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AHR plans give your employees the benefits they want, for a lower total cost! Gap insurance, HSAs, HRAs, FSAs & more! LOGON - AMERICAN HEALTH RESOURCES LogOn. User Name: Password: if you have forgotten your password. Click the button to go to the reset password page. In order to view reports on this site you will need the Adobe Acrobat Reader. If you try and print these reports and see a "Save As" screen pop up then you do not have the Adobe Reader installed. You can get the reader from here.EMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 CONTACT US - AMERICAN HEALTH RESOURCES Do you want answers to general questions about us, like who we are, what we do, and how we do it? Email us at info@ahr.net FORMS - AMERICAN HEALTH RESOURCES Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 HEALTH SAVINGS ACCOUNTS Health Savings Accounts (HSAs) are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurance policy, you can invest each year in a tax-exempt HSA. Like an Ira, deposits are tax deductible, and made with pre-tax dollars. Invest your HSA in mutual funds, money market funds and a host of other allowable TOP 5 QUESTIONS ON HRAS The HRA is a tax-advantaged benefit that allows the employer’s contributions to the plan to be classified as 100% tax deductible to the employer. Also, HRAs are 100% tax-free to the employee. HRA reimbursements are excluded from employees’ gross income. However, it is important to note that certain business owners have limited taxCLAIM FORM - AHR
AHR Claim Form Name Mail or Fax Your Claims to: Address American Health Resources 11 North 2nd Avenue City St. Charles, IL 60174 State Zip Phone: 1-800-570-3757 Fax: 1-888-815-3921 Last 4 digits of SS# To submit claims online or HSA COMPLIANT GAP PLAN HSA COMPLIANT Gap Plan Level-Funded Gap Coverage For Groups With High Deductible Health Insurance Plans. How it works Some employees may be uncomfortable with a HSA, because the deductibles are so high.THE AHR ACCESS
The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
HOME - AMERICAN HEALTH RESOURCESPRODUCTSRESOURCESABOUT USCONTACT USAHRLOGIN
AHR plans give your employees the benefits they want, for a lower total cost! Gap insurance, HSAs, HRAs, FSAs & more! LOGON - AMERICAN HEALTH RESOURCES LogOn. User Name: Password: if you have forgotten your password. Click the button to go to the reset password page. In order to view reports on this site you will need the Adobe Acrobat Reader. If you try and print these reports and see a "Save As" screen pop up then you do not have the Adobe Reader installed. You can get the reader from here.EMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 CONTACT US - AMERICAN HEALTH RESOURCES Do you want answers to general questions about us, like who we are, what we do, and how we do it? Email us at info@ahr.net FORMS - AMERICAN HEALTH RESOURCES Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 HEALTH SAVINGS ACCOUNTS Health Savings Accounts (HSAs) are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurance policy, you can invest each year in a tax-exempt HSA. Like an Ira, deposits are tax deductible, and made with pre-tax dollars. Invest your HSA in mutual funds, money market funds and a host of other allowable TOP 5 QUESTIONS ON HRAS The HRA is a tax-advantaged benefit that allows the employer’s contributions to the plan to be classified as 100% tax deductible to the employer. Also, HRAs are 100% tax-free to the employee. HRA reimbursements are excluded from employees’ gross income. However, it is important to note that certain business owners have limited taxCLAIM FORM - AHR
AHR Claim Form Name Mail or Fax Your Claims to: Address American Health Resources 11 North 2nd Avenue City St. Charles, IL 60174 State Zip Phone: 1-800-570-3757 Fax: 1-888-815-3921 Last 4 digits of SS# To submit claims online or HSA COMPLIANT GAP PLAN HSA COMPLIANT Gap Plan Level-Funded Gap Coverage For Groups With High Deductible Health Insurance Plans. How it works Some employees may be uncomfortable with a HSA, because the deductibles are so high.THE AHR ACCESS
The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
PRODUCTS - AMERICAN HEALTH RESOURCES PRODUCTS. Give each employee a Benefits Savings Account, funded by the employer, so they can choose their own health insurance. It’s a great solution for small groups. HSAs are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurancepolicy, you
HEALTH REIMBURSEMENT ARRANGEMENTS HEALTH REIMBURSEMENT ARRANGEMENTS. The Health Reimbursement Arrangement (HRA) Is An Effective Financial Strategy That Reduces. Benefits Costs & Keeps Employees Happy! Health Insurance premiums rise every year, and that can limit the funds available for raises, other benefits, and even business growth. The HRA solution helps employerscut
EMPLOYEE CARE PLUS
Employee Care Plus (ECP) is a unique, extended benefit that covers a wide range of issues affecting quality of life, health and productivity. With ECP, you can bring something unexpected to the table that helps employers show they care. ABOUT US - AMERICAN HEALTH RESOURCES AHR is known for providing the highest levels of client care in the industry. Our personalized ‘concierge’ service is a hybrid of advanced technology that identifies the most competitive overall plans, and the human touch of expert benefits advocates to help eachemployee have a
FREQUENTLY ASKED QUESTIONS Absolutely! You can use your HSA to pay for any health care service or product allowed under Section 213d of the IRS code. These expenses include: Acupuncture, Braille books and magazines, Hair transplants, Birth Control pills, Dentures Laboratory fees, Dental fees, Orthodontia, Eyeglasses/Contact lenses, Electrolysis, Hospital bills, Artificial limbs, Hearing Aids, Obstetrical Expenses, Drugs DON’T INSURE A RISK THAT ISN’T A RISK! The bottom line is, if a group adopts a major medical plan with at least a $5,000 single, $10,000 ee+ and family deductible, and pays for some or all of that deductible for its employees, they will typically save about 30%, compared to a traditional plan. That’s about $3,000 per employee per year, with no reduction in benefits!UNTITLED DOCUMENT
Call us for a free consultation- we will review your current plan with you, and help you and your agent explore the best choices for the future. 11 N 2nd Ave St Charles, IL 60174 (630) 762-1717. SECTION 105 ADOPTION AGREEMENT122315 adoption agreement for american health resources, inc. section 105 employee welfare benefit master plan employer name:_____ this adoption agreement, entered into on _____, 20__, by and between AMERICAN HEALTH RESOURCES, INC. 11 NORTH 2 AVENUE ST {32561: 001: 00187297.DOC :4 } For calendar year 2018, the maximum contribution limit for a Participant with individual coverage is The covered by any other health plan that is not an HDHP (with certain exceptions for plans providing preventive care and limited types ofpermitted
AMERICAN HEALTH RESOURCES, INC. 5 2. A Qualifying Relative is an individual who meets at least one of the following criteria: • Resides with you and is part of yourhousehold; or,
HOME - AMERICAN HEALTH RESOURCESPRODUCTSRESOURCESABOUT USCONTACT USAHRLOGIN
AHR plans give your employees the benefits they want, for a lower total cost! Gap insurance, HSAs, HRAs, FSAs & more! LOGON - AMERICAN HEALTH RESOURCES LogOn. User Name: Password: if you have forgotten your password. Click the button to go to the reset password page. In order to view reports on this site you will need the Adobe Acrobat Reader. If you try and print these reports and see a "Save As" screen pop up then you do not have the Adobe Reader installed. You can get the reader from here.EMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 CONTACT US - AMERICAN HEALTH RESOURCES Do you want answers to general questions about us, like who we are, what we do, and how we do it? Email us at info@ahr.net HEALTH SAVINGS ACCOUNTS Health Savings Accounts (HSAs) are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurance policy, you can invest each year in a tax-exempt HSA. Like an Ira, deposits are tax deductible, and made with pre-tax dollars. Invest your HSA in mutual funds, money market funds and a host of other allowable TOP 5 QUESTIONS ON HRAS The HRA is a tax-advantaged benefit that allows the employer’s contributions to the plan to be classified as 100% tax deductible to the employer. Also, HRAs are 100% tax-free to the employee. HRA reimbursements are excluded from employees’ gross income. However, it is important to note that certain business owners have limited taxCLAIM FORM - AHR
AHR Claim Form Name Mail or Fax Your Claims to: Address American Health Resources 11 North 2nd Avenue City St. Charles, IL 60174 State Zip Phone: 1-800-570-3757 Fax: 1-888-815-3921 Last 4 digits of SS# To submit claims online or HSA COMPLIANT GAP PLAN HSA COMPLIANT Gap Plan Level-Funded Gap Coverage For Groups With High Deductible Health Insurance Plans. How it works Some employees may be uncomfortable with a HSA, because the deductibles are so high.THE AHR ACCESS
The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
AMERICAN HEALTH RESOURCES, INC. 2 2013 and 2014 plan years health reimbursement arrangement (hra) plans summary plan description table of contents introduction part i. general information about the plan HOME - AMERICAN HEALTH RESOURCESPRODUCTSRESOURCESABOUT USCONTACT USAHRLOGIN
AHR plans give your employees the benefits they want, for a lower total cost! Gap insurance, HSAs, HRAs, FSAs & more! LOGON - AMERICAN HEALTH RESOURCES LogOn. User Name: Password: if you have forgotten your password. Click the button to go to the reset password page. In order to view reports on this site you will need the Adobe Acrobat Reader. If you try and print these reports and see a "Save As" screen pop up then you do not have the Adobe Reader installed. You can get the reader from here.EMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 CONTACT US - AMERICAN HEALTH RESOURCES Do you want answers to general questions about us, like who we are, what we do, and how we do it? Email us at info@ahr.net HEALTH SAVINGS ACCOUNTS Health Savings Accounts (HSAs) are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurance policy, you can invest each year in a tax-exempt HSA. Like an Ira, deposits are tax deductible, and made with pre-tax dollars. Invest your HSA in mutual funds, money market funds and a host of other allowable TOP 5 QUESTIONS ON HRAS The HRA is a tax-advantaged benefit that allows the employer’s contributions to the plan to be classified as 100% tax deductible to the employer. Also, HRAs are 100% tax-free to the employee. HRA reimbursements are excluded from employees’ gross income. However, it is important to note that certain business owners have limited taxCLAIM FORM - AHR
AHR Claim Form Name Mail or Fax Your Claims to: Address American Health Resources 11 North 2nd Avenue City St. Charles, IL 60174 State Zip Phone: 1-800-570-3757 Fax: 1-888-815-3921 Last 4 digits of SS# To submit claims online or HSA COMPLIANT GAP PLAN HSA COMPLIANT Gap Plan Level-Funded Gap Coverage For Groups With High Deductible Health Insurance Plans. How it works Some employees may be uncomfortable with a HSA, because the deductibles are so high.THE AHR ACCESS
The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
AMERICAN HEALTH RESOURCES, INC. 2 2013 and 2014 plan years health reimbursement arrangement (hra) plans summary plan description table of contents introduction part i. general information about the plan PRODUCTS - AMERICAN HEALTH RESOURCES PRODUCTS. Give each employee a Benefits Savings Account, funded by the employer, so they can choose their own health insurance. It’s a great solution for small groups. HSAs are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurancepolicy, you
EMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 ABOUT US - AMERICAN HEALTH RESOURCES AHR is known for providing the highest levels of client care in the industry. Our personalized ‘concierge’ service is a hybrid of advanced technology that identifies the most competitive overall plans, and the human touch of expert benefits advocates to help eachemployee have a
EMPLOYEE CARE PLUS
Employee Care Plus (ECP) is a unique, extended benefit that covers a wide range of issues affecting quality of life, health and productivity. With ECP, you can bring something unexpected to the table that helps employers show they care. HEALTH REIMBURSEMENT ARRANGEMENTS HEALTH REIMBURSEMENT ARRANGEMENTS. The Health Reimbursement Arrangement (HRA) Is An Effective Financial Strategy That Reduces. Benefits Costs & Keeps Employees Happy! Health Insurance premiums rise every year, and that can limit the funds available for raises, other benefits, and even business growth. The HRA solution helps employerscut
FORMS - AMERICAN HEALTH RESOURCES Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 FLEXIBLE SPENDING ACCOUNTS Health Flexible Spending Accounts. (FSA) may be used for qualified medical expenses, including vision, dental, co-pays or prescriptions. You may be reimbursed at any time during the year for the full election for that year up to $2,700. 2. Limited Use FSA. FREQUENTLY ASKED QUESTIONS Absolutely! You can use your HSA to pay for any health care service or product allowed under Section 213d of the IRS code. These expenses include: Acupuncture, Braille books and magazines, Hair transplants, Birth Control pills, Dentures Laboratory fees, Dental fees, Orthodontia, Eyeglasses/Contact lenses, Electrolysis, Hospital bills, Artificial limbs, Hearing Aids, Obstetrical Expenses, Drugs NOT JUST TALKING THE TALK, WE ARE WALKING THE WALK Not just talking the talk, walking the walk! AHR is getting healthy! We’ve adopted the Vitality program for our own employees! It all started with our collaboration with Vitality to offer new wellness incentive based HRA and HSA plans, that provide richer benefits as AMERICAN HEALTH RESOURCES, INC. 11 NORTH 2 AVENUE ST {32561: 001: 00187297.DOC :4 } For calendar year 2018, the maximum contribution limit for a Participant with individual coverage is The covered by any other health plan that is not an HDHP (with certain exceptions for plans providing preventive care and limited types ofpermitted
HOME - AMERICAN HEALTH RESOURCESPRODUCTSRESOURCESABOUT USCONTACT USAHRLOGIN
AHR plans give your employees the benefits they want, for a lower total cost! Gap insurance, HSAs, HRAs, FSAs & more! LOGON - AMERICAN HEALTH RESOURCES LogOn. User Name: Password: if you have forgotten your password. Click the button to go to the reset password page. In order to view reports on this site you will need the Adobe Acrobat Reader. If you try and print these reports and see a "Save As" screen pop up then you do not have the Adobe Reader installed. You can get the reader from here. CONTACT US - AMERICAN HEALTH RESOURCES Do you want answers to general questions about us, like who we are, what we do, and how we do it? Email us at info@ahr.netEMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 HEALTH SAVINGS ACCOUNTS Health Savings Accounts (HSAs) are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurance policy, you can invest each year in a tax-exempt HSA. Like an Ira, deposits are tax deductible, and made with pre-tax dollars. Invest your HSA in mutual funds, money market funds and a host of other allowable TOP 5 QUESTIONS ON HRAS The HRA is a tax-advantaged benefit that allows the employer’s contributions to the plan to be classified as 100% tax deductible to the employer. Also, HRAs are 100% tax-free to the employee. HRA reimbursements are excluded from employees’ gross income. However, it is important to note that certain business owners have limited taxAHR CLAIM FORM
AHR Claim Form Name Mail or Fax Your Claims to: Address American Health Resources 11 North 2nd Avenue City St. Charles, IL 60174 State Zip Phone: 1-800-570-3757 Fax: 1-888-815-3921 Last 4 digits of SS# To submit claims online or HSA COMPLIANT GAP PLAN HSA COMPLIANT Gap Plan Level-Funded Gap Coverage For Groups With High Deductible Health Insurance Plans. How it works Some employees may be uncomfortable with a HSA, because the deductibles are so high.THE AHR ACCESS
The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
AMERICAN HEALTH RESOURCES, INC. 2 2013 and 2014 plan years health reimbursement arrangement (hra) plans summary plan description table of contents introduction part i. general information about the plan HOME - AMERICAN HEALTH RESOURCESPRODUCTSRESOURCESABOUT USCONTACT USAHRLOGIN
AHR plans give your employees the benefits they want, for a lower total cost! Gap insurance, HSAs, HRAs, FSAs & more! LOGON - AMERICAN HEALTH RESOURCES LogOn. User Name: Password: if you have forgotten your password. Click the button to go to the reset password page. In order to view reports on this site you will need the Adobe Acrobat Reader. If you try and print these reports and see a "Save As" screen pop up then you do not have the Adobe Reader installed. You can get the reader from here. CONTACT US - AMERICAN HEALTH RESOURCES Do you want answers to general questions about us, like who we are, what we do, and how we do it? Email us at info@ahr.netEMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 HEALTH SAVINGS ACCOUNTS Health Savings Accounts (HSAs) are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurance policy, you can invest each year in a tax-exempt HSA. Like an Ira, deposits are tax deductible, and made with pre-tax dollars. Invest your HSA in mutual funds, money market funds and a host of other allowable TOP 5 QUESTIONS ON HRAS The HRA is a tax-advantaged benefit that allows the employer’s contributions to the plan to be classified as 100% tax deductible to the employer. Also, HRAs are 100% tax-free to the employee. HRA reimbursements are excluded from employees’ gross income. However, it is important to note that certain business owners have limited taxAHR CLAIM FORM
AHR Claim Form Name Mail or Fax Your Claims to: Address American Health Resources 11 North 2nd Avenue City St. Charles, IL 60174 State Zip Phone: 1-800-570-3757 Fax: 1-888-815-3921 Last 4 digits of SS# To submit claims online or HSA COMPLIANT GAP PLAN HSA COMPLIANT Gap Plan Level-Funded Gap Coverage For Groups With High Deductible Health Insurance Plans. How it works Some employees may be uncomfortable with a HSA, because the deductibles are so high.THE AHR ACCESS
The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
AMERICAN HEALTH RESOURCES, INC. 2 2013 and 2014 plan years health reimbursement arrangement (hra) plans summary plan description table of contents introduction part i. general information about the plan PRODUCTS - AMERICAN HEALTH RESOURCES PRODUCTS. Give each employee a Benefits Savings Account, funded by the employer, so they can choose their own health insurance. It’s a great solution for small groups. HSAs are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurancepolicy, you
EMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757EMPLOYEE CARE PLUS
Employee Care Plus (ECP) is a unique, extended benefit that covers a wide range of issues affecting quality of life, health and productivity. With ECP, you can bring something unexpected to the table that helps employers show they care. ABOUT US - AMERICAN HEALTH RESOURCES AHR is known for providing the highest levels of client care in the industry. Our personalized ‘concierge’ service is a hybrid of advanced technology that identifies the most competitive overall plans, and the human touch of expert benefits advocates to help eachemployee have a
HEALTH REIMBURSEMENT ARRANGEMENTS HEALTH REIMBURSEMENT ARRANGEMENTS. The Health Reimbursement Arrangement (HRA) Is An Effective Financial Strategy That Reduces. Benefits Costs & Keeps Employees Happy! Health Insurance premiums rise every year, and that can limit the funds available for raises, other benefits, and even business growth. The HRA solution helps employerscut
FORMS - AMERICAN HEALTH RESOURCES Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 GAP PLANS - AMERICAN HEALTH RESOURCES Combining a high deductible policy and a gap plan can provide the same benefits as a traditional medical plan, but for a substantially lower price. AHR Gap Plans are level funded ERISA plans that follow the employer’s major medical plan, providing supplemental coverage to reduce employee’s deductibles and total out of pocket expense. FLEXIBLE SPENDING ACCOUNTS Health Flexible Spending Accounts. (FSA) may be used for qualified medical expenses, including vision, dental, co-pays or prescriptions. You may be reimbursed at any time during the year for the full election for that year up to $2,700. 2. Limited Use FSA.THE AHR ACCESS
The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
AMERICAN HEALTH RESOURCES, INC. 11 NORTH 2 AVENUE ST {32561: 001: 00187297.DOC :4 } For calendar year 2018, the maximum contribution limit for a Participant with individual coverage is The covered by any other health plan that is not an HDHP (with certain exceptions for plans providing preventive care and limited types ofpermitted
HOME - AMERICAN HEALTH RESOURCESPRODUCTSRESOURCESABOUT USCONTACT USAHRLOGIN
AHR plans give your employees the benefits they want, for a lower total cost! Gap insurance, HSAs, HRAs, FSAs & more! LOGON - AMERICAN HEALTH RESOURCES LogOn. User Name: Password: if you have forgotten your password. Click the button to go to the reset password page. In order to view reports on this site you will need the Adobe Acrobat Reader. If you try and print these reports and see a "Save As" screen pop up then you do not have the Adobe Reader installed. You can get the reader from here.EMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 CONTACT US - AMERICAN HEALTH RESOURCES Do you want answers to general questions about us, like who we are, what we do, and how we do it? Email us at info@ahr.net FORMS - AMERICAN HEALTH RESOURCES Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 HEALTH SAVINGS ACCOUNTS Health Savings Accounts (HSAs) are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurance policy, you can invest each year in a tax-exempt HSA. Like an Ira, deposits are tax deductible, and made with pre-tax dollars. Invest your HSA in mutual funds, money market funds and a host of other allowable HEALTH REIMBURSEMENT ARRANGEMENTS HEALTH REIMBURSEMENT ARRANGEMENTS. The Health Reimbursement Arrangement (HRA) Is An Effective Financial Strategy That Reduces. Benefits Costs & Keeps Employees Happy! Health Insurance premiums rise every year, and that can limit the funds available for raises, other benefits, and even business growth. The HRA solution helps employerscut
TOP 5 QUESTIONS ON HRAS The HRA is a tax-advantaged benefit that allows the employer’s contributions to the plan to be classified as 100% tax deductible to the employer. Also, HRAs are 100% tax-free to the employee. HRA reimbursements are excluded from employees’ gross income. However, it is important to note that certain business owners have limited tax AHR CLAIM FORMAHR GOVERNMENT ORGANIZATIONAHR PROGRAM REVIEWS AHR Claim Form Name Mail or Fax Your Claims to: Address American Health Resources 11 North 2nd Avenue City St. Charles, IL 60174 State Zip Phone: 1-800-570-3757 Fax: 1-888-815-3921 Last 4 digits of SS# To submit claims online or THE AHR ACCESSAHR NETAHR RESOURCESAHR BENEFITSAHR GRANT PROGRAMAHR PROGRAM SCAMAHR AMERICAN RESOURCES PHONE NUMBER The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
HOME - AMERICAN HEALTH RESOURCESPRODUCTSRESOURCESABOUT USCONTACT USAHRLOGIN
AHR plans give your employees the benefits they want, for a lower total cost! Gap insurance, HSAs, HRAs, FSAs & more! LOGON - AMERICAN HEALTH RESOURCES LogOn. User Name: Password: if you have forgotten your password. Click the button to go to the reset password page. In order to view reports on this site you will need the Adobe Acrobat Reader. If you try and print these reports and see a "Save As" screen pop up then you do not have the Adobe Reader installed. You can get the reader from here.EMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 CONTACT US - AMERICAN HEALTH RESOURCES Do you want answers to general questions about us, like who we are, what we do, and how we do it? Email us at info@ahr.net FORMS - AMERICAN HEALTH RESOURCES Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 HEALTH SAVINGS ACCOUNTS Health Savings Accounts (HSAs) are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurance policy, you can invest each year in a tax-exempt HSA. Like an Ira, deposits are tax deductible, and made with pre-tax dollars. Invest your HSA in mutual funds, money market funds and a host of other allowable HEALTH REIMBURSEMENT ARRANGEMENTS HEALTH REIMBURSEMENT ARRANGEMENTS. The Health Reimbursement Arrangement (HRA) Is An Effective Financial Strategy That Reduces. Benefits Costs & Keeps Employees Happy! Health Insurance premiums rise every year, and that can limit the funds available for raises, other benefits, and even business growth. The HRA solution helps employerscut
TOP 5 QUESTIONS ON HRAS The HRA is a tax-advantaged benefit that allows the employer’s contributions to the plan to be classified as 100% tax deductible to the employer. Also, HRAs are 100% tax-free to the employee. HRA reimbursements are excluded from employees’ gross income. However, it is important to note that certain business owners have limited tax AHR CLAIM FORMAHR GOVERNMENT ORGANIZATIONAHR PROGRAM REVIEWS AHR Claim Form Name Mail or Fax Your Claims to: Address American Health Resources 11 North 2nd Avenue City St. Charles, IL 60174 State Zip Phone: 1-800-570-3757 Fax: 1-888-815-3921 Last 4 digits of SS# To submit claims online or THE AHR ACCESSAHR NETAHR RESOURCESAHR BENEFITSAHR GRANT PROGRAMAHR PROGRAM SCAMAHR AMERICAN RESOURCES PHONE NUMBER The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
PRODUCTS - AMERICAN HEALTH RESOURCES PRODUCTS. Give each employee a Benefits Savings Account, funded by the employer, so they can choose their own health insurance. It’s a great solution for small groups. HSAs are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurancepolicy, you
FORMS - AMERICAN HEALTH RESOURCES Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 ABOUT US - AMERICAN HEALTH RESOURCES AHR is known for providing the highest levels of client care in the industry. Our personalized ‘concierge’ service is a hybrid of advanced technology that identifies the most competitive overall plans, and the human touch of expert benefits advocates to help eachemployee have a
EMPLOYEE CARE PLUS
Employee Care Plus (ECP) is a unique, extended benefit that covers a wide range of issues affecting quality of life, health and productivity. With ECP, you can bring something unexpected to the table that helps employers show they care. BLOG - AMERICAN HEALTH RESOURCES March 17, 2021. Minal. Uncategorized. A section of the Consolidated Appropriations Act, 2021 (CAA, 2021) grants temporary special relief for Health Flexible Spending Accounts (FSAs) and Dependent Care Assistant Programs (DCAPs). At American Health Resources, we offer FSAs and DCAs. The IRS issued Notice 2021-15,. HEALTH REIMBURSEMENT ARRANGEMENTS HEALTH REIMBURSEMENT ARRANGEMENTS. The Health Reimbursement Arrangement (HRA) Is An Effective Financial Strategy That Reduces. Benefits Costs & Keeps Employees Happy! Health Insurance premiums rise every year, and that can limit the funds available for raises, other benefits, and even business growth. The HRA solution helps employerscut
GAP PLANS - AMERICAN HEALTH RESOURCES Combining a high deductible policy and a gap plan can provide the same benefits as a traditional medical plan, but for a substantially lower price. AHR Gap Plans are level funded ERISA plans that follow the employer’s major medical plan, providing supplemental coverage to reduce employee’s deductibles and total out of pocket expense. FLEXIBLE SPENDING ACCOUNTS Health Flexible Spending Accounts. (FSA) may be used for qualified medical expenses, including vision, dental, co-pays or prescriptions. You may be reimbursed at any time during the year for the full election for that year up to $2,700. 2. Limited Use FSA. FREQUENTLY ASKED QUESTIONS Absolutely! You can use your HSA to pay for any health care service or product allowed under Section 213d of the IRS code. These expenses include: Acupuncture, Braille books and magazines, Hair transplants, Birth Control pills, Dentures Laboratory fees, Dental fees, Orthodontia, Eyeglasses/Contact lenses, Electrolysis, Hospital bills, Artificial limbs, Hearing Aids, Obstetrical Expenses, Drugs AMERICAN HEALTH RESOURCES, INC. 2 2013 and 2014 plan years health reimbursement arrangement (hra) plans summary plan description table of contents introduction part i. general information about the plan HOME - AMERICAN HEALTH RESOURCESPRODUCTSRESOURCESABOUT USCONTACT USAHRLOGIN
AHR plans give your employees the benefits they want, for a lower total cost! Gap insurance, HSAs, HRAs, FSAs & more! LOGON - AMERICAN HEALTH RESOURCES LogOn. User Name: Password: if you have forgotten your password. Click the button to go to the reset password page. In order to view reports on this site you will need the Adobe Acrobat Reader. If you try and print these reports and see a "Save As" screen pop up then you do not have the Adobe Reader installed. You can get the reader from here.EMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 CONTACT US - AMERICAN HEALTH RESOURCES Do you want answers to general questions about us, like who we are, what we do, and how we do it? Email us at info@ahr.net FORMS - AMERICAN HEALTH RESOURCES Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 HEALTH SAVINGS ACCOUNTS Health Savings Accounts (HSAs) are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurance policy, you can invest each year in a tax-exempt HSA. Like an Ira, deposits are tax deductible, and made with pre-tax dollars. Invest your HSA in mutual funds, money market funds and a host of other allowable HEALTH REIMBURSEMENT ARRANGEMENTS HEALTH REIMBURSEMENT ARRANGEMENTS. The Health Reimbursement Arrangement (HRA) Is An Effective Financial Strategy That Reduces. Benefits Costs & Keeps Employees Happy! Health Insurance premiums rise every year, and that can limit the funds available for raises, other benefits, and even business growth. The HRA solution helps employerscut
TOP 5 QUESTIONS ON HRAS The HRA is a tax-advantaged benefit that allows the employer’s contributions to the plan to be classified as 100% tax deductible to the employer. Also, HRAs are 100% tax-free to the employee. HRA reimbursements are excluded from employees’ gross income. However, it is important to note that certain business owners have limited tax AHR CLAIM FORMAHR GOVERNMENT ORGANIZATIONAHR PROGRAM REVIEWS AHR Claim Form Name Mail or Fax Your Claims to: Address American Health Resources 11 North 2nd Avenue City St. Charles, IL 60174 State Zip Phone: 1-800-570-3757 Fax: 1-888-815-3921 Last 4 digits of SS# To submit claims online or THE AHR ACCESSAHR NETAHR RESOURCESAHR BENEFITSAHR GRANT PROGRAMAHR PROGRAM SCAMAHR AMERICAN RESOURCES PHONE NUMBER The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
HOME - AMERICAN HEALTH RESOURCESPRODUCTSRESOURCESABOUT USCONTACT USAHRLOGIN
AHR plans give your employees the benefits they want, for a lower total cost! Gap insurance, HSAs, HRAs, FSAs & more! LOGON - AMERICAN HEALTH RESOURCES LogOn. User Name: Password: if you have forgotten your password. Click the button to go to the reset password page. In order to view reports on this site you will need the Adobe Acrobat Reader. If you try and print these reports and see a "Save As" screen pop up then you do not have the Adobe Reader installed. You can get the reader from here.EMPLOYEE RESOURCES
Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 CONTACT US - AMERICAN HEALTH RESOURCES Do you want answers to general questions about us, like who we are, what we do, and how we do it? Email us at info@ahr.net FORMS - AMERICAN HEALTH RESOURCES Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 HEALTH SAVINGS ACCOUNTS Health Savings Accounts (HSAs) are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurance policy, you can invest each year in a tax-exempt HSA. Like an Ira, deposits are tax deductible, and made with pre-tax dollars. Invest your HSA in mutual funds, money market funds and a host of other allowable HEALTH REIMBURSEMENT ARRANGEMENTS HEALTH REIMBURSEMENT ARRANGEMENTS. The Health Reimbursement Arrangement (HRA) Is An Effective Financial Strategy That Reduces. Benefits Costs & Keeps Employees Happy! Health Insurance premiums rise every year, and that can limit the funds available for raises, other benefits, and even business growth. The HRA solution helps employerscut
TOP 5 QUESTIONS ON HRAS The HRA is a tax-advantaged benefit that allows the employer’s contributions to the plan to be classified as 100% tax deductible to the employer. Also, HRAs are 100% tax-free to the employee. HRA reimbursements are excluded from employees’ gross income. However, it is important to note that certain business owners have limited tax AHR CLAIM FORMAHR GOVERNMENT ORGANIZATIONAHR PROGRAM REVIEWS AHR Claim Form Name Mail or Fax Your Claims to: Address American Health Resources 11 North 2nd Avenue City St. Charles, IL 60174 State Zip Phone: 1-800-570-3757 Fax: 1-888-815-3921 Last 4 digits of SS# To submit claims online or THE AHR ACCESSAHR NETAHR RESOURCESAHR BENEFITSAHR GRANT PROGRAMAHR PROGRAM SCAMAHR AMERICAN RESOURCES PHONE NUMBER The AHR ACCESS PLAN The Affordable Care Act penalty for not having health insurance begins in 2014. For groups, this will almost certainly increase enrollment in your group health plan, increasingyour
PRODUCTS - AMERICAN HEALTH RESOURCES PRODUCTS. Give each employee a Benefits Savings Account, funded by the employer, so they can choose their own health insurance. It’s a great solution for small groups. HSAs are like an IRA that you can use to pay for medical care. If you have a HSA eligible health insurancepolicy, you
FORMS - AMERICAN HEALTH RESOURCES Don’t Worry! We’re Here To Help! Click here & send us your inquiries. 11 N 2nd Ave, St. Charles, IL 60174. (800) 570-3757 ABOUT US - AMERICAN HEALTH RESOURCES AHR is known for providing the highest levels of client care in the industry. Our personalized ‘concierge’ service is a hybrid of advanced technology that identifies the most competitive overall plans, and the human touch of expert benefits advocates to help eachemployee have a
EMPLOYEE CARE PLUS
Employee Care Plus (ECP) is a unique, extended benefit that covers a wide range of issues affecting quality of life, health and productivity. With ECP, you can bring something unexpected to the table that helps employers show they care. BLOG - AMERICAN HEALTH RESOURCES March 17, 2021. Minal. Uncategorized. A section of the Consolidated Appropriations Act, 2021 (CAA, 2021) grants temporary special relief for Health Flexible Spending Accounts (FSAs) and Dependent Care Assistant Programs (DCAPs). At American Health Resources, we offer FSAs and DCAs. The IRS issued Notice 2021-15,. HEALTH REIMBURSEMENT ARRANGEMENTS HEALTH REIMBURSEMENT ARRANGEMENTS. The Health Reimbursement Arrangement (HRA) Is An Effective Financial Strategy That Reduces. Benefits Costs & Keeps Employees Happy! Health Insurance premiums rise every year, and that can limit the funds available for raises, other benefits, and even business growth. The HRA solution helps employerscut
GAP PLANS - AMERICAN HEALTH RESOURCES Combining a high deductible policy and a gap plan can provide the same benefits as a traditional medical plan, but for a substantially lower price. AHR Gap Plans are level funded ERISA plans that follow the employer’s major medical plan, providing supplemental coverage to reduce employee’s deductibles and total out of pocket expense. FLEXIBLE SPENDING ACCOUNTS Health Flexible Spending Accounts. (FSA) may be used for qualified medical expenses, including vision, dental, co-pays or prescriptions. You may be reimbursed at any time during the year for the full election for that year up to $2,700. 2. Limited Use FSA. FREQUENTLY ASKED QUESTIONS Absolutely! You can use your HSA to pay for any health care service or product allowed under Section 213d of the IRS code. These expenses include: Acupuncture, Braille books and magazines, Hair transplants, Birth Control pills, Dentures Laboratory fees, Dental fees, Orthodontia, Eyeglasses/Contact lenses, Electrolysis, Hospital bills, Artificial limbs, Hearing Aids, Obstetrical Expenses, Drugs AMERICAN HEALTH RESOURCES, INC. 2 2013 and 2014 plan years health reimbursement arrangement (hra) plans summary plan description table of contents introduction part i. general information about the plan skip to Main Content* PRODUCTS
* HEALTH REIMBURSEMENT ARRANGEMENTS * HEALTH SAVINGS ACCOUNTS * FLEXIBLE SPENDING ACCOUNTS * EMPLOYEE CARE PLUS * COMPLIANCE SERVICES* GAP PLANS
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SERVING PEOPLE JUST LIKE YOU SINCE 1991! FINANCIAL STRATEGIES Offset high fixed costs into lower variable costs & manage them effectively. Employers and employees save money by _CHOOSING_ theirbenefits wisely.
TAX STRATEGIES
Offset your benefits costs with an effective tax strategy. Reduce taxes for both employers and employees. EMPLOYEE WELL-BEING STRATEGY Healthy, Happy, Stress-Free Employees. Getting them there, keeping them there is the cornerstone of an effective benefits strategy.SMART HEALTH PLANS
Learn more about how we can save you money and keep your employeessatisfied!
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OUR SOLUTIONS
HRAS
HEALTH REIMBURSEMENT ARRANGEMENT Solution for rising premiums for HMO & low co-pay health insurancepolicies.
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HSAS
HEALTH SAVINGS ACCOUNT The solution to rising benefits cost.LEARN MORE
FSAS
FLEXIBLE SPENDING ACCOUNT Helps save by paying medical, health insurance, dental & child care expenses with pre-tax dollars.LEARN MORE
ECPS
EMPLOYEE CARE PLUS
An unexpected benefit to cover life’s surprises!LEARN MORE
COMPLIANCE SERVICES
COMPLIANCE SERVICES
ERISA Wrap, COBRA, Premium Only Plan, Required Notification Plan, &more.
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GAP PLANS
GAP PLANS
Combining a HDHP policy with a gap plan to reduce employee’s total out of pocket expense.LEARN MORE
WE WILL PUT YOUR EMPLOYEE BENEFITS ON THE CUTTING EDGESIMPLICITY
We can help you select the right combination of employee out-of-pocket, or HRA amount that will work for your people. It’sthat simple!
EASY ADMINISTRATION
Our user friendly online platform makes administration easy, or make changes by email or a simple phone call!LOWER CLAIMS COST
Your claims costs with AHR could be as much as 30% less, because of our proprietary claims technology. It blocks provider overcharges, pre-verifies all claims and reduces your bottom line. CONVENIENT & COMPLETE AHR gives you everything you need in a single, comprehensive plan. You get it all: your Premium-Only Plan, ERISA Wrap, COBRA, FSAs, HSAs, HRAs & your Dependent Care plan.NO NICKEL & DIMING
No set-up, enrollment, document or compliance testing charges or fees. You get everything you need for just a simple, low, per employee permonth fee!
BILLING SIMPLICITY
Choose between 1 bill per month or per-pay period, for claims we’ve already paid or, a flat monthly bill for consistency. It comes with a free line of credit if claims go over that monthly amount. PORTABILITY & SUSTAINABILITY Take your AHR Health Plan with you if you change insurers. It’s a user-friendly, cost-effective & sustainable benefits plan. ACCURATE COST PROJECTIONS AHR has over 20 years of HRA specific actuarial data. We can predict with a very high level of precision how much your custom designed benefits plan will cost with accuracy. WHAT PEOPLE ARE SAYING ABOUT AHR Thank you for your excellent service: I’ve never had anything but professional, courteous, and amazing swift services from AHR.Leslie T.
Rating : 5
I was worried that our employees wouldn’t like this plan, but they love it! Thank you for taking such good care of us!Dawn (client), IL
Rating : 5
I recommend you to all of my patients. What you do makes so much sense, and I wish everybody had this plan! Dr. Nicholas (physician and client), LARating : 5
I can’t believe how fast you guys are! I sent my claim in yesterday afternoon, and the money was in my bank account this morning! Thankyou!
Kevin (client’s employee), CARating : 5
I had a baby and all of those bills made no sense to me, but you figured it all out and got them paid! THANK YOU!!!!! Sharlene (client’s employee), TXRating : 5
I love it how a real person answers the phone when I call, and everyone is always so nice! Larry (client’s employee), MERating : 5
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11 N 2nd Ave, St. Charles, IL 60174(800) 570-3757
(630) 762-1052
info@ahr.net
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* PRODUCTS
* PRODUCTS
* HEALTH REIMBURSEMENT ARRANGEMENTS * HEALTH SAVINGS ACCOUNTS * FLEXIBLE SPENDING ACCOUNTS * EMPLOYEE CARE PLUS * COMPLIANCE SERVICES* GAP PLANS
* RESOURCES
* BLOG
* FORMS
* FREQUENTLY ASKED QUESTIONS* HRA ~ HSA ~ FSA
* FIND AN AGENT
* ABOUT US
* CONTACT US
* AHR LOGIN
* Search
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