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AMERICA FIRST CREDIT UNION America First Credit Union offers savings & checking accounts, mortgages, auto loans, online banking, Visa products, financial tools, business services, investment options and more to our members in Utah, Nevada, Idaho and Arizona.

ONLINE BANKING

With online banking you can quickly & securely move funds within your account or to other America First accounts. You can also transfer money to external accounts. Easy-to-use interface. Fast internal & external transfers. Set up automatic payments. View and edit scheduled transfers. Click For Larger Image. Transfer Money.

PREMIUM CHECKING

First and foremost, we’ve built Premium Checking around an unbeatable collection of core checking account features, including: No low-balance fees. Unlimited monthly transactions. The buying power and worldwide acceptance of an America First Visa® debit card. Access to a nationwide network of over 35,000 free ATMs. Card Guard® mobile

security.

SECURE & FREE ONLINE BANKING FOR UTAH AND NEVADA- AMERICA Just because you live in Utah or Nevada, doesn't mean you shouldn't be able to manage your money from anywhere. Simply login to AFCU online banking access account services, deposit checks online, and customize alerts and settings. And to put your mind at ease, AFCU online banking

is free and secure.

VISA ACTIVATION

Online & mobile banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of our closure dates. SBA PPP Loan Updates. Get the latest information on SBA loans and loan forgiveness here. Main Content. Home / Visa Activation. Quick Links. Become A Member.

BUSINESS RELIEF

If you have questions about the loan forgiveness application or your PPP loan, please visit the SBA’s official PPP web page or call our dedicated business hotline at 801-215-5557. The IRS has also released information related to the SBA PPP loan forgiveness, which can be found in IRS Notice 2020-32. APPLY FOR FORGIVENESS.

CLASSIC CHECKING

Open your account today. Apply online, visit your local branch , or call 1-800-999-3961. GET CLASSIC CHECKING. View our Rate & Fee Schedule. Members could pay overdraft service fees if their balances are zero, lines-of-credit limits are reached, and they have opted to receive overdraft services.

BUSINESS SERVICES

With our low-rate commercial or small business loans, the fexibility and buying power of our business Visa cards, merchant services, and the expertise of our Business Services team, the door to success will always be open for your business. To learn more about becoming a business member, call. 1

BUSINESS CHECKING

AFCU provides various checking account options for businesses based in Salt Lake City, the greater Utah area, and parts of Nevada. In addition to the standard Free Business Checking Account, we offer analyzed business, money market, organizational and non-profit business checking accounts. Find the right checking account for your business and apply today! COMMERCIAL REAL ESTATE AFCU offers commercial real estate loan options for business based in Salt Lake City, the greater Utah area, and parts of Nevada. Both non-owner and owner occupied business building loans are available. These loans are appropriate for commercial condo, office buildings,

apartments, and

AMERICA FIRST CREDIT UNION America First Credit Union offers savings & checking accounts, mortgages, auto loans, online banking, Visa products, financial tools, business services, investment options and more to our members in Utah, Nevada, Idaho and Arizona.

ONLINE BANKING

With online banking you can quickly & securely move funds within your account or to other America First accounts. You can also transfer money to external accounts. Easy-to-use interface. Fast internal & external transfers. Set up automatic payments. View and edit scheduled transfers. Click For Larger Image. Transfer Money.

PREMIUM CHECKING

First and foremost, we’ve built Premium Checking around an unbeatable collection of core checking account features, including: No low-balance fees. Unlimited monthly transactions. The buying power and worldwide acceptance of an America First Visa® debit card. Access to a nationwide network of over 35,000 free ATMs. Card Guard® mobile

security.

SECURE & FREE ONLINE BANKING FOR UTAH AND NEVADA- AMERICA Just because you live in Utah or Nevada, doesn't mean you shouldn't be able to manage your money from anywhere. Simply login to AFCU online banking access account services, deposit checks online, and customize alerts and settings. And to put your mind at ease, AFCU online banking

is free and secure.

VISA ACTIVATION

Online & mobile banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of our closure dates. SBA PPP Loan Updates. Get the latest information on SBA loans and loan forgiveness here. Main Content. Home / Visa Activation. Quick Links. Become A Member.

BUSINESS RELIEF

If you have questions about the loan forgiveness application or your PPP loan, please visit the SBA’s official PPP web page or call our dedicated business hotline at 801-215-5557. The IRS has also released information related to the SBA PPP loan forgiveness, which can be found in IRS Notice 2020-32. APPLY FOR FORGIVENESS.

CLASSIC CHECKING

Open your account today. Apply online, visit your local branch , or call 1-800-999-3961. GET CLASSIC CHECKING. View our Rate & Fee Schedule. Members could pay overdraft service fees if their balances are zero, lines-of-credit limits are reached, and they have opted to receive overdraft services.

BUSINESS SERVICES

With our low-rate commercial or small business loans, the fexibility and buying power of our business Visa cards, merchant services, and the expertise of our Business Services team, the door to success will always be open for your business. To learn more about becoming a business member, call. 1

BUSINESS CHECKING

AFCU provides various checking account options for businesses based in Salt Lake City, the greater Utah area, and parts of Nevada. In addition to the standard Free Business Checking Account, we offer analyzed business, money market, organizational and non-profit business checking accounts. Find the right checking account for your business and apply today! COMMERCIAL REAL ESTATE AFCU offers commercial real estate loan options for business based in Salt Lake City, the greater Utah area, and parts of Nevada. Both non-owner and owner occupied business building loans are available. These loans are appropriate for commercial condo, office buildings,

apartments, and

ONLINE BANKING

With online banking you can quickly & securely move funds within your account or to other America First accounts. You can also transfer money to external accounts. Easy-to-use interface. Fast internal & external transfers. Set up automatic payments. View and edit scheduled transfers. Click For Larger Image. Transfer Money.

CLASSIC CHECKING

Open your account today. Apply online, visit your local branch , or call 1-800-999-3961. GET CLASSIC CHECKING. View our Rate & Fee Schedule. Members could pay overdraft service fees if their balances are zero, lines-of-credit limits are reached, and they have opted to receive overdraft services.

BUSINESS RELIEF

If you have questions about the loan forgiveness application or your PPP loan, please visit the SBA’s official PPP web page or call our dedicated business hotline at 801-215-5557. The IRS has also released information related to the SBA PPP loan forgiveness, which can be found in IRS Notice 2020-32. APPLY FOR FORGIVENESS. CONTACT US- AMERICA FIRST CREDIT UNION Simply login to online banking and click on the chat icon in the menu bar near the top right corner of the page. *Our member service representatives are available by phone from 8 a.m. to 8 p.m. MT, Monday through Friday, and on Saturdays between 8 a.m. and 7 p.m. BASIC BUSINESS CHECKING Being America First's most popular business account, our Basic Business Checking is an ideal solution for most businesses. If your business generates fewer than 250 transactions per month, our Basic Business Checking Account might be right for you. If your Basic Business Checking Account registers more than 250 transactions in a

month, it will

VISA GIFT CARDS

Only $2.50 per card. Gift envelope included with each purchase. Used as easily as any Visa Credit or Check Card. Visa Gift Cards are available online and at all America First branches. *Protection is available if cards are registered at www.atiracardmyaccount.com. There

is a

MEMBER DEALS AND DISCOUNTS MEMBER DEALS & DISCOUNTS. Whether you're looking for an affordable date night or you need a fun outing with the whole family, America First has you covered with exclusive deals & discounts. It's just another way we're saying thanks for your membership. ACCOUNT SECURITY- AMERICA FIRST CREDIT UNION What we do. America First uses high-grade network traffic encryption to ensure that your log-ins and transactions are secure. We deploy multifactor authentication to your Online Banking account, preventing unauthorized access. Our members can select strong passwords for free Online Banking and free Mobile Banking. And much more.

PICTURE PERFECT

Eligibility: You need to be a member of America First Credit Union, with an active PIN number and your account must be in good standing. Fees: There is a $2.50 per Gift Card charge that will be deducted from either your savings or checking account, per your designation. CARD GUARD FAQS- AMERICA FIRST CREDIT UNION Introducing Card Guard, security you control. America First is proud to offer this revolutionary app that lets you manage your Visa® credit and debit cards, and ATM cards, just by tapping your

smartphone.

AMERICA FIRST CREDIT UNION America First Credit Union offers savings & checking accounts, mortgages, auto loans, online banking, Visa products, financial tools, business services, investment options and more to our members in Utah, Nevada, Idaho and Arizona.

ONLINE BANKING

With online banking you can quickly & securely move funds within your account or to other America First accounts. You can also transfer money to external accounts. Easy-to-use interface. Fast internal & external transfers. Set up automatic payments. View and edit scheduled transfers. Click For Larger Image. Transfer Money.

PREMIUM CHECKING

First and foremost, we’ve built Premium Checking around an unbeatable collection of core checking account features, including: No low-balance fees. Unlimited monthly transactions. The buying power and worldwide acceptance of an America First Visa® debit card. Access to a nationwide network of over 35,000 free ATMs. Card Guard® mobile

security.

SECURE & FREE ONLINE BANKING FOR UTAH AND NEVADA- AMERICA Just because you live in Utah or Nevada, doesn't mean you shouldn't be able to manage your money from anywhere. Simply login to AFCU online banking access account services, deposit checks online, and customize alerts and settings. And to put your mind at ease, AFCU online banking

is free and secure.

VISA ACTIVATION

Online & mobile banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of our closure dates. SBA PPP Loan Updates. Get the latest information on SBA loans and loan forgiveness here. Main Content. Home / Visa Activation. Quick Links. Become A Member.

CLASSIC CHECKING

Open your account today. Apply online, visit your local branch , or call 1-800-999-3961. GET CLASSIC CHECKING. View our Rate & Fee Schedule. Members could pay overdraft service fees if their balances are zero, lines-of-credit limits are reached, and they have opted to receive overdraft services.

BUSINESS CHECKING

AFCU provides various checking account options for businesses based in Salt Lake City, the greater Utah area, and parts of Nevada. In addition to the standard Free Business Checking Account, we offer analyzed business, money market, organizational and non-profit business checking accounts. Find the right checking account for your business and apply today! RV LOANS - AMERICA FIRST CREDIT UNION Contest period: June 1, 2021 – August 31, 2021. Contest sponsor: America First Credit Union, 1344 W. 4675 S., Riverdale, Utah 84405 Prizes: Ninety-two (92) existing America First consumer loan payments up to $300 each.If the prize amount exceeds the corresponding loan payment amount, a winning member will forfeit the remaining loan

payment balance.

FTEU FRAUD ALERTS

AMERICA FIRST CREDIT UNION TERMS AND CONDITIONS FOR MEMBERS IMPLEMENTING FREE TO END USER (FTEU) SMS FRAUD ALERTS PROCEDURE

America First

DIRECT DEPOSIT AUTHORIZATION Personal Information. Account Information Authorization. Deposit Information. Direct Deposit Authorization. For America First Credit Union Customer Use Only. AMERICA FIRST CREDIT UNION America First Credit Union offers savings & checking accounts, mortgages, auto loans, online banking, Visa products, financial tools, business services, investment options and more to our members in Utah, Nevada, Idaho and Arizona.

ONLINE BANKING

With online banking you can quickly & securely move funds within your account or to other America First accounts. You can also transfer money to external accounts. Easy-to-use interface. Fast internal & external transfers. Set up automatic payments. View and edit scheduled transfers. Click For Larger Image. Transfer Money.

PREMIUM CHECKING

First and foremost, we’ve built Premium Checking around an unbeatable collection of core checking account features, including: No low-balance fees. Unlimited monthly transactions. The buying power and worldwide acceptance of an America First Visa® debit card. Access to a nationwide network of over 35,000 free ATMs. Card Guard® mobile

security.

SECURE & FREE ONLINE BANKING FOR UTAH AND NEVADA- AMERICA Just because you live in Utah or Nevada, doesn't mean you shouldn't be able to manage your money from anywhere. Simply login to AFCU online banking access account services, deposit checks online, and customize alerts and settings. And to put your mind at ease, AFCU online banking

is free and secure.

VISA ACTIVATION

Online & mobile banking, SpeechAccess™ and our ATMs will be available for your convenience. Please see our holiday schedule for a complete list of our closure dates. SBA PPP Loan Updates. Get the latest information on SBA loans and loan forgiveness here. Main Content. Home / Visa Activation. Quick Links. Become A Member.

CLASSIC CHECKING

Open your account today. Apply online, visit your local branch , or call 1-800-999-3961. GET CLASSIC CHECKING. View our Rate & Fee Schedule. Members could pay overdraft service fees if their balances are zero, lines-of-credit limits are reached, and they have opted to receive overdraft services.

BUSINESS CHECKING

AFCU provides various checking account options for businesses based in Salt Lake City, the greater Utah area, and parts of Nevada. In addition to the standard Free Business Checking Account, we offer analyzed business, money market, organizational and non-profit business checking accounts. Find the right checking account for your business and apply today! RV LOANS - AMERICA FIRST CREDIT UNION Contest period: June 1, 2021 – August 31, 2021. Contest sponsor: America First Credit Union, 1344 W. 4675 S., Riverdale, Utah 84405 Prizes: Ninety-two (92) existing America First consumer loan payments up to $300 each.If the prize amount exceeds the corresponding loan payment amount, a winning member will forfeit the remaining loan

payment balance.

FTEU FRAUD ALERTS

AMERICA FIRST CREDIT UNION TERMS AND CONDITIONS FOR MEMBERS IMPLEMENTING FREE TO END USER (FTEU) SMS FRAUD ALERTS PROCEDURE

America First

DIRECT DEPOSIT AUTHORIZATION Personal Information. Account Information Authorization. Deposit Information. Direct Deposit Authorization. For America First Credit Union Customer Use Only.

ONLINE BANKING

With online banking you can quickly & securely move funds within your account or to other America First accounts. You can also transfer money to external accounts. Easy-to-use interface. Fast internal & external transfers. Set up automatic payments. View and edit scheduled transfers. Click For Larger Image. Transfer Money. RV LOANS - AMERICA FIRST CREDIT UNION Contest period: June 1, 2021 – August 31, 2021. Contest sponsor: America First Credit Union, 1344 W. 4675 S., Riverdale, Utah 84405 Prizes: Ninety-two (92) existing America First consumer loan payments up to $300 each.If the prize amount exceeds the corresponding loan payment amount, a winning member will forfeit the remaining loan

payment balance.

SKIP-A-PAYMENT PROGRAM The America First Skip-a-Payment program allows you to skip* a qualifying loan payment and use that money for other needs. To see if you qualify, simply: Click the Skip a Payment link in online banking. Call 1-800-999-3961. America First is here to help you. We encourage you to contact one of our member service representatives to discuss

your

LINE OF CREDIT

LINE OF CREDIT. With a Line of Credit from America First Credit Union, you can rest easy if you have an unexpected expense or experience a financial emergency. Your Line of Credit will cover charges beyond what you have available in Checking and help you avoid any costly

overdraft fees.

VISA GIFT CARDS

Only $2.50 per card. Gift envelope included with each purchase. Used as easily as any Visa Credit or Check Card. Visa Gift Cards are available online and at all America First branches. *Protection is available if cards are registered at www.atiracardmyaccount.com. There

is a

HOME & MORTGAGE CALCULATORS 2.854%. 30 Year Fixed. 2.875%. -0.25 %. 2.949%. * Rates, fees, and Annual Percentage Rates (APRs) displayed may change without notice. Actual rates, fees, and APRs may vary based on credit scores and other factors. Minimum down payment varies based on COMMERCIAL REAL ESTATE AFCU offers commercial real estate loan options for business based in Salt Lake City, the greater Utah area, and parts of Nevada. Both non-owner and owner occupied business building loans are available. These loans are appropriate for commercial condo, office buildings,

apartments, and

TRAVEL SECURITY TIPS 1) Notify us before you leave. Simply call 1-800-999-3961 with your travel plans, then we'll take steps to ensure your security. You can also notify us via free Online Banking. 2) Take more than one credit card. Not all cards are universally accepted and some are declined, even if yours is valid. COMMUNITY EVENTS & SPONSORSHIP FORMS America First offers a range of sponsorship opportunities for community-based events and activities, such as city celebrations, local fairs & festivals, marathons, art exhibits, concerts, theatrical productions, athletic events and rodeos. We also provide support to high school, middle school, elementary school, and PTA activities. DIRECT DEPOSIT AUTHORIZATION Personal Information. Account Information Authorization. Deposit Information. Direct Deposit Authorization. For America First Credit Union Customer Use Only. Skip to main content

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APR as low as

5.49%

MOTORCYCLE - 7 Year Fixed

APR as low as

5.49%

WATERCRAFT - 7 Year Fixed

APR as low as

5.49%

UTV - 7 Year Fixed

As low as

3.25%

HOME - 30 Year Fixed

3.325% APR

As low as

3.0%

HOME - 15 Year Fixed

3.136% APR

APR as low as

3.24%

AUTO - 5 Year Fixed

APR as low as

5.24%

HOME EQUITY - 5 Yr Variable No Closing Costs Fixed For 5 HELOC 50% LTV

APR as low as

5.49%

HOME EQUITY - 5 Yr Variable No Closing Costs Fixed For 5 HELOC 80% LTV

APR as low as

8.49%

VISA - Platinum Low Rate

Variable

APR as low as

10.24%

VISA - Platinum Rewards

Variable

APR as low as

11.99%

VISA - Classic Standard Rate

Variable

APR as low as

14.24%

VISA - Classic Rewards

Variable

APR as low as

14.49%

VISA - Classic Flat 1% Cash Back

Variable

APR as low as

5.49%

RV - 10 Year Fixed

APR as low as

5.74%

RV - 12 Year Fixed

APR as low as

5.49%

ATV - 7 Year Fixed

APR as low as

5.49%

MOTORCYCLE - 7 Year Fixed

APR as low as

5.49%

WATERCRAFT - 7 Year Fixed

APR as low as

5.49%

UTV - 7 Year Fixed

As low as

3.25%

HOME - 30 Year Fixed

3.325% APR

As low as

3.0%

HOME - 15 Year Fixed

3.136% APR

APR as low as

3.24%

AUTO - 5 Year Fixed

Next

VIEW ALL RATES

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ANNUAL MEETING UPDATE Meeting changes and information.

COVID-19 UPDATE

Updates and COVID-19 resources.

STAY SAFE ONLINE

Learn about common types of fraud and how to avoid it.

YOU'RE COVERED!

Our Visa credit card comes with free, comprehensive ID theft

protection.

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DEALS & DISCOUNTS

Discover the many free perks of membership in America First. SEARCH, SHOP & FINANCE Experience a stress-free auto shopping process with AutoSMART.

HOME SEARCH

Find & Finance your dream home with our easy online search tool.

ENHANCED COVERAGE

Protect your automotive investment with an extended warranty. Your browser does not support JavaScript. Some components may not be

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EXTERNAL LINK DISCLAIMER

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You are about to visit a site not owned by America First Credit Union. Please note that America First is not responsible for any information, content, or products on third-party sites. This linked site is not bound by the America First Privacy Policy found by clicking here

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CANCEL CONTINUE

__ LATEST NEWS

* Avoid COVID 19 Scams

Mar 18, 2020 -

Security

* America First Credit Union Awarding Scholarships to High School Seniors and College Students Mar 5, 2020 - Press Releases * Ogden-Weber Chamber Inducts AFCU’s Sheryl Cox into Wall of Fame Mar 3, 2020 - Press Releases * America First Credit Union announces Vice President of Trust

Services

Feb 10, 2020 - Press Releases * New Title Sponsor and Community Partner for the Ogden Marathon Feb 6, 2020 - Press Releases

* More news...

__ UPCOMING EVENTS

* Social Security: When Should You Start Receiving Retirement

Benefits

Apr 16, 2020

* Retirement Income: The Value of Income Planning

May 12, 2020

* Social Security: When Should You Start Receiving Retirement

Benefits

May 19, 2020

* Social Security: When Should You Start Receiving Retirement

Benefits

Jun 9, 2020

* More events...

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__INFORMATION America First Credit Union

PO Box 9199

Ogden, Utah 84409

1-800-999-3961

* Routing & Transit Number:

* 324377516

* Start your career at America First

*

VIEW CURRENT OPENINGS 2019 America First Credit Union. All Rights Reserved. America First Federal Credit Union does business as (DBA) America First Credit Union. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. America First Credit Union respects your privacy. Please view our Privacy Policy

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This credit union is federally insured by the National Credit Union

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