AUSTRALIANSUPER

AustralianSuper is run only to benefit members, offering low fees and strong long-term investment returns. Join online today.

AUSTRALIANSUPER

Select from the below options to manage super payments online for your employees. QuickSuper Login; Nil advice - Complete this form if you don't need to make a super payment. FEDERAL BUDGET 2021 CHANGES TO SUPERANNUATION Importantly, the Federal Government has maintained the legislated increase to the superannuation guarantee, which will increase by 0.5% to 10% on 1 July 2021. This is great news, as we know the rise in the minimum rate of super payments will help support a better retirement for millions of Australians. VOLUNTARY PERSONAL SUPER CONTRIBUTIONS There’s more than one way to grow your super for the retirement you want to achieve. In addition to employer contributions, your super can grow through investment performance and any extra contributions you add to it during your working life. The more you add, the better chance you have of achieving financial freedom in retirement. CLAIMING A TAX DEDUCTION FOR PERSONAL SUPER CONTRIBUTIONS Issued by AustralianSuper Pty Ltd AN 4 45 AFSL 233 Trustee of AustralianSuper AN 5 14 34 Complete this form to: • claim an income tax deduction for contributions you made to AustralianSuper (complete sections 1 and 2) • reduce the amount submitted in a previous notice (complete sections 1 and 3). Please complete in pen using CAPITAL

letters.

HOW YOUR SUPERANNUATION IS TAXED Your investment earnings (such as interest, dividends, rental income etc.) in superannuation are generally taxed at 15%, while you’re working and growing your super. Investment earnings are not taxed if you are fully retired and drawing an income through a Choice Income

account.

EMPLOYEE SUPER ON OVERTIME AND BONUSES The superannuation guarantee and super on overtime and bonuses. The superannuation guarantee (SG) is the minimum percentage of an employees’ wages paid into their super – and it’s a legal requirement. You have to pay the SG to eligible employees (generally those aged over 18 who earn over $450 a month). The current SG rate is

9.5%.

PRODUCT DISCLOSURE STATEMENTS For people working for a Federal, State or Territory Government employer through a department, agency, government business enterprise or statutory authority. Public Sector Division Product Disclosure Statement. Download. REQUEST FAMILY LAW INFORMATION Issued by AustralianSuper Pty Ltd ABN 4 006 45 AFSL 233 Trustee of AustralianSuper ABN 65 14 34 Request family law information This form is also known as a Form 6 Declaration and Superannuation Information

Request Form.

INCREASE YOUR INCOME PROTECTION AFTER A SALARY INCREASE Please return this completed form to: insurance@australiansuper.com Or AustralianSuper, GPO Box 1901, MELBOURNE VIC 3001 Telephone 1300 300 273 Web australiansuper.com 20747 05/21 page 4

AUSTRALIANSUPER

AustralianSuper is run only to benefit members, offering low fees and strong long-term investment returns. Join online today.

AUSTRALIANSUPER

Select from the below options to manage super payments online for your employees. QuickSuper Login; Nil advice - Complete this form if you don't need to make a super payment. FEDERAL BUDGET 2021 CHANGES TO SUPERANNUATION Importantly, the Federal Government has maintained the legislated increase to the superannuation guarantee, which will increase by 0.5% to 10% on 1 July 2021. This is great news, as we know the rise in the minimum rate of super payments will help support a better retirement for millions of Australians. VOLUNTARY PERSONAL SUPER CONTRIBUTIONS There’s more than one way to grow your super for the retirement you want to achieve. In addition to employer contributions, your super can grow through investment performance and any extra contributions you add to it during your working life. The more you add, the better chance you have of achieving financial freedom in retirement. CLAIMING A TAX DEDUCTION FOR PERSONAL SUPER CONTRIBUTIONS Issued by AustralianSuper Pty Ltd AN 4 45 AFSL 233 Trustee of AustralianSuper AN 5 14 34 Complete this form to: • claim an income tax deduction for contributions you made to AustralianSuper (complete sections 1 and 2) • reduce the amount submitted in a previous notice (complete sections 1 and 3). Please complete in pen using CAPITAL

letters.

HOW YOUR SUPERANNUATION IS TAXED Your investment earnings (such as interest, dividends, rental income etc.) in superannuation are generally taxed at 15%, while you’re working and growing your super. Investment earnings are not taxed if you are fully retired and drawing an income through a Choice Income

account.

EMPLOYEE SUPER ON OVERTIME AND BONUSES The superannuation guarantee and super on overtime and bonuses. The superannuation guarantee (SG) is the minimum percentage of an employees’ wages paid into their super – and it’s a legal requirement. You have to pay the SG to eligible employees (generally those aged over 18 who earn over $450 a month). The current SG rate is

9.5%.

PRODUCT DISCLOSURE STATEMENTS For people working for a Federal, State or Territory Government employer through a department, agency, government business enterprise or statutory authority. Public Sector Division Product Disclosure Statement. Download. REQUEST FAMILY LAW INFORMATION Issued by AustralianSuper Pty Ltd ABN 4 006 45 AFSL 233 Trustee of AustralianSuper ABN 65 14 34 Request family law information This form is also known as a Form 6 Declaration and Superannuation Information

Request Form.

INCREASE YOUR INCOME PROTECTION AFTER A SALARY INCREASE Please return this completed form to: insurance@australiansuper.com Or AustralianSuper, GPO Box 1901, MELBOURNE VIC 3001 Telephone 1300 300 273 Web australiansuper.com 20747 05/21 page 4 VOLUNTARY PERSONAL SUPER CONTRIBUTIONS There’s more than one way to grow your super for the retirement you want to achieve. In addition to employer contributions, your super can grow through investment performance and any extra contributions you add to it during your working life. The more you add, the better chance you have of achieving financial freedom in retirement. HOW TO ADD MORE TO YOUR SUPER If you want to contribute to your super from your after-tax pay, setting up a one off or regular direct debit is one of the easiest ways to make regular contributions to your super. Simply, nominate your preferred schedule and watch your super savings grow. You can set up a direct debit through your online account or by completing and

returning

SUPER GUARANTEE: RAISE TO 12%| AUSTRALIANSUPER 12% SG by 2025 - how small increases lead to big benefits. The superannuation guarantee (SG) is the percentage of your wages that your employer pays into your super fund on your behalf. It’s an important part of the superannuation system. The SG rate was 3% when it was introduced on 1 July 1992 and rose to 9% in the following 10

years.

SUPER AND THE GOVERNMENT AGE PENSION When you think about your retirement and how you’re going to pay for it, you may only consider your super balance. But around 62% of Australians over the age of 65 receive a part or full Government Age Pension payments 1 , and the two can work together to support you in retirement.. Super is the main source of retirement income for many people living in Australia. PAYING SUPER ON LEAVE For part-time employees, this leave is usually worked out on a pro rata basis. The Superannuation Guarantee (SG) is the minimum percentage of wages you must pay into an employee’s super fund on their behalf. The rate is currently 9.5% of an employee’s OTE, and is set to increase to 10% on 1 July 2021. PROVIDING PROOF OF YOUR IDENTITY You can prove your identity (ID) in one of two ways: How to certify physical copies of your ID: 1. Photocopy both sides of your ID (as

applicable):

QUICKSUPER - WELCOME The QuickSuper service is provided to you by Westpac Banking Corporation ABN 33 007 457 141 ("Westpac") at the request of AustralianSuper. Westpac terms and conditions apply to the QuickSuper service which you will be asked to accept. 2018-19 - AUSTRALIANSUPER 6 AUSTRALIANSUPER ANNUAL REPORT 2018 - 2019 7 CONTENTS WELCOME THE JOURNEY TO DATE THE JOURNEY AHEAD IN SAFE HANDS APPENDICES I am pleased to introduce AustralianSuper’s 2018-2019 Annual Report. This is a report for all members on the work we have been doing on PROVIDING PROOF OF YOUR DE-FACTO RELATIONSHIP Issued by AustralianSuper Pty Ltd ABN 94 006 457 987 AFSL 233788 Trustee of AustralianSuper ABN 65 714 394 898 20136 01/21 page 5 of 6 To be completed by the de facto partner of the AustralianSuper member applying for a change to their insurance cover due APPLYING FOR PAYMENT AFTER A MEMBER DIES page 4 of 4 This fact sheet was issued in December 2018 by AustralianSuper Pty Ltd ABN 94 006 457 987 AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898, and is a summary of the main features of insurance cover for AustralianSuper members.

AUSTRALIANSUPER

AustralianSuper is run only to benefit members, offering low fees and strong long-term investment returns. Join online today.

AUSTRALIANSUPER

Select from the below options to manage super payments online for your employees. QuickSuper Login; Nil advice - Complete this form if you don't need to make a super payment. FEDERAL BUDGET 2021 CHANGES TO SUPERANNUATION Importantly, the Federal Government has maintained the legislated increase to the superannuation guarantee, which will increase by 0.5% to 10% on 1 July 2021. This is great news, as we know the rise in the minimum rate of super payments will help support a better retirement for millions of Australians. CLAIMING A TAX DEDUCTION FOR PERSONAL SUPER CONTRIBUTIONS Issued by AustralianSuper Pty Ltd AN 4 45 AFSL 233 Trustee of AustralianSuper AN 5 14 34 Complete this form to: • claim an income tax deduction for contributions you made to AustralianSuper (complete sections 1 and 2) • reduce the amount submitted in a previous notice (complete sections 1 and 3). Please complete in pen using CAPITAL

letters.

HOW YOUR SUPERANNUATION IS TAXED Your investment earnings (such as interest, dividends, rental income etc.) in superannuation are generally taxed at 15%, while you’re working and growing your super. Investment earnings are not taxed if you are fully retired and drawing an income through a Choice Income

account.

PAYING SUPER ON LEAVE For part-time employees, this leave is usually worked out on a pro rata basis. The Superannuation Guarantee (SG) is the minimum percentage of wages you must pay into an employee’s super fund on their behalf. The rate is currently 9.5% of an employee’s OTE, and is set to increase to 10% on 1 July 2021. ECONOMIC IMPACTS ON CASH OPTION RETURNS Impacts to Cash option returns. While the Cash option is designed to provide stable returns over the short-term, there are a number of factors that can impact the returns of the Cash option: Low or negative interest rates: While the current outlook for sustained negative interest rates in Australia is low, market events could lead

to a scenario

PRODUCT DISCLOSURE STATEMENTS For people working for a Federal, State or Territory Government employer through a department, agency, government business enterprise or statutory authority. Public Sector Division Product Disclosure Statement. Download. QUICKSUPER - WELCOME The QuickSuper service is provided to you by Westpac Banking Corporation ABN 33 007 457 141 ("Westpac") at the request of AustralianSuper. Westpac terms and conditions apply to the QuickSuper service which you will be asked to accept. REQUEST FAMILY LAW INFORMATION Issued by AustralianSuper Pty Ltd ABN 4 006 45 AFSL 233 Trustee of AustralianSuper ABN 65 14 34 Request family law information This form is also known as a Form 6 Declaration and Superannuation Information

Request Form.

AUSTRALIANSUPER

AustralianSuper is run only to benefit members, offering low fees and strong long-term investment returns. Join online today.

AUSTRALIANSUPER

Select from the below options to manage super payments online for your employees. QuickSuper Login; Nil advice - Complete this form if you don't need to make a super payment. FEDERAL BUDGET 2021 CHANGES TO SUPERANNUATION Importantly, the Federal Government has maintained the legislated increase to the superannuation guarantee, which will increase by 0.5% to 10% on 1 July 2021. This is great news, as we know the rise in the minimum rate of super payments will help support a better retirement for millions of Australians. CLAIMING A TAX DEDUCTION FOR PERSONAL SUPER CONTRIBUTIONS Issued by AustralianSuper Pty Ltd AN 4 45 AFSL 233 Trustee of AustralianSuper AN 5 14 34 Complete this form to: • claim an income tax deduction for contributions you made to AustralianSuper (complete sections 1 and 2) • reduce the amount submitted in a previous notice (complete sections 1 and 3). Please complete in pen using CAPITAL

letters.

HOW YOUR SUPERANNUATION IS TAXED Your investment earnings (such as interest, dividends, rental income etc.) in superannuation are generally taxed at 15%, while you’re working and growing your super. Investment earnings are not taxed if you are fully retired and drawing an income through a Choice Income

account.

PAYING SUPER ON LEAVE For part-time employees, this leave is usually worked out on a pro rata basis. The Superannuation Guarantee (SG) is the minimum percentage of wages you must pay into an employee’s super fund on their behalf. The rate is currently 9.5% of an employee’s OTE, and is set to increase to 10% on 1 July 2021. ECONOMIC IMPACTS ON CASH OPTION RETURNS Impacts to Cash option returns. While the Cash option is designed to provide stable returns over the short-term, there are a number of factors that can impact the returns of the Cash option: Low or negative interest rates: While the current outlook for sustained negative interest rates in Australia is low, market events could lead

to a scenario

PRODUCT DISCLOSURE STATEMENTS For people working for a Federal, State or Territory Government employer through a department, agency, government business enterprise or statutory authority. Public Sector Division Product Disclosure Statement. Download. QUICKSUPER - WELCOME The QuickSuper service is provided to you by Westpac Banking Corporation ABN 33 007 457 141 ("Westpac") at the request of AustralianSuper. Westpac terms and conditions apply to the QuickSuper service which you will be asked to accept. REQUEST FAMILY LAW INFORMATION Issued by AustralianSuper Pty Ltd ABN 4 006 45 AFSL 233 Trustee of AustralianSuper ABN 65 14 34 Request family law information This form is also known as a Form 6 Declaration and Superannuation Information

Request Form.

HOW TO ADD MORE TO YOUR SUPER If you want to contribute to your super from your after-tax pay, setting up a one off or regular direct debit is one of the easiest ways to make regular contributions to your super. Simply, nominate your preferred schedule and watch your super savings grow. You can set up a direct debit through your online account or by completing and

returning

PAYING SUPER ON LEAVE For part-time employees, this leave is usually worked out on a pro rata basis. The Superannuation Guarantee (SG) is the minimum percentage of wages you must pay into an employee’s super fund on their behalf. The rate is currently 9.5% of an employee’s OTE, and is set to increase to 10% on 1 July 2021. SUPER GUARANTEE: RAISE TO 12%| AUSTRALIANSUPER 12% SG by 2025 - how small increases lead to big benefits. The superannuation guarantee (SG) is the percentage of your wages that your employer pays into your super fund on your behalf. It’s an important part of the superannuation system. The SG rate was 3% when it was introduced on 1 July 1992 and rose to 9% in the following 10

years.

SUPER PROJECTION CALCULATOR This calculator helps estimate how much money you could get in retirement, how long your super could last and how adding a few extra dollars to your super now, could make a PROVIDING PROOF OF YOUR IDENTITY You can prove your identity (ID) in one of two ways: How to certify physical copies of your ID: 1. Photocopy both sides of your ID (as

applicable):

EMPLOYEE SUPER ON OVERTIME AND BONUSES The superannuation guarantee and super on overtime and bonuses. The superannuation guarantee (SG) is the minimum percentage of an employees’ wages paid into their super – and it’s a legal requirement. You have to pay the SG to eligible employees (generally those aged over 18 who earn over $450 a month). The current SG rate is

9.5%.

SUPER AND THE GOVERNMENT AGE PENSION When you think about your retirement and how you’re going to pay for it, you may only consider your super balance. But around 62% of Australians over the age of 65 receive a part or full Government Age Pension payments 1 , and the two can work together to support you in retirement.. Super is the main source of retirement income for many people living in Australia. APPLYING FOR PAYMENT AFTER A MEMBER DIES page 4 of 4 This fact sheet was issued in December 2018 by AustralianSuper Pty Ltd ABN 94 006 457 987 AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898, and is a summary of the main features of insurance cover for AustralianSuper members. APPLYING FOR A PAYMENT AFTER A MEMBER DIES page 2 of 4 Who is a Legal Personal Representative? Generally, the Legal Personal Representative is the executor of the Will or, if the deceased didn’t have a Will, LETTER OF COMPLIANCE 3 easy steps Step 1 Complete either an Australian Taxation Office Standard choice form or an AustralianSuper Pay my super into AustralianSuper form. Both forms are available online at australiansuper/com/forms

AUSTRALIANSUPER

AustralianSuper is run only to benefit members, offering low fees and strong long-term investment returns. Join online today.

AUSTRALIANSUPER

Select from the below options to manage super payments online for your employees. QuickSuper Login; Nil advice - Complete this form if you don't need to make a super payment.

HOW TO LOGIN

Manage your account on the go. Download the app from the App Store or Google Play and login with your AustralianSuper account username and password. To protect your account, we will never link you to a login page from your email. Always be sure to check the URL to make sure you're on a secure AustralianSuper page before entering any personal CONTACT US | AUSTRALIANSUPER How to lodge a complaint. You can. email us, call 1300 300 273 (8am – 8pm AEST/AEDT weekdays) / +61 3 9067 2108 (8.30am – 5pm AEST/AEDT weekdays), or. write to us at GPO Box 1901 Melbourne VIC

3001. Back To Top.

FEDERAL BUDGET 2021 CHANGES TO SUPERANNUATION Importantly, the Federal Government has maintained the legislated increase to the superannuation guarantee, which will increase by 0.5% to 10% on 1 July 2021. This is great news, as we know the rise in the minimum rate of super payments will help support a better retirement for millions of Australians. CHANGES TO MINIMUM DRAWDOWNS Changes to minimum drawdown limits. From 25 March 2020, the Government temporarily reduced the minimum drawdown amounts for account based pensions for the 2019-20 and 2020-21 financial years in response to COVID-19's impact on investment markets. This temporary measure ends on 30 June 2021. From 1 July 2021, the Government's default minimum PROTECTING YOUR SUPER Protecting Your Super. The Federal Government’s Protecting Your Super Package came into effect on 1 July 2019. The package is designed to protect Australians’ super savings from unnecessary erosion by fees and insurance costs. The legislation included changes to fees, the transfer of inactive low-balance accounts to the Australian

Taxation

AUSTRALIANSUPER

If you have not logged onto your account before, you'll need to register for your online account. Its quick and easy, you just need your member number. If you have already registered but forgotten your user name or password, you can reset these online. * You must complete

this information.

ABN SPIN SFI AND USI The information shown on this website is general information only. We haven’t taken into account your needs or objectives when providing

the information.

REQUEST FAMILY LAW INFORMATION Issued by AustralianSuper Pty Ltd ABN 4 006 45 AFSL 233 Trustee of AustralianSuper ABN 65 14 34 Request family law information This form is also known as a Form 6 Declaration and Superannuation Information

Request Form.

AUSTRALIANSUPER

AustralianSuper is run only to benefit members, offering low fees and strong long-term investment returns. Join online today.

AUSTRALIANSUPER

Select from the below options to manage super payments online for your employees. QuickSuper Login; Nil advice - Complete this form if you don't need to make a super payment.

HOW TO LOGIN

Manage your account on the go. Download the app from the App Store or Google Play and login with your AustralianSuper account username and password. To protect your account, we will never link you to a login page from your email. Always be sure to check the URL to make sure you're on a secure AustralianSuper page before entering any personal CONTACT US | AUSTRALIANSUPER How to lodge a complaint. You can. email us, call 1300 300 273 (8am – 8pm AEST/AEDT weekdays) / +61 3 9067 2108 (8.30am – 5pm AEST/AEDT weekdays), or. write to us at GPO Box 1901 Melbourne VIC

3001. Back To Top.

FEDERAL BUDGET 2021 CHANGES TO SUPERANNUATION Importantly, the Federal Government has maintained the legislated increase to the superannuation guarantee, which will increase by 0.5% to 10% on 1 July 2021. This is great news, as we know the rise in the minimum rate of super payments will help support a better retirement for millions of Australians. CHANGES TO MINIMUM DRAWDOWNS Changes to minimum drawdown limits. From 25 March 2020, the Government temporarily reduced the minimum drawdown amounts for account based pensions for the 2019-20 and 2020-21 financial years in response to COVID-19's impact on investment markets. This temporary measure ends on 30 June 2021. From 1 July 2021, the Government's default minimum PROTECTING YOUR SUPER Protecting Your Super. The Federal Government’s Protecting Your Super Package came into effect on 1 July 2019. The package is designed to protect Australians’ super savings from unnecessary erosion by fees and insurance costs. The legislation included changes to fees, the transfer of inactive low-balance accounts to the Australian

Taxation

AUSTRALIANSUPER

If you have not logged onto your account before, you'll need to register for your online account. Its quick and easy, you just need your member number. If you have already registered but forgotten your user name or password, you can reset these online. * You must complete

this information.

ABN SPIN SFI AND USI The information shown on this website is general information only. We haven’t taken into account your needs or objectives when providing

the information.

REQUEST FAMILY LAW INFORMATION Issued by AustralianSuper Pty Ltd ABN 4 006 45 AFSL 233 Trustee of AustralianSuper ABN 65 14 34 Request family law information This form is also known as a Form 6 Declaration and Superannuation Information

Request Form.

HOW TO LOGIN

Manage your account on the go. Download the app from the App Store or Google Play and login with your AustralianSuper account username and password. To protect your account, we will never link you to a login page from your email. Always be sure to check the URL to make sure you're on a secure AustralianSuper page before entering any personal

HOW TO JOIN

Joining AustralianSuper is easy. Follow these simple steps to become one of our 2.2 million members. 1. Join. You’re in good company choosing Australia’s largest, most trusted fund.**. Grab your Tax File Number and employer’s ABN (if you’re working) and you can join us in less than 15 minutes. 2. CHANGES TO MINIMUM DRAWDOWNS Changes to minimum drawdown limits. From 25 March 2020, the Government temporarily reduced the minimum drawdown amounts for account based pensions for the 2019-20 and 2020-21 financial years in response to COVID-19's impact on investment markets. This temporary measure ends on 30 June 2021. From 1 July 2021, the Government's default minimum ACCESSING YOUR SUPER If you’re applying to access your super based on severe financial hardship, you’ll have to meet different eligibility criteria. Financial Hardship payments will be paid and taxed as a normal super lump sum. If you're under 60 years old, this is generally taxed between 17% and 22%. If you're older than 60 years old, you will not

be taxed.

VOLUNTARY PERSONAL SUPER CONTRIBUTIONS There’s more than one way to grow your super for the retirement you want to achieve. In addition to employer contributions, your super can grow through investment performance and any extra contributions you add to it during your working life. The more you add, the better chance you have of achieving financial freedom in retirement. SUPERANNUATION CALCULATORS & TOOLS Super Contribution Calculator. Use this calculator to see how adding a bit extra to your super now, could make a big difference when it’s time to retire. It also shows you some different payment options to help you decide the best way to boost your super, such as salary sacrifice, after-tax contributions or a combination of both. HOW TO ADD MORE TO YOUR SUPER If you want to contribute to your super from your after-tax pay, setting up a one off or regular direct debit is one of the easiest ways to make regular contributions to your super. Simply, nominate your preferred schedule and watch your super savings grow. You can set up a direct debit through your online account or by completing and

returning

INSURANCE GUIDE

Our Insurance in your super guide contains terms and conditions about insurance, including costs, your eligibility for cover, how much you can apply for, when cover starts and stops and limitations or exclusions.. Different terms and conditions apply to our different divisions. If you don’t know which division you’re in, you can check by logging into your account and going to My insurance CLAIMING A TAX DEDUCTION FOR PERSONAL SUPER CONTRIBUTIONS Issued by AustralianSuper Pty Ltd AN 4 45 AFSL 233 Trustee of AustralianSuper AN 5 14 34 Complete this form to: • claim an income tax deduction for contributions you made to AustralianSuper (complete sections 1 and 2) • reduce the amount submitted in a previous notice (complete sections 1 and 3). Please complete in pen using CAPITAL

letters.

AUSTRALIANSUPER

If you have not logged onto your account before, you'll need to register for your online account. Its quick and easy, you just need your member number. If you have already registered but forgotten your user name or password, you can reset these online. * You must complete

this information.

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PROTECTING YOUR SUPER The Federal Government’s Protecting Your Super Package Act came into effect on 1 July 2019. See what it means for you.

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YOUR 2019 ANNUAL STATEMENT We’re currently preparing your 2019 annual statement. Find out when you should receive it and how to access it online, when it’s

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ARE YOU READY FOR THE NEXT THIRD OF YOUR LIFE? How long do you think you'll spend in retirement? It could be 30 years. It's never too late or early to start planning.

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JUGGLING MULTIPLE SUPER ACCOUNTS? Get them together with us and you could stop paying multiple fees.

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YOUR RESPONSIBILITIES Your responsibilities. Short and simple.

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†SuperRatings Fund Crediting Rate Survey – SR 50 Balanced (60-76) Index. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. *Based on findings in the Productivity Commission Inquiry Report December 2018, Superannuation: Assessing Efficiency and Competitiveness. Difference in performance is for top and bottom quartile MySuper funds for a person aged 21 years with a $50,000 starting salary and working to age 67. Sample returns for 53 MySuper funds for the 11 years to 2018. Difference in member balances is at retirement. Investments contain risk and returns are not guaranteed. +Readers Digest Most Trusted Brands – Superannuation category winner for seven years running 2013 – 2019. ^AustralianSuper received the Canstar 5-Star Rating for Outstanding Value Account Based Pension in 2018. Full methodology available here

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here to: https://www.canstar.com.au/star-rating-reports/account-based-pensions/ #The financial advice you receive will be provided under the Australian Financial Services Licence held by a third party and is therefore not the responsibility of AustralianSuper. With your approval, a fee may be charged if a Statement of Advice is produced.

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