LOG IN - HERITAGE BANK Online Banking Demos. Online Banking Demo. Cash Management Demo. More Information. More Information. Routing Number 104908383.

ONLINE BANKING

It’s easy to bank online! To use the Online Banking system, you must have a deposit account or loan with Heritage Bank. This FREE system operates in a very secure, encrypted environment to protect the confidentiality of your financial information. Enroll now! Then, we’ll mail you a login and password to allow you access to the

system.

HERITAGE BANK, INC.

Welcome to our Online Banking page, choose your login type: REGISTERED ONLINE BANKING USER WHO DID NOT CHOOSE SECURITY QUESTIONS. If you already use Online Banking, but do not have security questions and a security key/word, click here. SETUP YOUR INFO.

HERITAGE BANK, INC.

Heritage Bank, Inc. - Aurora, NE Online Banking. Registered Online Banking User Login - Step 1 of 3. LOCATIONS - HERITAGE BANK Aurora Main Branch. 1101 12th Street PO Box 329 Aurora NE 68818. Phone: (402) 694-3136 Fax: 1-844-273-5989. Hours Monday – Friday:

9:00 – 3:00

MOBILE BANKING INSTRUCTIONS Mobile App Instructions. To use the Mobile App users must have first successfully enrolled in Heritage Banks new Internet Banking. Once you have successfully enrolled in Internet Banking the SAME Login Information will be used to access the Mobile App. iPhone / iPad Users: Go to the Apple App Store and search for “Heritage Bank

Nebraska”.

E-STATEMENT ENROLLMENT FORM Any additional problems, please call Heritage Bank Tech Support at 888-554-5499 ext. 229. I understand and agree to the terms and conditions of e-statements described. Enrollment of one joint account holder will serve as an enrollment on behalf of all account holders. RELATIONSHIP MANAGERS Relationship Manager. baldwind@bankonheritage.com. Office: (402) 461-2184. Dawn’s 25 years of banking lending and loan administration experience are a great benefit as she works with consumers and business customers alike. In addition to assisting loan customers in Hastings, Dawn is one of Heritage Bank’s Mortgage Specialists. HGI REALTY - HERITAGE BANK Mobile: 308-380-8792. Office: 308-698-5000. Fax: 1-844-273-5989. petersrod@bankonheritage.com HOME - HERITAGE BANKONLINE BANKING LOGINPERSONALAGRICULTURALBUSINESSPROFESSIONALLOCATIONS Let us help you reach your goals in life. Go Green! Enroll in email statements today! Apple Pay Today! Make secure purchases in stores, in apps, and now on the web. Links & Calculators Useful resources and banking related calculators. Apply Now Apply for a Heritage Elan LOG IN - HERITAGE BANK Online Banking Demos. Online Banking Demo. Cash Management Demo. More Information. More Information. Routing Number 104908383.

ONLINE BANKING

It’s easy to bank online! To use the Online Banking system, you must have a deposit account or loan with Heritage Bank. This FREE system operates in a very secure, encrypted environment to protect the confidentiality of your financial information. Enroll now! Then, we’ll mail you a login and password to allow you access to the

system.

HERITAGE BANK, INC.

Welcome to our Online Banking page, choose your login type: REGISTERED ONLINE BANKING USER WHO DID NOT CHOOSE SECURITY QUESTIONS. If you already use Online Banking, but do not have security questions and a security key/word, click here. SETUP YOUR INFO.

HERITAGE BANK, INC.

Heritage Bank, Inc. - Aurora, NE Online Banking. Registered Online Banking User Login - Step 1 of 3. LOCATIONS - HERITAGE BANK Aurora Main Branch. 1101 12th Street PO Box 329 Aurora NE 68818. Phone: (402) 694-3136 Fax: 1-844-273-5989. Hours Monday – Friday:

9:00 – 3:00

MOBILE BANKING INSTRUCTIONS Mobile App Instructions. To use the Mobile App users must have first successfully enrolled in Heritage Banks new Internet Banking. Once you have successfully enrolled in Internet Banking the SAME Login Information will be used to access the Mobile App. iPhone / iPad Users: Go to the Apple App Store and search for “Heritage Bank

Nebraska”.

E-STATEMENT ENROLLMENT FORM Any additional problems, please call Heritage Bank Tech Support at 888-554-5499 ext. 229. I understand and agree to the terms and conditions of e-statements described. Enrollment of one joint account holder will serve as an enrollment on behalf of all account holders. RELATIONSHIP MANAGERS Relationship Manager. baldwind@bankonheritage.com. Office: (402) 461-2184. Dawn’s 25 years of banking lending and loan administration experience are a great benefit as she works with consumers and business customers alike. In addition to assisting loan customers in Hastings, Dawn is one of Heritage Bank’s Mortgage Specialists. HGI REALTY - HERITAGE BANK Mobile: 308-380-8792. Office: 308-698-5000. Fax: 1-844-273-5989. petersrod@bankonheritage.com PERSONAL CHECKING ACCOUNTS Heritage Checking. Opening Deposit: $100.00. Minimum Balance: $1000 daily balance. Monthly Service Charges: None, or $6.00 if balance falls below $1000 minimum daily balance. Per Item Charges: $.20 per item after 25 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit). PERSONAL SAVINGS ACCOUNTS Minimum Balance to Open: $50.00 for adults, $10.00 for minors. Interest: Yes, as long as a $50.00 balance is maintained. Check Access: Not available ATM Fees and Access: Free at all Heritage Bank ATMs; $2.00 at other locations (Owner of ATM surcharges, if any, still apply). Monthly Service Charge: None Transaction Charges: Three free withdrawals per month, $1.00 per withdrawal after three

PERSONAL LOANS

Clayton Suckstorf. #2018912. PH: (308) 745-1500. Adam Vetter. #1256337. PH: (402) 746-2251. If you need additional information, please contact Heritage Bank’s Compliance Officer at arnettsa@bankonheritage.com .

RETIREMENT PLANS

All types of plans are available, from SIMPLE IRAs to 401Ks and Profit Sharing Plans. Whether your retirement plan needs are simple or complex, choose the Heritage Bank retirement plan team. Why? Knowledgeable, local service. Focus on employee education. Great investment options! Good use of technology, but with personal service!

Investment

ELECTRONIC BANKING/ADMINISTRATION 402-694-3136 ext. 1009. Brandi has been assisting customers and branch personnel with Internet Banking and Data Processing since 2015. She specializes in Wire Transfers, Internet Banking, Bill Pay, ACH and Debit Cards. Brandi holds an Associates Degree in Marketing/Management from Northeast Community College in Norfolk. MOBILE BANKING INSTRUCTIONS Mobile App Instructions. To use the Mobile App users must have first successfully enrolled in Heritage Banks new Internet Banking. Once you have successfully enrolled in Internet Banking the SAME Login Information will be used to access the Mobile App. iPhone / iPad Users: Go to the Apple App Store and search for “Heritage Bank

Nebraska”.

HERITAGE BANK, INC.

Google Chrome™ (versions 38.0 and above) Microsoft® Internet Explorer® (versions 11.0 and above) Mozilla® Firefox® (versions 34.0 and above) Safari® (versions 7.1 and above) Microsoft Edge® (versions 25.0 and above) CAREER OPPORTUNITIES Career Opportunities. Accounts Payable/Farm Accounting – No Saturdays. Experience in receiving, verifying and processing invoices preferred. Quick Books knowledge beneficial. Responsibilities include coding farm accounting customers’ expenses and generating monthly profit & loss statements. PTO and 401K with employer match after

1-year

HERITAGE BANK, INC.

Heritage Bank, Inc. - Aurora, NE Online Banking. Registered Business Online Banking User Login - Step 1 of 3. HGI REALTY - HERITAGE BANK Mobile: 308-380-8792. Office: 308-698-5000. Fax: 1-844-273-5989. petersrod@bankonheritage.com HOME - HERITAGE BANKONLINE BANKING LOGINPERSONALAGRICULTURALBUSINESSPROFESSIONALLOCATIONS Let us help you reach your goals in life. Go Green! Enroll in email statements today! Apple Pay Today! Make secure purchases in stores, in apps, and now on the web. Links & Calculators Useful resources and banking related calculators. Apply Now Apply for a Heritage Elan LOG IN - HERITAGE BANK Online Banking Demos. Online Banking Demo. Cash Management Demo. More Information. More Information. Routing Number 104908383.

ONLINE BANKING

It’s easy to bank online! To use the Online Banking system, you must have a deposit account or loan with Heritage Bank. This FREE system operates in a very secure, encrypted environment to protect the confidentiality of your financial information. Enroll now! Then, we’ll mail you a login and password to allow you access to the

system.

PERSONAL CHECKING ACCOUNTS Heritage Checking. Opening Deposit: $100.00. Minimum Balance: $1000 daily balance. Monthly Service Charges: None, or $6.00 if balance falls below $1000 minimum daily balance. Per Item Charges: $.20 per item after 25 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit).

HERITAGE BANK, INC.

Welcome to our Online Banking page, choose your login type: REGISTERED ONLINE BANKING USER WHO DID NOT CHOOSE SECURITY QUESTIONS. If you already use Online Banking, but do not have security questions and a security key/word, click here. SETUP YOUR INFO.

HERITAGE BANK, INC.

Heritage Bank, Inc. - Aurora, NE Online Banking. Registered Online Banking User Login - Step 1 of 3. LOCATIONS - HERITAGE BANK Aurora Main Branch. 1101 12th Street PO Box 329 Aurora NE 68818. Phone: (402) 694-3136 Fax: 1-844-273-5989. Hours Monday – Friday:

9:00 – 3:00

E-STATEMENT ENROLLMENT FORM Any additional problems, please call Heritage Bank Tech Support at 888-554-5499 ext. 229. I understand and agree to the terms and conditions of e-statements described. Enrollment of one joint account holder will serve as an enrollment on behalf of all account holders. RELATIONSHIP MANAGERS Relationship Manager. baldwind@bankonheritage.com. Office: (402) 461-2184. Dawn’s 25 years of banking lending and loan administration experience are a great benefit as she works with consumers and business customers alike. In addition to assisting loan customers in Hastings, Dawn is one of Heritage Bank’s Mortgage Specialists. HGI REALTY - HERITAGE BANK Mobile: 308-380-8792. Office: 308-698-5000. Fax: 1-844-273-5989. petersrod@bankonheritage.com HOME - HERITAGE BANKONLINE BANKING LOGINPERSONALAGRICULTURALBUSINESSPROFESSIONALLOCATIONS Let us help you reach your goals in life. Go Green! Enroll in email statements today! Apple Pay Today! Make secure purchases in stores, in apps, and now on the web. Links & Calculators Useful resources and banking related calculators. Apply Now Apply for a Heritage Elan LOG IN - HERITAGE BANK Online Banking Demos. Online Banking Demo. Cash Management Demo. More Information. More Information. Routing Number 104908383.

ONLINE BANKING

It’s easy to bank online! To use the Online Banking system, you must have a deposit account or loan with Heritage Bank. This FREE system operates in a very secure, encrypted environment to protect the confidentiality of your financial information. Enroll now! Then, we’ll mail you a login and password to allow you access to the

system.

PERSONAL CHECKING ACCOUNTS Heritage Checking. Opening Deposit: $100.00. Minimum Balance: $1000 daily balance. Monthly Service Charges: None, or $6.00 if balance falls below $1000 minimum daily balance. Per Item Charges: $.20 per item after 25 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit).

HERITAGE BANK, INC.

Welcome to our Online Banking page, choose your login type: REGISTERED ONLINE BANKING USER WHO DID NOT CHOOSE SECURITY QUESTIONS. If you already use Online Banking, but do not have security questions and a security key/word, click here. SETUP YOUR INFO.

HERITAGE BANK, INC.

Heritage Bank, Inc. - Aurora, NE Online Banking. Registered Online Banking User Login - Step 1 of 3. LOCATIONS - HERITAGE BANK Aurora Main Branch. 1101 12th Street PO Box 329 Aurora NE 68818. Phone: (402) 694-3136 Fax: 1-844-273-5989. Hours Monday – Friday:

9:00 – 3:00

E-STATEMENT ENROLLMENT FORM Any additional problems, please call Heritage Bank Tech Support at 888-554-5499 ext. 229. I understand and agree to the terms and conditions of e-statements described. Enrollment of one joint account holder will serve as an enrollment on behalf of all account holders. RELATIONSHIP MANAGERS Relationship Manager. baldwind@bankonheritage.com. Office: (402) 461-2184. Dawn’s 25 years of banking lending and loan administration experience are a great benefit as she works with consumers and business customers alike. In addition to assisting loan customers in Hastings, Dawn is one of Heritage Bank’s Mortgage Specialists. HGI REALTY - HERITAGE BANK Mobile: 308-380-8792. Office: 308-698-5000. Fax: 1-844-273-5989. petersrod@bankonheritage.com PERSONAL CHECKING ACCOUNTS Opening Deposit: $100.00 Minimum Balance: $1000 daily balance Monthly Service Charges: None, or $6.00 if balance falls below $1000 minimum daily balance Per Item Charges: $.20 per item after 25 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit). Interest: Yes, tiered rates ATM Access: Free at all Heritage Bank ATMs; $2.00 at LOCATIONS - HERITAGE BANK Aurora Main Branch. 1101 12th Street PO Box 329 Aurora NE 68818. Phone: (402) 694-3136 Fax: 1-844-273-5989. Hours Monday – Friday:

9:00 – 3:00

PERSONAL SAVINGS ACCOUNTS Minimum Balance to Open: $50.00 for adults, $10.00 for minors. Interest: Yes, as long as a $50.00 balance is maintained. Check Access: Not available ATM Fees and Access: Free at all Heritage Bank ATMs; $2.00 at other locations (Owner of ATM surcharges, if any, still apply). Monthly Service Charge: None Transaction Charges: Three free withdrawals per month, $1.00 per withdrawal after three

RETIREMENT PLANS

All types of plans are available, from SIMPLE IRAs to 401Ks and Profit Sharing Plans. Whether your retirement plan needs are simple or complex, choose the Heritage Bank retirement plan team. Why? Knowledgeable, local service. Focus on employee education. Great investment options! Good use of technology, but with personal service!

Investment

HERITAGE BANK, INC.

Google Chrome™ (versions 38.0 and above) Microsoft® Internet Explorer® (versions 11.0 and above) Mozilla® Firefox® (versions 34.0 and above) Safari® (versions 7.1 and above) Microsoft Edge® (versions 25.0 and above) ELECTRONIC BANKING/ADMINISTRATION 402-694-3136 ext. 1009. Brandi has been assisting customers and branch personnel with Internet Banking and Data Processing since 2015. She specializes in Wire Transfers, Internet Banking, Bill Pay, ACH and Debit Cards. Brandi holds an Associates Degree in Marketing/Management from Northeast Community College in Norfolk. MOBILE BANKING INSTRUCTIONS Mobile App Instructions. To use the Mobile App users must have first successfully enrolled in Heritage Banks new Internet Banking. Once you have successfully enrolled in Internet Banking the SAME Login Information will be used to access the Mobile App. iPhone / iPad Users: Go to the Apple App Store and search for “Heritage Bank

Nebraska”.

CAREER OPPORTUNITIES Career Opportunities. Accounts Payable/Farm Accounting – No Saturdays. Experience in receiving, verifying and processing invoices preferred. Quick Books knowledge beneficial. Responsibilities include coding farm accounting customers’ expenses and generating monthly profit & loss statements. PTO and 401K with employer match after

1-year

HERITAGE BANK, INC.

Heritage Bank, Inc. - Aurora, NE Online Banking. Registered Business Online Banking User Login - Step 1 of 3.

HERITAGE BANK, INC.

Welcome to our Business Online Banking page, choose your login type: REGISTERED BUSINESS ONLINE BANKING USER WHO DID NOT CHOOSE SECURITY QUESTIONS. If you already use Business Online Banking, but do not have security questions and a security key/word, click here. SETUP YOUR

INFO.

HOME - HERITAGE BANKONLINE BANKING LOGINPERSONALAGRICULTURALBUSINESSPROFESSIONALLOCATIONS Let us help you reach your goals in life. Go Green! Enroll in email statements today! Apple Pay Today! Make secure purchases in stores, in apps, and now on the web. Links & Calculators Useful resources and banking related calculators. Apply Now Apply for a Heritage Elan LOG IN - HERITAGE BANK Online Banking Demos. Online Banking Demo. Cash Management Demo. More Information. More Information. Routing Number 104908383.

ONLINE BANKING

It’s easy to bank online! To use the Online Banking system, you must have a deposit account or loan with Heritage Bank. This FREE system operates in a very secure, encrypted environment to protect the confidentiality of your financial information. Enroll now! Then, we’ll mail you a login and password to allow you access to the

system.

PERSONAL CHECKING ACCOUNTS Heritage Checking. Opening Deposit: $100.00. Minimum Balance: $1000 daily balance. Monthly Service Charges: None, or $6.00 if balance falls below $1000 minimum daily balance. Per Item Charges: $.20 per item after 25 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit).

HERITAGE BANK, INC.

Welcome to our Online Banking page, choose your login type: REGISTERED ONLINE BANKING USER WHO DID NOT CHOOSE SECURITY QUESTIONS. If you already use Online Banking, but do not have security questions and a security key/word, click here. SETUP YOUR INFO.

HERITAGE BANK, INC.

Heritage Bank, Inc. - Aurora, NE Online Banking. Registered Online Banking User Login - Step 1 of 3. LOCATIONS - HERITAGE BANK Aurora Main Branch. 1101 12th Street PO Box 329 Aurora NE 68818. Phone: (402) 694-3136 Fax: 1-844-273-5989. Hours Monday – Friday:

9:00 – 3:00

HERITAGE BANK, INC.

Google Chrome™ (versions 38.0 and above) Microsoft® Internet Explorer® (versions 11.0 and above) Mozilla® Firefox® (versions 34.0 and above) Safari® (versions 7.1 and above) Microsoft Edge® (versions 25.0 and above) RELATIONSHIP MANAGERS Relationship Manager. baldwind@bankonheritage.com. Office: (402) 461-2184. Dawn’s 25 years of banking lending and loan administration experience are a great benefit as she works with consumers and business customers alike. In addition to assisting loan customers in Hastings, Dawn is one of Heritage Bank’s Mortgage Specialists. HGI REALTY - HERITAGE BANKHGI REALTY NEW ORLEANSHGI REALTY METAIRIEBANK ON HERITAGE BANKHGI BACK OFFICEHGI ARISTOTLEHGI CRUSADE

BACK OFFICE

Mobile: 308-380-8792. Office: 308-698-5000. Fax: 1-844-273-5989. petersrod@bankonheritage.com HOME - HERITAGE BANKONLINE BANKING LOGINPERSONALAGRICULTURALBUSINESSPROFESSIONALLOCATIONS Let us help you reach your goals in life. Go Green! Enroll in email statements today! Apple Pay Today! Make secure purchases in stores, in apps, and now on the web. Links & Calculators Useful resources and banking related calculators. Apply Now Apply for a Heritage Elan LOG IN - HERITAGE BANK Online Banking Demos. Online Banking Demo. Cash Management Demo. More Information. More Information. Routing Number 104908383.

ONLINE BANKING

It’s easy to bank online! To use the Online Banking system, you must have a deposit account or loan with Heritage Bank. This FREE system operates in a very secure, encrypted environment to protect the confidentiality of your financial information. Enroll now! Then, we’ll mail you a login and password to allow you access to the

system.

PERSONAL CHECKING ACCOUNTS Heritage Checking. Opening Deposit: $100.00. Minimum Balance: $1000 daily balance. Monthly Service Charges: None, or $6.00 if balance falls below $1000 minimum daily balance. Per Item Charges: $.20 per item after 25 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit).

HERITAGE BANK, INC.

Welcome to our Online Banking page, choose your login type: REGISTERED ONLINE BANKING USER WHO DID NOT CHOOSE SECURITY QUESTIONS. If you already use Online Banking, but do not have security questions and a security key/word, click here. SETUP YOUR INFO.

HERITAGE BANK, INC.

Heritage Bank, Inc. - Aurora, NE Online Banking. Registered Online Banking User Login - Step 1 of 3. LOCATIONS - HERITAGE BANK Aurora Main Branch. 1101 12th Street PO Box 329 Aurora NE 68818. Phone: (402) 694-3136 Fax: 1-844-273-5989. Hours Monday – Friday:

9:00 – 3:00

HERITAGE BANK, INC.

Google Chrome™ (versions 38.0 and above) Microsoft® Internet Explorer® (versions 11.0 and above) Mozilla® Firefox® (versions 34.0 and above) Safari® (versions 7.1 and above) Microsoft Edge® (versions 25.0 and above) RELATIONSHIP MANAGERS Relationship Manager. baldwind@bankonheritage.com. Office: (402) 461-2184. Dawn’s 25 years of banking lending and loan administration experience are a great benefit as she works with consumers and business customers alike. In addition to assisting loan customers in Hastings, Dawn is one of Heritage Bank’s Mortgage Specialists. HGI REALTY - HERITAGE BANKHGI REALTY NEW ORLEANSHGI REALTY METAIRIEBANK ON HERITAGE BANKHGI BACK OFFICEHGI ARISTOTLEHGI CRUSADE

BACK OFFICE

Mobile: 308-380-8792. Office: 308-698-5000. Fax: 1-844-273-5989. petersrod@bankonheritage.com

ONLINE BANKING

It’s easy to bank online! To use the Online Banking system, you must have a deposit account or loan with Heritage Bank. This FREE system operates in a very secure, encrypted environment to protect the confidentiality of your financial information. PERSONAL CHECKING ACCOUNTS Opening Deposit: $100.00 Minimum Balance: $1000 daily balance Monthly Service Charges: None, or $6.00 if balance falls below $1000 minimum daily balance Per Item Charges: $.20 per item after 25 per month (electronic transactions such as debit cards, ATM withdrawals, and ACH debits do not count toward this limit). Interest: Yes, tiered rates ATM Access: Free at all Heritage Bank ATMs; $2.00 at

HERITAGE BANK, INC.

Google Chrome™ (versions 38.0 and above) Microsoft® Internet Explorer® (versions 11.0 and above) Mozilla® Firefox® (versions 34.0 and above) Safari® (versions 7.1 and above) Microsoft Edge® (versions 25.0 and above) ELECTRONIC BANKING/ADMINISTRATION 402-694-3136 ext. 1009. Brandi has been assisting customers and branch personnel with Internet Banking and Data Processing since 2015. She specializes in Wire Transfers, Internet Banking, Bill Pay, ACH and Debit Cards. Brandi holds an Associates Degree in Marketing/Management from Northeast Community College in Norfolk. MOBILE BANKING INSTRUCTIONS Mobile App Instructions. To use the Mobile App users must have first successfully enrolled in Heritage Banks new Internet Banking. Once you have successfully enrolled in Internet Banking the SAME Login Information will be used to access the Mobile App. iPhone / iPad Users: Go to the Apple App Store and search for “Heritage Bank

Nebraska”.

HERITAGE BANK, INC.

With all of the security issues on the web in today's world, we've upgraded to a more secure means of accessing your account so that you, and your money, are protected. Click here to login to your account. LOGIN. Click here to setup your security questions and security key/word. SETUP YOUR INFO. THE HERITAGE DIFFERENCE The Heritage Bank Trust & Investment Services division of our company evolved from the old First National Bank & Trust Company in Aurora. In 1985, that department managed $6 million in assets (trusts, farms, investments). As of year-end 2017, our Trust & Investment Services division has grown to $228 million in managed assets. CAREER OPPORTUNITIES Career Opportunities. Accounts Payable/Farm Accounting – No Saturdays. Experience in receiving, verifying and processing invoices preferred. Quick Books knowledge beneficial. Responsibilities include coding farm accounting customers’ expenses and generating monthly profit & loss statements. PTO and 401K with employer match after

1-year

HERITAGE BANK, INC.

Heritage Bank, Inc. - Aurora, NE Online Banking. Registered Business Online Banking User Login - Step 1 of 3. CERTIFICATES OF DEPOSIT Minimum deposit to open is $1,000 for adults; $500 for minors. $0 minimum balance to earn APY. Substantial penalty for early withdrawal. Contact a Service Support Staff member at 1-888-554-5499 for more information or to check today’s interest rates. Rates may be

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We have the tools to help you bank when and where you want We have the tools to help you bank when and where you want We have the tools to help you bank when and where you want Wishing you a safe Harvest Wishing you a safe Harvest Wishing you a safe Harvest __ GO GREEN!Enroll in email statements today! __ APPLE PAY TODAY!Make secure purchases in stores, in apps, and now

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__ LINKS & CALCULATORSUseful resources and banking related calculators __ APPLY NOWApply for a Heritage Elan Credit Card with competitive rates and no annual fee! PROFESSIONAL SERVICES

INSURANCE SOLUTIONS

INSURANCE SOLUTIONS

Find an insurance plan that’s right for you.

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WEALTH MANAGEMENT

WEALTH MANAGEMENT

Meet our team of investment professionals that are ready to serve you.

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RETIREMENT PLANS

RETIREMENT PLANS

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REALTY SERVICES

REALTY SERVICES

Meet the team of hardworking, experienced real estate professionals

at HGI Realty.

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RETAIL INVESTMENT ALTERNATIVES RETAIL INVESTMENT ALTERNATIVES Learn more about our retail investment alternatives and plan your

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PROFESSIONAL SERVICES FOR FARMERS AT HERITAGE BANK, WE UNDERSTAND THAT OUR SUCCESS IS TIED TO YOUR

SUCCESS.

OUR EXPERTS ARE AVAILABLE TO SUPPORT IN ANY OR ALL OF THESE AREAS:

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ACCOUNTING

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CASH FLOW AND BILL PAYING

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TAX PLANNING AND PREPARATION WHETHER YOU’RE GETTING STARTED OR JUST WANT SOMEONE YOU CAN TRUST TO HELP YOU MAKE YOUR FARM OR RANCH MORE COMPETITIVE, GIVE US A CALL FOR FAST, FRIENDLY FINANCIAL SERVICES. READY TO SCHEDULE A ONE-ON-ONE CONSULTATION?

Let's Get Started!

ADDITIONAL SERVICES

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Your checking account needs. Remote Deposit Capture > Reorder Personal Checks > Checking Account Switch Kit > Reorder Business Checks >

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E-statements and CD-ROM Delivery >

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Your credit and debit card needs. Heritage Bank Credit Card Balance and Make Payments > VISA Alert Service > Report Lost or Stolen Debit Card > Surcharge Free ATM Locations >

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