ADVISER RATINGS: FIND, RATE AND REVIEW A FINANCIAL ADVISERLOGINLATESTFIND ADVISERSFIND SMART TOOLSLEAVE A RATINGBROWSE

ALL

Australia's first transparent and independent service to help you Find, Rate and Review qualified Financial Advisers. Over 23,000 Financial Advisers listed!

ADVISER RATINGS

The team at Adviser Ratings is excited to offer the financial advice community a voice in our annual benchmarking study – the 2020 Financial Advice Landscape. You are at the heart of our industry and have the chance to describe your latest experiences with industry service providers, financial products, fees, clients, and FASEA

obligations.

HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

PRESENTATION OF THE AUSTRALIAN FINANCIAL ADVICE LANDSCAPE Angus Woods, Adviser Ratings' founder presented the key findings of the Australian Financial Landscape Report yesterday in a live webinar attended by advisers and wealth executives. Showcasing the Adviser Ratings team's 5 months of detailed research across the financial advice industry, you can view the entire presentation below. AUSTRALIA'S TOP 5 ADVICE PROFESSION REGIONS Australia's Top 5 Advice Profession Regions - The Final Countdown. Join us for the final leg of our journey across Australia as we countdown the Top 5 regions of “opportunity” for financial advisers and showcase the top advisers along the way. WEEKLY ADVISER MOVEMENTS FOR AUSTRALIA TO APRIL 22ND 2021 Join Adviser Ratings' Founder Angus Woods as he takes us through this week's adviser movements for Australia up to April 22, 2021. Check out the latest insights and charts showing another big week of advisers leaving the industry. A shout out to some of the switchers who are all switching from Garvan, with Sean Young switching to Coastal Financial Services in Coolangatta.

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

KEN DEWAR - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Ken is a highly qualified financial services professional with over 20 years of experience working in Australia and the United Kingdom. Ken has had previous roles that include working as a Research Manager in a top financial planning firm as well as

DOMINIC ALAFACI

Dominic commenced his career in Financial Services in 1981 as a Registered Tax Agent and Insurance Advisor prior to providing Investment and Superannuation advice from 1984 onwards. He was a State Councillor of the Financial Planning Association of Australia Ltd (FPA) from 1994 to 1997, and honorary treasurer of the Monash Alumni

Association

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and ADVISER RATINGS: FIND, RATE AND REVIEW A FINANCIAL ADVISERLOGINLATESTFIND ADVISERSFIND SMART TOOLSLEAVE A RATINGBROWSE

ALL

Australia's first transparent and independent service to help you Find, Rate and Review qualified Financial Advisers. Over 23,000 Financial Advisers listed!

ADVISER RATINGS

The team at Adviser Ratings is excited to offer the financial advice community a voice in our annual benchmarking study – the 2020 Financial Advice Landscape. You are at the heart of our industry and have the chance to describe your latest experiences with industry service providers, financial products, fees, clients, and FASEA

obligations.

HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

PRESENTATION OF THE AUSTRALIAN FINANCIAL ADVICE LANDSCAPE Angus Woods, Adviser Ratings' founder presented the key findings of the Australian Financial Landscape Report yesterday in a live webinar attended by advisers and wealth executives. Showcasing the Adviser Ratings team's 5 months of detailed research across the financial advice industry, you can view the entire presentation below. AUSTRALIA'S TOP 5 ADVICE PROFESSION REGIONS Australia's Top 5 Advice Profession Regions - The Final Countdown. Join us for the final leg of our journey across Australia as we countdown the Top 5 regions of “opportunity” for financial advisers and showcase the top advisers along the way. WEEKLY ADVISER MOVEMENTS FOR AUSTRALIA TO APRIL 22ND 2021 Join Adviser Ratings' Founder Angus Woods as he takes us through this week's adviser movements for Australia up to April 22, 2021. Check out the latest insights and charts showing another big week of advisers leaving the industry. A shout out to some of the switchers who are all switching from Garvan, with Sean Young switching to Coastal Financial Services in Coolangatta.

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

KEN DEWAR - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Ken is a highly qualified financial services professional with over 20 years of experience working in Australia and the United Kingdom. Ken has had previous roles that include working as a Research Manager in a top financial planning firm as well as

DOMINIC ALAFACI

Dominic commenced his career in Financial Services in 1981 as a Registered Tax Agent and Insurance Advisor prior to providing Investment and Superannuation advice from 1984 onwards. He was a State Councillor of the Financial Planning Association of Australia Ltd (FPA) from 1994 to 1997, and honorary treasurer of the Monash Alumni

Association

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and ABOUT - ADVISER RATINGS Adviser Ratings puts the entire world of financial advisers and online advice tools at your finger tips making it easy to find the right kind of advice to suit you and your circumstances. It is an easy to use and transparent online platform which empowers customers and provides a valuable independent mechanism of consumer feedback for the industry. CONSIDERING A TREE OR SEA CHANGE? HERE’S WHERE ADVISERS The COVID-19 pandemic has made working from home more appealing and feasible for many businesses. For advisers who don’t need to be in a city-based office, a regional escape with a lower cost of living may sound tempting. If you’re thinking this way, it’s worth knowing the areas where departing advisers are leaving a service gap. FINANCIAL ADVICE LANDSCAPE 2020: ADVISER RATINGS The team at Adviser Ratings is excited to offer the financial advice community a voice in our annual benchmarking study. Launching Monday, Financial Advice Landscape 2020 provides you, the advisers and practice owners at the heart of our industry, the chance to describe your experiences with consumers, industry service providers, financial products, commercial models, and FASEA-mandated

ASK AN ADVISER

In most circumstances, pension funds to not pay any tax at all, while super funds normally pay a 15% tax rate. This is usually a much lower tax rate than most individuals pay. While the Adviser Ratings Website facilitates the question and answer functionality, all such communications are between users and authorised financial advisers, of

which

SNAPSHOT OF FINANCIAL ADVISERS IN AUSTRALIA: ADVISER Getting Advice: Snapshot of Financial Advisers in Australia. February is traditionally a very busy time in the advice industry, when advisers and their old and new clients are busy planning practical approaches to achieve the goals that might have been brewing in the clients’ mind for quite some time. MAX BRUINS - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and

PETER TRIBOLET

Elma. 46-55 years old. 5. "We are very grateful that we found Peter as our Financial Adviser. He is a Godsend to us. Peter is a very nice and knowledgeable person. He looks after his clients in a "Holistic Way". We can't thank Peter enough for guiding and supporting us during a period of Financial Hardship.

ROBERT LOUIE

56-65 years old. 5. "Robert Louie is a highly principled and motivated adviser - he has had my husband as a client for over 17 years and I joined when I was transitioning to retirement. I feel so much trust for Robert’s advice and his handling of our accounts that I sleep soundly knowing he has our interests at

NERIDA HICKS

Nerida is someone you feel comfortable with and is easy to talk to, her way of explaining everything is in easy language to understand. I give her 100o/o rating". "Nerida provides me with great advice and is a very engaging woman. I'm certain all of her clients would agree with

me. ".

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and ADVISER RATINGS: FIND, RATE AND REVIEW A FINANCIAL ADVISERLOGINLATESTFIND ADVISERSFIND SMART TOOLSLEAVE A RATINGBROWSE

ALL

Australia's first transparent and independent service to help you Find, Rate and Review qualified Financial Advisers. Over 23,000 Financial Advisers listed!

ADVISER RATINGS

The team at Adviser Ratings is excited to offer the financial advice community a voice in our annual benchmarking study – the 2020 Financial Advice Landscape. You are at the heart of our industry and have the chance to describe your latest experiences with industry service providers, financial products, fees, clients, and FASEA

obligations.

HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

PRESENTATION OF THE AUSTRALIAN FINANCIAL ADVICE LANDSCAPE Angus Woods, Adviser Ratings' founder presented the key findings of the Australian Financial Landscape Report yesterday in a live webinar attended by advisers and wealth executives. Showcasing the Adviser Ratings team's 5 months of detailed research across the financial advice industry, you can view the entire presentation below. AUSTRALIA'S TOP 5 ADVICE PROFESSION REGIONS Australia's Top 5 Advice Profession Regions - The Final Countdown. Join us for the final leg of our journey across Australia as we countdown the Top 5 regions of “opportunity” for financial advisers and showcase the top advisers along the way. WEEKLY ADVISER MOVEMENTS FOR AUSTRALIA TO APRIL 22ND 2021 Join Adviser Ratings' Founder Angus Woods as he takes us through this week's adviser movements for Australia up to April 22, 2021. Check out the latest insights and charts showing another big week of advisers leaving the industry. A shout out to some of the switchers who are all switching from Garvan, with Sean Young switching to Coastal Financial Services in Coolangatta.

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

KEN DEWAR - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Ken is a highly qualified financial services professional with over 20 years of experience working in Australia and the United Kingdom. Ken has had previous roles that include working as a Research Manager in a top financial planning firm as well as

DOMINIC ALAFACI

Dominic commenced his career in Financial Services in 1981 as a Registered Tax Agent and Insurance Advisor prior to providing Investment and Superannuation advice from 1984 onwards. He was a State Councillor of the Financial Planning Association of Australia Ltd (FPA) from 1994 to 1997, and honorary treasurer of the Monash Alumni

Association

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and ADVISER RATINGS: FIND, RATE AND REVIEW A FINANCIAL ADVISERLOGINLATESTFIND ADVISERSFIND SMART TOOLSLEAVE A RATINGBROWSE

ALL

Australia's first transparent and independent service to help you Find, Rate and Review qualified Financial Advisers. Over 23,000 Financial Advisers listed!

ADVISER RATINGS

The team at Adviser Ratings is excited to offer the financial advice community a voice in our annual benchmarking study – the 2020 Financial Advice Landscape. You are at the heart of our industry and have the chance to describe your latest experiences with industry service providers, financial products, fees, clients, and FASEA

obligations.

HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

PRESENTATION OF THE AUSTRALIAN FINANCIAL ADVICE LANDSCAPE Angus Woods, Adviser Ratings' founder presented the key findings of the Australian Financial Landscape Report yesterday in a live webinar attended by advisers and wealth executives. Showcasing the Adviser Ratings team's 5 months of detailed research across the financial advice industry, you can view the entire presentation below. AUSTRALIA'S TOP 5 ADVICE PROFESSION REGIONS Australia's Top 5 Advice Profession Regions - The Final Countdown. Join us for the final leg of our journey across Australia as we countdown the Top 5 regions of “opportunity” for financial advisers and showcase the top advisers along the way. WEEKLY ADVISER MOVEMENTS FOR AUSTRALIA TO APRIL 22ND 2021 Join Adviser Ratings' Founder Angus Woods as he takes us through this week's adviser movements for Australia up to April 22, 2021. Check out the latest insights and charts showing another big week of advisers leaving the industry. A shout out to some of the switchers who are all switching from Garvan, with Sean Young switching to Coastal Financial Services in Coolangatta.

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

KEN DEWAR - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Ken is a highly qualified financial services professional with over 20 years of experience working in Australia and the United Kingdom. Ken has had previous roles that include working as a Research Manager in a top financial planning firm as well as

DOMINIC ALAFACI

Dominic commenced his career in Financial Services in 1981 as a Registered Tax Agent and Insurance Advisor prior to providing Investment and Superannuation advice from 1984 onwards. He was a State Councillor of the Financial Planning Association of Australia Ltd (FPA) from 1994 to 1997, and honorary treasurer of the Monash Alumni

Association

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and ABOUT - ADVISER RATINGS Adviser Ratings puts the entire world of financial advisers and online advice tools at your finger tips making it easy to find the right kind of advice to suit you and your circumstances. It is an easy to use and transparent online platform which empowers customers and provides a valuable independent mechanism of consumer feedback for the industry. CONSIDERING A TREE OR SEA CHANGE? HERE’S WHERE ADVISERS The COVID-19 pandemic has made working from home more appealing and feasible for many businesses. For advisers who don’t need to be in a city-based office, a regional escape with a lower cost of living may sound tempting. If you’re thinking this way, it’s worth knowing the areas where departing advisers are leaving a service gap. FINANCIAL ADVICE LANDSCAPE 2020: ADVISER RATINGS The team at Adviser Ratings is excited to offer the financial advice community a voice in our annual benchmarking study. Launching Monday, Financial Advice Landscape 2020 provides you, the advisers and practice owners at the heart of our industry, the chance to describe your experiences with consumers, industry service providers, financial products, commercial models, and FASEA-mandated

ASK AN ADVISER

In most circumstances, pension funds to not pay any tax at all, while super funds normally pay a 15% tax rate. This is usually a much lower tax rate than most individuals pay. While the Adviser Ratings Website facilitates the question and answer functionality, all such communications are between users and authorised financial advisers, of

which

SNAPSHOT OF FINANCIAL ADVISERS IN AUSTRALIA: ADVISER Getting Advice: Snapshot of Financial Advisers in Australia. February is traditionally a very busy time in the advice industry, when advisers and their old and new clients are busy planning practical approaches to achieve the goals that might have been brewing in the clients’ mind for quite some time. MAX BRUINS - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and

PETER TRIBOLET

Elma. 46-55 years old. 5. "We are very grateful that we found Peter as our Financial Adviser. He is a Godsend to us. Peter is a very nice and knowledgeable person. He looks after his clients in a "Holistic Way". We can't thank Peter enough for guiding and supporting us during a period of Financial Hardship.

ROBERT LOUIE

56-65 years old. 5. "Robert Louie is a highly principled and motivated adviser - he has had my husband as a client for over 17 years and I joined when I was transitioning to retirement. I feel so much trust for Robert’s advice and his handling of our accounts that I sleep soundly knowing he has our interests at

NERIDA HICKS

Nerida is someone you feel comfortable with and is easy to talk to, her way of explaining everything is in easy language to understand. I give her 100o/o rating". "Nerida provides me with great advice and is a very engaging woman. I'm certain all of her clients would agree with

me. ".

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and ADVISER RATINGS: FIND, RATE AND REVIEW A FINANCIAL ADVISERLATESTFIND ADVISERSFIND SMART TOOLSLEAVE A RATINGASK AN ADVISERBROWSE ALL Australia's first transparent and independent service to help you Find, Rate and Review qualified Financial Advisers. Over 23,000 Financial Advisers listed! LOGIN - ADVISER RATINGS Login - Adviser Ratings. Find an adviser, online smart tool, or ask an adviser for free on our Q&A form. Learn finance and industry insights

through our curated

HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

KEN DEWAR - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Ken is a highly qualified financial services professional with over 20 years of experience working in Australia and the United Kingdom. Ken has had previous roles that include working as a Research Manager in a top financial planning firm as well as working with some of the world’s leading wealth management companies.

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

PETER AVERY

Rm Capital Pty Ltd. Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and what products can be sold.

DOMINIC ALAFACI

Dominic commenced his career in Financial Services in 1981 as a Registered Tax Agent and Insurance Advisor prior to providing Investment and Superannuation advice from 1984 onwards. He was a State Councillor of the Financial Planning Association of Australia Ltd (FPA) from 1994 to 1997, and honorary treasurer of the Monash Alumni

Association

ANDREW FURLANETTO

Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and

MATT MCCUBBIN

Matt has been in the financial planning industry since 1998 and with AustralianSuper since 2009. Matt specialises in Retirement Planning, Centrelink Strategies, Insurance, Estate Planning Strategies, Superannuation, Wealth Creation and Retirement Income Strategies. Matt McCubbin is an Authorised Representative of Industry Fund Services

(IFS

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Daniel. Under 35 years old. 5. "David listens to financial goals and, using investment expertise, provides advice that best helps in achieving said goals. David successfully translates technical knowledge, explaining systems and processes in layman terms." 20 Jun

2016. details.

ADVISER RATINGS: FIND, RATE AND REVIEW A FINANCIAL ADVISERLATESTFIND ADVISERSFIND SMART TOOLSLEAVE A RATINGASK AN ADVISERBROWSE ALL Australia's first transparent and independent service to help you Find, Rate and Review qualified Financial Advisers. Over 23,000 Financial Advisers listed! HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

KEN DEWAR - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Ken is a highly qualified financial services professional with over 20 years of experience working in Australia and the United Kingdom. Ken has had previous roles that include working as a Research Manager in a top financial planning firm as well as working with some of the world’s leading wealth management companies.

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

PETER AVERY

Rm Capital Pty Ltd. Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and what products can be sold.

PETER TRIBOLET

Elma. 46-55 years old. 5. "We are very grateful that we found Peter as our Financial Adviser. He is a Godsend to us. Peter is a very nice and knowledgeable person. He looks after his clients in a "Holistic Way". We can't thank Peter enough for guiding and supporting us during a period of Financial Hardship.

DOMINIC ALAFACI

Dominic commenced his career in Financial Services in 1981 as a Registered Tax Agent and Insurance Advisor prior to providing Investment and Superannuation advice from 1984 onwards. He was a State Councillor of the Financial Planning Association of Australia Ltd (FPA) from 1994 to 1997, and honorary treasurer of the Monash Alumni

Association

MATT MCCUBBIN

Matt has been in the financial planning industry since 1998 and with AustralianSuper since 2009. Matt specialises in Retirement Planning, Centrelink Strategies, Insurance, Estate Planning Strategies, Superannuation, Wealth Creation and Retirement Income Strategies. Matt McCubbin is an Authorised Representative of Industry Fund Services

(IFS

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Daniel. Under 35 years old. 5. "David listens to financial goals and, using investment expertise, provides advice that best helps in achieving said goals. David successfully translates technical knowledge, explaining systems and processes in layman terms." 20 Jun

2016. details.

ANDREW FURLANETTO

Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and LOGIN - ADVISER RATINGS Login - Adviser Ratings. Find an adviser, online smart tool, or ask an adviser for free on our Q&A form. Learn finance and industry insights through our curated articles, videos and adviser Q&A's. More Adviser WEEKLY ADVISER MOVEMENTS FOR AUSTRALIA UP TO JUNE 3, 2021 Weekly Adviser Movements For Australia Up To June 3, 2021. Join Adviser Ratings' Founder Angus Woods as he takes us through this week's adviser movements and provides the latest industry insights in this 2-minute video. HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

FINANCIAL ADVICE LANDSCAPE 2020: ADVISER RATINGS The team at Adviser Ratings is excited to offer the financial advice community a voice in our annual benchmarking study. Launching Monday, Financial Advice Landscape 2020 provides you, the advisers and practice owners at the heart of our industry, the chance to describe your experiences with consumers, industry service providers, financial products, commercial models, and FASEA-mandated

ASK AN ADVISER

Hi Sam, great question and one I am often asked. Often there is a perception that you have to be in a high-income, high-wealth position to seek financial advice, but this is far from reality for clients I see on a daily basis.

STEVE BIGGIN

Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and

ASK AN ADVISER

From this research an ongoing fee of $5,100 would be more typical of a complex situation or a premium service offering. The final incidental issue is around whether you are charged a flat fee or a percentage-based fee for the provision of the service. This is a preference issue, and most Financial Planners will be happy to match

your preference

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

MURRAY PAYNE

Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and

CHRISTOPHER JONES

I was a senior financial planner at StatePlus (formerly State Super Financial Services) for over 15 years, and have nearly 20 years financial planning experience. I managed over $300 million of portfolios at StatePlus across super, pensions & managed investment funds, built from trusted client referrals. I have negotiated a unique

arrangement

ADVISER RATINGS: FIND, RATE AND REVIEW A FINANCIAL ADVISERLATESTFIND ADVISERSFIND SMART TOOLSLEAVE A RATINGASK AN ADVISERBROWSE ALL Australia's first transparent and independent service to help you Find, Rate and Review qualified Financial Advisers. Over 23,000 Financial Advisers listed! LOGIN - ADVISER RATINGS Login - Adviser Ratings. Find an adviser, online smart tool, or ask an adviser for free on our Q&A form. Learn finance and industry insights

through our curated

HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

KEN DEWAR - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Ken is a highly qualified financial services professional with over 20 years of experience working in Australia and the United Kingdom. Ken has had previous roles that include working as a Research Manager in a top financial planning firm as well as working with some of the world’s leading wealth management companies.

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

PETER AVERY

Rm Capital Pty Ltd. Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and what products can be sold.

DOMINIC ALAFACI

Dominic commenced his career in Financial Services in 1981 as a Registered Tax Agent and Insurance Advisor prior to providing Investment and Superannuation advice from 1984 onwards. He was a State Councillor of the Financial Planning Association of Australia Ltd (FPA) from 1994 to 1997, and honorary treasurer of the Monash Alumni

Association

ANDREW FURLANETTO

Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and

MATT MCCUBBIN

Matt has been in the financial planning industry since 1998 and with AustralianSuper since 2009. Matt specialises in Retirement Planning, Centrelink Strategies, Insurance, Estate Planning Strategies, Superannuation, Wealth Creation and Retirement Income Strategies. Matt McCubbin is an Authorised Representative of Industry Fund Services

(IFS

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Daniel. Under 35 years old. 5. "David listens to financial goals and, using investment expertise, provides advice that best helps in achieving said goals. David successfully translates technical knowledge, explaining systems and processes in layman terms." 20 Jun

2016. details.

ADVISER RATINGS: FIND, RATE AND REVIEW A FINANCIAL ADVISERLATESTFIND ADVISERSFIND SMART TOOLSLEAVE A RATINGASK AN ADVISERBROWSE ALL Australia's first transparent and independent service to help you Find, Rate and Review qualified Financial Advisers. Over 23,000 Financial Advisers listed! LOGIN - ADVISER RATINGS Login - Adviser Ratings. Find an adviser, online smart tool, or ask an adviser for free on our Q&A form. Learn finance and industry insights

through our curated

HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

KEN DEWAR - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Ken is a highly qualified financial services professional with over 20 years of experience working in Australia and the United Kingdom. Ken has had previous roles that include working as a Research Manager in a top financial planning firm as well as working with some of the world’s leading wealth management companies.

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

PETER AVERY

Rm Capital Pty Ltd. Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and what products can be sold.

DOMINIC ALAFACI

Dominic commenced his career in Financial Services in 1981 as a Registered Tax Agent and Insurance Advisor prior to providing Investment and Superannuation advice from 1984 onwards. He was a State Councillor of the Financial Planning Association of Australia Ltd (FPA) from 1994 to 1997, and honorary treasurer of the Monash Alumni

Association

ANDREW FURLANETTO

Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and

MATT MCCUBBIN

Matt has been in the financial planning industry since 1998 and with AustralianSuper since 2009. Matt specialises in Retirement Planning, Centrelink Strategies, Insurance, Estate Planning Strategies, Superannuation, Wealth Creation and Retirement Income Strategies. Matt McCubbin is an Authorised Representative of Industry Fund Services

(IFS

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Daniel. Under 35 years old. 5. "David listens to financial goals and, using investment expertise, provides advice that best helps in achieving said goals. David successfully translates technical knowledge, explaining systems and processes in layman terms." 20 Jun

2016. details.

LOGIN - ADVISER RATINGS Login - Adviser Ratings. Find an adviser, online smart tool, or ask an adviser for free on our Q&A form. Learn finance and industry insights through our curated articles, videos and adviser Q&A's. More Adviser

FIND AN ADVISER

Find An Adviser - Adviser Ratings. Find an adviser, online smart tool, or ask an adviser for free on our Q&A form. Learn finance and industry insights through our curated articles, videos and WEEKLY ADVISER MOVEMENTS FOR AUSTRALIA UP TO JUNE 3, 2021 Weekly Adviser Movements For Australia Up To June 3, 2021. Join Adviser Ratings' Founder Angus Woods as he takes us through this week's adviser movements and provides the latest industry insights in this 2-minute video. CONSIDERING A TREE OR SEA CHANGE? HERE’S WHERE ADVISERS The COVID-19 pandemic has made working from home more appealing and feasible for many businesses. For advisers who don’t need to be in a city-based office, a regional escape with a lower cost of living may sound tempting. If you’re thinking this way, it’s worth knowing the areas where departing advisers are leaving a service gap. RETIREMENT ESSENTIALS First, check what Age Pension payments you could be eligible for using our Age Pension calculator. Once you know what you are eligible for, we will guide you through preparing your application. Our Age Pension Specialists are available on the phone and webchat to guide to answers all the questions on our site. We complete your forms and post them to you with a personalised checklist so that HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

ASK AN ADVISER

Hi Sam, great question and one I am often asked. Often there is a perception that you have to be in a high-income, high-wealth position to seek financial advice, but this is far from reality for clients I see on a daily basis.

ASK AN ADVISER

The key difference between a ‘binding’ nomination and a ‘non-binding’ nomination is certainty. Certainty that your super funds will end up with the person or people you want to benefit. Upon your passing, your super fund is required to pay your benefits in the fund in accordance with the payment standards and governing rules of

the fund.

DAMIEN DAVIOT

Damien Daviot has a number of years experience in the financial services industry having worked as both a Para Planner and a Financial Advisor, both in boutique firms as well as the major banks. Damien completed his Degree in Business (Banking & Finance) from Monash University and has also completed his ADFP through Pinnacle.

CHRISTOPHER JONES

I was a senior financial planner at StatePlus (formerly State Super Financial Services) for over 15 years, and have nearly 20 years financial planning experience. I managed over $300 million of portfolios at StatePlus across super, pensions & managed investment funds, built from trusted client referrals. I have negotiated a unique

arrangement

ADVISER RATINGS: FIND, RATE AND REVIEW A FINANCIAL ADVISERLATESTFIND ADVISERSFIND SMART TOOLSLEAVE A RATINGASK AN ADVISERBROWSE ALL Australia's first transparent and independent service to help you Find, Rate and Review qualified Financial Advisers. Over 23,000 Financial Advisers listed! LOGIN - ADVISER RATINGS Login - Adviser Ratings. Find an adviser, online smart tool, or ask an adviser for free on our Q&A form. Learn finance and industry insights

through our curated

HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

KEN DEWAR - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Ken is a highly qualified financial services professional with over 20 years of experience working in Australia and the United Kingdom. Ken has had previous roles that include working as a Research Manager in a top financial planning firm as well as working with some of the world’s leading wealth management companies.

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

PETER AVERY

Rm Capital Pty Ltd. Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and what products can be sold.

DOMINIC ALAFACI

Dominic commenced his career in Financial Services in 1981 as a Registered Tax Agent and Insurance Advisor prior to providing Investment and Superannuation advice from 1984 onwards. He was a State Councillor of the Financial Planning Association of Australia Ltd (FPA) from 1994 to 1997, and honorary treasurer of the Monash Alumni

Association

ANDREW FURLANETTO

Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and

MATT MCCUBBIN

Matt has been in the financial planning industry since 1998 and with AustralianSuper since 2009. Matt specialises in Retirement Planning, Centrelink Strategies, Insurance, Estate Planning Strategies, Superannuation, Wealth Creation and Retirement Income Strategies. Matt McCubbin is an Authorised Representative of Industry Fund Services

(IFS

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Daniel. Under 35 years old. 5. "David listens to financial goals and, using investment expertise, provides advice that best helps in achieving said goals. David successfully translates technical knowledge, explaining systems and processes in layman terms." 20 Jun

2016. details.

ADVISER RATINGS: FIND, RATE AND REVIEW A FINANCIAL ADVISERLATESTFIND ADVISERSFIND SMART TOOLSLEAVE A RATINGASK AN ADVISERBROWSE ALL Australia's first transparent and independent service to help you Find, Rate and Review qualified Financial Advisers. Over 23,000 Financial Advisers listed! LOGIN - ADVISER RATINGS Login - Adviser Ratings. Find an adviser, online smart tool, or ask an adviser for free on our Q&A form. Learn finance and industry insights

through our curated

HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

KEN DEWAR - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Ken is a highly qualified financial services professional with over 20 years of experience working in Australia and the United Kingdom. Ken has had previous roles that include working as a Research Manager in a top financial planning firm as well as working with some of the world’s leading wealth management companies.

MARK TYMINSKI

James. 65+ years old. 5. "Mark is an excellent person to deal with, has expert knowledge in the position he holds. He will go to the utmost to help satisfy the needs of clients. He is totally reliable, honest and has great communication skills. He has demonstrated great financial knowledge when dealing with us and as such we have great

trust in

PETER AVERY

Rm Capital Pty Ltd. Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and what products can be sold.

DOMINIC ALAFACI

Dominic commenced his career in Financial Services in 1981 as a Registered Tax Agent and Insurance Advisor prior to providing Investment and Superannuation advice from 1984 onwards. He was a State Councillor of the Financial Planning Association of Australia Ltd (FPA) from 1994 to 1997, and honorary treasurer of the Monash Alumni

Association

ANDREW FURLANETTO

Licensee Every adviser is required to be licensed to provide advice. This license is known as an Australian Financial Services License (AFSL). The licensee provides the risk and compliance framework for your adviser as well as determining things like what ongoing training your adviser requires and

MATT MCCUBBIN

Matt has been in the financial planning industry since 1998 and with AustralianSuper since 2009. Matt specialises in Retirement Planning, Centrelink Strategies, Insurance, Estate Planning Strategies, Superannuation, Wealth Creation and Retirement Income Strategies. Matt McCubbin is an Authorised Representative of Industry Fund Services

(IFS

DAVID BERG - FINANCIAL ADVISER LISTED ON ADVISER RATINGS Daniel. Under 35 years old. 5. "David listens to financial goals and, using investment expertise, provides advice that best helps in achieving said goals. David successfully translates technical knowledge, explaining systems and processes in layman terms." 20 Jun

2016. details.

LOGIN - ADVISER RATINGS Login - Adviser Ratings. Find an adviser, online smart tool, or ask an adviser for free on our Q&A form. Learn finance and industry insights through our curated articles, videos and adviser Q&A's. More Adviser

FIND AN ADVISER

Find An Adviser - Adviser Ratings. Find an adviser, online smart tool, or ask an adviser for free on our Q&A form. Learn finance and industry insights through our curated articles, videos and WEEKLY ADVISER MOVEMENTS FOR AUSTRALIA UP TO JUNE 3, 2021 Weekly Adviser Movements For Australia Up To June 3, 2021. Join Adviser Ratings' Founder Angus Woods as he takes us through this week's adviser movements and provides the latest industry insights in this 2-minute video. CONSIDERING A TREE OR SEA CHANGE? HERE’S WHERE ADVISERS The COVID-19 pandemic has made working from home more appealing and feasible for many businesses. For advisers who don’t need to be in a city-based office, a regional escape with a lower cost of living may sound tempting. If you’re thinking this way, it’s worth knowing the areas where departing advisers are leaving a service gap. RETIREMENT ESSENTIALS First, check what Age Pension payments you could be eligible for using our Age Pension calculator. Once you know what you are eligible for, we will guide you through preparing your application. Our Age Pension Specialists are available on the phone and webchat to guide to answers all the questions on our site. We complete your forms and post them to you with a personalised checklist so that HOW MUCH TAX DO YOU PAY WHEN GIFTING MONEY TO FAMILY Both a single person and a couple has a gifting free area of $10,000 per financial year, limited to $30,000 per 5 financial years. If the total of gifts made in a financial year is more than $10,000, the excess will be assessed as a deprived asset. This is called the $10,000 rule. A maximum of $30,000 can be gifted over a rolling period

of 5

ASK AN ADVISER

Hi Sam, great question and one I am often asked. Often there is a perception that you have to be in a high-income, high-wealth position to seek financial advice, but this is far from reality for clients I see on a daily basis.

ASK AN ADVISER

The key difference between a ‘binding’ nomination and a ‘non-binding’ nomination is certainty. Certainty that your super funds will end up with the person or people you want to benefit. Upon your passing, your super fund is required to pay your benefits in the fund in accordance with the payment standards and governing rules of

the fund.

DAMIEN DAVIOT

Damien Daviot has a number of years experience in the financial services industry having worked as both a Para Planner and a Financial Advisor, both in boutique firms as well as the major banks. Damien completed his Degree in Business (Banking & Finance) from Monash University and has also completed his ADFP through Pinnacle.

CHRISTOPHER JONES

I was a senior financial planner at StatePlus (formerly State Super Financial Services) for over 15 years, and have nearly 20 years financial planning experience. I managed over $300 million of portfolios at StatePlus across super, pensions & managed investment funds, built from trusted client referrals. I have negotiated a unique

arrangement

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Article

HOW MUCH DO I NEED TO START INVESTING? Far from being the realm of the rich, building an investment portfolio is something that most people can do. It can start as a simple savings plan – a few dollars in the bank – before expanding into a diversified portfolio containing a range of asset classes. According to Platinum adviser John Cachia, getting started may be easier than

you think...

John Cachia

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Article

HOW INVESTORS CAN THRIVE IN THE NEW LOW-INTEREST RATE REALITY There are vast numbers of people who live off interest income of various kinds who may be concerned as the RBA looks to pump-prime the economy with interest rate cuts. It doesn’t have to be a disaster though. Hamish Ferguson, a Financial Adviser with Vision Wealth Solutions in Newcastle, says there are steps that can be taken to improve your situation if your interest income has taken a hit in the long unwinding that has been occurring with interest rates in the decade following the Global Financial Crisis.

Hamish Ferguson

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Article

MANAGING RISK IS MORE THAN JUST INSURANCE When planning for your future and achieving your goals and objectives, a robust risk management plan is the safety net providing the best chance of your plans coming to fruition if unplanned events occur. When the term ‘risk management’ is raised, some mistake it to be all about implementing insurance. However, holding appropriate insurance is merely a component of your risk management plan. Gold Adviser and Director at Personal Risk Professionals, David Beaton has a three-step plan to help...

David Beaton

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Article

WEALTH PROTECTION IN UNCERTAIN TIMES Life can be unpredictable and when it comes to managing finances, instability can have a devastating impact. The good news is that, by being strategic about planning for wealth protection in uncertain times, you can help safeguard yourself against financial insecurity - and prosper. CEO and Founder of Tribeca Financial, Ryan Watson has

more...

Ryan Watson

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Article

ADVISER RATINGS PROFILES JOHN O'BRIEN Our Adviser Profile this week is John O’Brien, a Partner at VISIS Private Wealth operating out of Brisbane. John is a Platinum adviser with 16 client reviews, with an average client rating of 4.9 out of 5

stars.

John O'Brien

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Article

THE PROBLEM WITH FOMO FOMO or “Fear Of Missing Out” is often seen as being associated with those “flakey” millennials. But FOMO is just the more recent name given to a dynamic that many people will be familiar with. It’s similar to those who feel “the grass is always greener” somewhere else. According to Justin Hooper from Sentinel Wealth, FOMO is basically the anxiety or concern that others might be having experiences or opportunities that you’re not having, and it is difficult to resist. Here are 5 ways to help...

Justin Hooper

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Article

SUPERANNUATION CHANGES – ARE YOU STILL COVERED? New laws designed to help people consolidate their superannuation accounts could result in people losing the insurance cover, unless they contact their Super fund. The laws, which take effect from 1 July, will mean that life and disability insurances will lapse if your superannuation account has been inactive for 16 months. Inactive account with less than $6,000 in them could also be affected.

Adviser Ratings

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Article

WHERE DO YOU GET YOUR MONEY ADVICE FROM? We all have our inherent habits and nuances when it comes to managing money and our personal finances, but have you ever thought about where your beliefs come from and why you manage money the way you do?

Kellie Cowie

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Article

BENEFITS OF ADVICE

In the wake of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry, it is important that we continue to focus on the benefits of receiving expert Financial Advice. Gold Adviser Lee Nickelson writes that recent report showed overwhelmingly that those surveyed who receive financial advice are more “well” in life. They are better equipped to deal with unexpected expenses, more prepared for retirement and have more confidence in making financial decisions...

Lee Nickelson

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Article

USING FITNESS TECHNIQUES FOR YOUR FINANCIAL WELL BEING Improving our physical, mental and emotional health has a wide range of explicit benefits, and we can all see clearly defined motivating factors behind setting ourselves health-related goals. Things can get a little bit more ambiguous when it comes to ‘fitness’ in our financial lives. However, changing your perspective and adopting a few key techniques from your personal health management to your personal wealth management may help. Adviser John Barton has more...

Adviser Ratings

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Article

ADVISER RATINGS PROFILES KEVIN MALCOLM Our Adviser Profile this week is Kevin Malcolm, a Platinum Adviser with 32 reviews and an average client rating of 4.66 out of 5 Stars. Kevin says his greatest satisfaction is helping people understand their finances and becoming financially confident. He advises at Bridges Financial Services in Cleveland, Queensland.

Kevin Malcolm

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Article

VIDEO: QUIETGROWTH (ROBO ADVICE) Video: QuietGrowth is an automated, online investment management firm that manages your investments to achieve risk-optimised returns over a

long-term.

Dilip Sankarreddy, QuietGrowth

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Article

RETIREMENT – HOW MUCH IS ENOUGH? In retirement, you may dream about overseas holidays, home renovations or simply spending more time with your friends and family. However, the reality is that many people’s savings are unlikely to match their retirement expectations unless they take action.

Simon Pederson

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Article

WHERE TO GET ADVICE? With the election over and many of the questions over mooted policy changes and their impacts on super, negative gearing and franking credits somewhat settled, there has never been a better time to see an adviser to help secure your financial future. But how do you choose the right adviser for you? Who better to tell you what the Adviser is really like than an existing or past client?

Adviser Ratings

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Article

THINK LIKE A CFO

We as Australians have a tendency to be bad savers. This is not exclusive to any one generation - it isn’t just millennials, Australians of all age groups are guilty of it. To help you break the cycle and get a handle on your cash flow Alec Berry from MGD Wealth in Brisbane has shared four tips that you can implement today - starting with “Thinking Like A CFO”...

Alec Berry

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While we may facilitate the review and introduction of Advisers, Customers of Adviser Ratings will be responsible for entering into their own agreement with Advisers introduced through our website. Adviser Ratings does not provide personal financial advice nor do we recommend or suggest a particular adviser is right for you. We provide information of a general nature and we do not take into consideration your personal objectives, financial situation or needs. Always consider whether the advice and information you are provided suits your needs. Adviser Ratings does not endorse, accept or adopt the Advisers on our site, the content of any profiles or the comments or discussion in any community forums. For further information about How We Rate Our Advisers, click here . Per quote in our video, refer KPMG research undertaken for Financial

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