BANKING - AMERISERVATM/BRANCH LOCATORCONTACT USCHATBANKINGTRUST &

WEALTH MANAGEMENT

AmeriServ can prepare you for what’s next. Banking for family. They rely on you to grow, learn and succeed. You can rely on AmeriServ. Banking for security. You’ve been working hard your entire life. AmeriServ can make sure it pays off. Banking for comfort. The hard

part is

ONLINE BANKING

Online Banking. Whether you’re on vacation or just can’t leave the house, AmeriServ’s online banking gives you account access where and when you need it. View your balances, transfer funds and deposit a check – all from the comfort of your home, office, or wherever you happen to be. AmeriServ Online Banking is available 24 hours a day

PERSONAL BANKING

With smart products – and a friendly, knowledgeable team – AmeriServ offers personal banking solutions that fit you, your life and your goals. We take the confusion out of money management and make it personal, like it should be. CHECKING - AMERISERV For a first-time bank account, AmeriServ StudentLife Checking has a lot of bells and whistles, like free mobile and online banking and a VISA® Check Card. $5 MONTHLY FEE. Fee waived when you do any of the following: Enroll in eStatements. Students, Age 15-25. Product automatically converts to ActiveLife Checking upon reaching the

student’s

PERSONAL ONLINE BANKING ACTION REQUIRED Make sure your contact information is up-to-date by calling 1-800-837-2265. Continue to the Personal Online Banking Login

Page

ONLINE BANKING

Online Banking. Your business is on the move – and your account should be, too. AmeriServ’s online banking is a powerful and convenient cash management tool for managing your company’s finances. Contact a Business Services Officer to discuss your company’s needs. Request More Information. BANKING - AMERISERVATM/BRANCH LOCATORCONTACT USCHATBANKINGTRUST &

WEALTH MANAGEMENT

AmeriServ can prepare you for what’s next. Banking for family. They rely on you to grow, learn and succeed. You can rely on AmeriServ. Banking for security. You’ve been working hard your entire life. AmeriServ can make sure it pays off. Banking for comfort. The hard

part is

ONLINE BANKING

Online Banking. Whether you’re on vacation or just can’t leave the house, AmeriServ’s online banking gives you account access where and when you need it. View your balances, transfer funds and deposit a check – all from the comfort of your home, office, or wherever you happen to be. AmeriServ Online Banking is available 24 hours a day

PERSONAL BANKING

With smart products – and a friendly, knowledgeable team – AmeriServ offers personal banking solutions that fit you, your life and your goals. We take the confusion out of money management and make it personal, like it should be. CHECKING - AMERISERV For a first-time bank account, AmeriServ StudentLife Checking has a lot of bells and whistles, like free mobile and online banking and a VISA® Check Card. $5 MONTHLY FEE. Fee waived when you do any of the following: Enroll in eStatements. Students, Age 15-25. Product automatically converts to ActiveLife Checking upon reaching the

student’s

PERSONAL ONLINE BANKING ACTION REQUIRED Make sure your contact information is up-to-date by calling 1-800-837-2265. Continue to the Personal Online Banking Login

Page

ONLINE BANKING

Online Banking. Your business is on the move – and your account should be, too. AmeriServ’s online banking is a powerful and convenient cash management tool for managing your company’s finances. Contact a Business Services Officer to discuss your company’s needs. Request More Information.

ONLINE BANKING

Online Banking. Your business is on the move – and your account should be, too. AmeriServ’s online banking is a powerful and convenient cash management tool for managing your company’s finances. Contact a Business Services Officer to discuss your company’s needs. Request More Information.

- AMERISERV

UPDATED: Wednesday, January 13, 2021. The Second Draw program is for any small business with less than 300 employees (subject to limited exceptions) including corporations, sole proprietors independent contractors and self-employed persons, various non-profit organizations and Tribal businesses affected by coronavirus/COVID-19. Please consult the SBA guidelines to see if your

WEALTH MANAGEMENT

Trust & Financial Services. Don’t go through your financial life alone. Go with a trusted partner. AmeriServ puts our experience to work so we can understand your family, your career, your financial goals and your investment needs. From there, we create a personalized,

professional plan

CHECKING - AMERISERV Choose the checking account for your business. Small Business Checking II. Medium to large business customers with limited transaction activities earn a deluxe package of business services features and conveniences. *. Minimum balance of at least $50,000. Business

CHECK REORDERING

Get more checks. Choose a tool to get started. Finance 101; Calculators; Rates; Identity Protection & Security

MEET OUR TEAM.

Michael Baylor. Executive Vice President / Chief Commercial Banking Officer. (301) 491-4663. Wayne Kessler. Senior Vice President / Area Executive. Johnstown. (814) 659-1123. Thomas Boyd. Vice President / Relationship Manager.

RATES - AMERISERV

Rates are subject to change without notice. Current Rates. Mortgage

Rates View Rates

PITTSBURGH OFFICE

Explore Our Mobile Apps; Register for Online/Mobile Banking; Personal; Business; About Us; Tools & Resources; Pittsburgh Office

GLENN ST. MARS

Glenn St. Mars. The mortgage process is frequently an educational event to our customers. I like to take the time to get to know them, and their individual needs and goals, so that we can put together the best financing options that will work for them. I started in mortgage lending in 1979, so I’ve seen many changes over the years.

VINCENT PELUSO

Vincent Peluso - AmeriServ. Manager - University Heights, East Hills & Windber. (800) 837-2265. VPeluso@ameriserv.com. BANKING - AMERISERVATM/BRANCH LOCATORCONTACT USCHATBANKINGTRUST &

WEALTH MANAGEMENT

Banking for family.. They rely on you to grow, learn and succeed. You can rely on AmeriServ.

ONLINE BANKING

Mobile App Have 24/7 access to your account and all the services AmeriServ has to offer. With our mobile app, you can check your balance and transaction history, manage your bills, and make payments and transfers right from your smartphone.

PERSONAL BANKING

With smart products – and a friendly, knowledgeable team – AmeriServ offers personal banking solutions that fit you, your life and your goals. We take the confusion out of money management and make it personal, like it should be. PERSONAL ONLINE BANKING ACTION REQUIRED Make sure your contact information is up-to-date by calling 1-800-837-2265. Continue to the Personal Online Banking Login

Page

CHECKING - AMERISERV The perfect solution for a student just getting started. For a first-time bank account, AmeriServ StudentLife Checking has a lot of bells and whistles, like free mobile and online banking and a

WEALTH MANAGEMENT

Trust & Financial Services Don’t go through your financial life alone. Go with a trusted partner. AmeriServ puts our experience to work so we can understand your family, your career, your financial goals and your investment needs.

RETIREMENT SERVICES

Make sure you’re prepared with advice and plans from AmeriServ, where we can help maximize your investments and minimize your stress. Through careful and thoughtful planning, we can ensure it will pay to invest in your future through IRA, 401(k), 403(b), 457 plans and more. COMMERCIAL BANKING SPECIALIST We are looking for a self-motivated individual who can prioritize duties and complete daily tasks with minimal supervision to work in the Commercial Banking Department. Seeking candidate with strong organizational and analytical skills with the ability to learn commercial lending and loan structure and how that translates into preparation of loan documents. Will learn standard

CHECK REORDERING

Get more checks. Choose a tool to get started. Finance 101; Calculators; Rates; Identity Protection & Security

CARROLLTOWN OFFICE

Have any questions? Talk with us directly using LiveChat. BANKING - AMERISERVATM/BRANCH LOCATORCONTACT USCHATBANKINGTRUST &

WEALTH MANAGEMENT

Banking for family.. They rely on you to grow, learn and succeed. You can rely on AmeriServ.

ONLINE BANKING

Mobile App Have 24/7 access to your account and all the services AmeriServ has to offer. With our mobile app, you can check your balance and transaction history, manage your bills, and make payments and transfers right from your smartphone.

PERSONAL BANKING

With smart products – and a friendly, knowledgeable team – AmeriServ offers personal banking solutions that fit you, your life and your goals. We take the confusion out of money management and make it personal, like it should be. PERSONAL ONLINE BANKING ACTION REQUIRED Make sure your contact information is up-to-date by calling 1-800-837-2265. Continue to the Personal Online Banking Login

Page

CHECKING - AMERISERV The perfect solution for a student just getting started. For a first-time bank account, AmeriServ StudentLife Checking has a lot of bells and whistles, like free mobile and online banking and a

WEALTH MANAGEMENT

Trust & Financial Services Don’t go through your financial life alone. Go with a trusted partner. AmeriServ puts our experience to work so we can understand your family, your career, your financial goals and your investment needs.

RETIREMENT SERVICES

Make sure you’re prepared with advice and plans from AmeriServ, where we can help maximize your investments and minimize your stress. Through careful and thoughtful planning, we can ensure it will pay to invest in your future through IRA, 401(k), 403(b), 457 plans and more. COMMERCIAL BANKING SPECIALIST We are looking for a self-motivated individual who can prioritize duties and complete daily tasks with minimal supervision to work in the Commercial Banking Department. Seeking candidate with strong organizational and analytical skills with the ability to learn commercial lending and loan structure and how that translates into preparation of loan documents. Will learn standard

CHECK REORDERING

Get more checks. Choose a tool to get started. Finance 101; Calculators; Rates; Identity Protection & Security

CARROLLTOWN OFFICE

Have any questions? Talk with us directly using LiveChat.

RATES ARCHIVE

As of 04-28-2021 Automobile & Light Truck Loans Model Year/Maximum Term Interest Rate APR Estimated Mo. Payment Brand New, Previously Untitled vehicles for 36 months 3.24% 3.581% $293.38 Brand New, Previously Untitled vehicles for 72 months 3.74% 3.917% $156.07 Used model years 2017 & newer for up to 36 months 4.24% 4.599% $297.91 Used

model

ONLINE BANKING

Your business is on the move – and your account should be, too. AmeriServ’s online banking is a powerful and convenient cash management tool for managing your company’s finances.

- AMERISERV

UPDATED: Wednesday, January 13, 2021. The Second Draw program is for any small business with less than 300 employees (subject to limited exceptions) including corporations, sole proprietors independent contractors and self-employed persons, various non-profit organizations and Tribal businesses affected by coronavirus/COVID-19. Please consult the SBA guidelines to see if your

CAREERS - AMERISERV

Our philosophy is: when our employees succeed, so does our business – and our communities. And after more than 100 years thriving right here in Johnstown, it’s a philosophy we know works. Be more than a number. We value our employees’ aspirations, opinions and

MEET OUR TEAM.

Retail Banking; Name Phone Email NMLS # Janet Alexander Manager - Nanty Glo (800) 837-2265: 552356: Carmen Fox AVP - Sales/Service Manager - Hagerstown (800) 837-2265: 649856: Tenille Hockenberry Sales/Service Manager - North Atherton (800) 837-2265: 1139571: Donna Keller Manager - Lovell Park, Northern Cambria & Carrolltown (800)

837-2265

CHECK REORDERING

Get more checks. Choose a tool to get started. Finance 101; Calculators; Rates; Identity Protection & Security

RATES - AMERISERV

Rates are subject to change without notice. Current Rates. Mortgage

Rates View Rates

MARKET WEEK: FEBRUARY 22, 2021 Stock Market Indexes Market/Index 2020 Close Prior Week As of 2/19 Weekly Change YTD Change DJIA 30,606.48 31,458.40 31,494.32 0.11% 2.90% Nasdaq 12,888.28 14,095.47 13,874.46 -1.57% 7.65%

PITTSBURGH OFFICE

Explore Our Mobile Apps; Register for Online/Mobile Banking; Personal; Business; About Us; Tools & Resources; Pittsburgh Office

GLENN ST. MARS

Approach to the home-buying process: The mortgage process is frequently an educational event to our customers. I like to take the time to get to know them, and their individual needs and goals, so that we can put together the best financing options that will work for BANKING - AMERISERVATM/BRANCH LOCATORCONTACT USCHATBANKINGTRUST &

WEALTH MANAGEMENT

AmeriServ can prepare you for what’s next. Banking for family. They rely on you to grow, learn and succeed. You can rely on AmeriServ. Banking for security. You’ve been working hard your entire life. AmeriServ can make sure it pays off. Banking for comfort. The hard

part is

ONLINE BANKING

Online Banking. Whether you’re on vacation or just can’t leave the house, AmeriServ’s online banking gives you account access where and when you need it. View your balances, transfer funds and deposit a check – all from the comfort of your home, office, or wherever you happen to be. AmeriServ Online Banking is available 24 hours a day

PERSONAL BANKING

With smart products – and a friendly, knowledgeable team – AmeriServ offers personal banking solutions that fit you, your life and your goals. We take the confusion out of money management and make it personal, like it should be. CHECKING - AMERISERV For a first-time bank account, AmeriServ StudentLife Checking has a lot of bells and whistles, like free mobile and online banking and a VISA® Check Card. $5 MONTHLY FEE. Fee waived when you do any of the following: Enroll in eStatements. Students, Age 15-25. Product automatically converts to ActiveLife Checking upon reaching the

student’s

PERSONAL ONLINE BANKING ACTION REQUIRED Make sure your contact information is up-to-date by calling 1-800-837-2265. Continue to the Personal Online Banking Login

Page

ONLINE BANKING

Online Banking. Your business is on the move – and your account should be, too. AmeriServ’s online banking is a powerful and convenient cash management tool for managing your company’s finances. Contact a Business Services Officer to discuss your company’s needs. Request More Information. BANKING - AMERISERVATM/BRANCH LOCATORCONTACT USCHATBANKINGTRUST &

WEALTH MANAGEMENT

AmeriServ can prepare you for what’s next. Banking for family. They rely on you to grow, learn and succeed. You can rely on AmeriServ. Banking for security. You’ve been working hard your entire life. AmeriServ can make sure it pays off. Banking for comfort. The hard

part is

ONLINE BANKING

Online Banking. Whether you’re on vacation or just can’t leave the house, AmeriServ’s online banking gives you account access where and when you need it. View your balances, transfer funds and deposit a check – all from the comfort of your home, office, or wherever you happen to be. AmeriServ Online Banking is available 24 hours a day

PERSONAL BANKING

With smart products – and a friendly, knowledgeable team – AmeriServ offers personal banking solutions that fit you, your life and your goals. We take the confusion out of money management and make it personal, like it should be. CHECKING - AMERISERV For a first-time bank account, AmeriServ StudentLife Checking has a lot of bells and whistles, like free mobile and online banking and a VISA® Check Card. $5 MONTHLY FEE. Fee waived when you do any of the following: Enroll in eStatements. Students, Age 15-25. Product automatically converts to ActiveLife Checking upon reaching the

student’s

PERSONAL ONLINE BANKING ACTION REQUIRED Make sure your contact information is up-to-date by calling 1-800-837-2265. Continue to the Personal Online Banking Login

Page

ONLINE BANKING

Online Banking. Your business is on the move – and your account should be, too. AmeriServ’s online banking is a powerful and convenient cash management tool for managing your company’s finances. Contact a Business Services Officer to discuss your company’s needs. Request More Information.

ONLINE BANKING

Online Banking. Your business is on the move – and your account should be, too. AmeriServ’s online banking is a powerful and convenient cash management tool for managing your company’s finances. Contact a Business Services Officer to discuss your company’s needs. Request More Information.

WEALTH MANAGEMENT

Trust & Financial Services. Don’t go through your financial life alone. Go with a trusted partner. AmeriServ puts our experience to work so we can understand your family, your career, your financial goals and your investment needs. From there, we create a personalized,

professional plan

RETIREMENT SERVICES

Plan your retirement. Make sure you’re prepared with advice and plans from AmeriServ, where we can help maximize your investments and minimize your stress. Through careful and thoughtful planning, we can ensure it will pay to invest in your future through IRA, 401 (k), 403 (b), 457 plans and more. Let's get started. Experienced people who can

- AMERISERV

UPDATED: Wednesday, January 13, 2021. The Second Draw program is for any small business with less than 300 employees (subject to limited exceptions) including corporations, sole proprietors independent contractors and self-employed persons, various non-profit organizations and Tribal businesses affected by coronavirus/COVID-19. Please consult the SBA guidelines to see if your

MEET OUR TEAM.

Michael Baylor. Executive Vice President / Chief Commercial Banking Officer. (301) 491-4663. Wayne Kessler. Senior Vice President / Area Executive. Johnstown. (814) 659-1123. Thomas Boyd. Vice President / Relationship Manager.

CHECK REORDERING

Get more checks. Choose a tool to get started. Finance 101; Calculators; Rates; Identity Protection & Security

RATES - AMERISERV

Rates are subject to change without notice. Current Rates. Mortgage

Rates View Rates

PITTSBURGH OFFICE

Explore Our Mobile Apps; Register for Online/Mobile Banking; Personal; Business; About Us; Tools & Resources; Pittsburgh Office

VINCENT PELUSO

Vincent Peluso - AmeriServ. Manager - University Heights, East Hills & Windber. (800) 837-2265. VPeluso@ameriserv.com.

MARY BETH PAGE

Mary Beth Page - AmeriServ. Sales/Service Manager - Westmont. (800) 837-2265. MPage@ameriserv.com. Javascript must be enabled for the correct page display * ATM/Branch Locator * Investor Relations

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BANKING FOR LIFE.

You’ve got your whole future ahead of you. AmeriServ can prepare you for what’s next.

BANKING FOR FAMILY.

They rely on you to grow, learn and succeed. You can rely on AmeriServ. BANKING FOR SECURITY. You’ve been working hard your entire life. AmeriServ can make sure it pays off. BANKING FOR COMFORT. The hard part is over – you’ve reached retirement. Now, you can relax, thanks to AmeriServ.

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AMERISERV SEMINAR SERIES AMERISERV SEMINAR SERIES Join us as Michelle Gwinn Nutter, Civil Rights Outreach Specialist of the Pennsylvania Office of Attorney General, will explain how you can help prevent Identity Theft. Sign Up _This seminar is meant to provide general information only. It is not intended to provide specific financial, investment, tax, legal, accounting or other advice and should not be acted upon without additional information. AmeriServ Financial, MEMBER FDIC_ Preventing Identity Theft

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BANKING FOR LIFE.

GETTING STARTED

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RAISING A FAMILY

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