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A MESS FREE LIFEMONEYHOMELIFEABOUTDECLUTTERINGPREPAREDNESS maureen's proven plan thousands of women have followed the embrace lifestyle program and put an end to their emotional spending, eliminated their debt, and learned there is life beyond spending. 11 HABITS OF PEOPLE WHO ARE DEBT FREE 11 Habits of People Who Are Debt Free 1. They Pay Attention To Their Money. When the bills come in, or their bank statement arrives, instead of throwing them into a pile they open it and review the contents for accuracy.They understand the importance of paying attention to the details associated with their money. 15 MONEY SAVING TIPS FOR RETIREES A Mess Free Life may collect a share of sales or other compensation from the links on this page. Now that you’ve made it to retirement, being frugal and saving every penny might be important to help your retirement account last as long as possible. You’ve spent years saving and making plans for all the things you would do when you finally retired but, until you adjust to your new THE SECRETS TO SUCCESSFUL MEAL PLANNING AND FOOD BUDGETING The List. I shop according to the sales, and so I know that I will need to set aside a certain amount of money in my weekly budget to buy things that are on sale so that I can add to my stockpile.. As an example, New England Coffee is on sale this week. I can save $2.00 per bag. This is a pretty good deal, not the best deal I’ve seen, but a good deal so I will buy an extra 12 bags to add to THE LAZY GIRL'S SOLUTION TO A CLEAN ENOUGH HOUSE The Lazy Girl’s Solution To A Clean-Enough House. So to start off, I’ve chosen these particular house cleaning tasks for their ability to almost instantly transform your home, lift your mood and fake out

the guests.

6 UNBELIEVABLE USES FOR DENTURE CLEANING TABLETS 4. Keep Your Diamond Sparkling. I’ve been using this cleaning hack for over 25 years, but so many people have never heard of it. You don’t need to buy expensive diamond cleaner to get your rings, earrings and pendants sparkling. HOW TO HANDLE THE BLOW OF LOSING YOUR HOME How To Handle The Blow of Losing Your Home . Let’s imagine the chain of events. You’ve been unable to pay your mortgage for a couple of

months, so

HOW TO POLISH WOOD LIKE A PRO A Few Do’s and Don’ts of Wood Polish. 1. Oil to Oil Only. Wood oil can be applied as needed but is not appropriate for all wood finishes. Furniture oil like Tung and Linseed oil evaporate, get tacky and the remaining residue dries to a hard and protective finish. THE SURPRISING CONNECTION BETWEEN CLUTTER AND YOUR MENTAL A Mess Free Life may collect a share of sales or other compensation from the links on this page. Overstuffed closets, garages so full you can’t park the car inside, dishes in the sink, toys throughout the house, surfaces used as storage spaces; this clutter not only makes our homes look bad, it 8 BENEFITS OF TEACHING CHILDREN TO CLEAN A Mess Free Life may collect a share of sales or other compensation from the links on this page. Are you the type of parent that would rather just do it yourself rather than take the time required to teaching your kids to clean? A MESS FREE LIFEMONEYHOMELIFEABOUTDECLUTTERINGPREPAREDNESS maureen's proven plan thousands of women have followed the embrace lifestyle program and put an end to their emotional spending, eliminated their debt, and learned there is life beyond spending. 11 HABITS OF PEOPLE WHO ARE DEBT FREE 11 Habits of People Who Are Debt Free 1. They Pay Attention To Their Money. When the bills come in, or their bank statement arrives, instead of throwing them into a pile they open it and review the contents for accuracy.They understand the importance of paying attention to the details associated with their money. 15 MONEY SAVING TIPS FOR RETIREES A Mess Free Life may collect a share of sales or other compensation from the links on this page. Now that you’ve made it to retirement, being frugal and saving every penny might be important to help your retirement account last as long as possible. You’ve spent years saving and making plans for all the things you would do when you finally retired but, until you adjust to your new THE SECRETS TO SUCCESSFUL MEAL PLANNING AND FOOD BUDGETING The List. I shop according to the sales, and so I know that I will need to set aside a certain amount of money in my weekly budget to buy things that are on sale so that I can add to my stockpile.. As an example, New England Coffee is on sale this week. I can save $2.00 per bag. This is a pretty good deal, not the best deal I’ve seen, but a good deal so I will buy an extra 12 bags to add to THE LAZY GIRL'S SOLUTION TO A CLEAN ENOUGH HOUSE The Lazy Girl’s Solution To A Clean-Enough House. So to start off, I’ve chosen these particular house cleaning tasks for their ability to almost instantly transform your home, lift your mood and fake out

the guests.

months, so

HOW TO POLISH WOOD LIKE A PRO A Few Do’s and Don’ts of Wood Polish. 1. Oil to Oil Only. Wood oil can be applied as needed but is not appropriate for all wood finishes. Furniture oil like Tung and Linseed oil evaporate, get tacky and the remaining residue dries to a hard and protective finish. THE SURPRISING CONNECTION BETWEEN CLUTTER AND YOUR MENTAL A Mess Free Life may collect a share of sales or other compensation from the links on this page. Overstuffed closets, garages so full you can’t park the car inside, dishes in the sink, toys throughout the house, surfaces used as storage spaces; this clutter not only makes our homes look bad, it 8 BENEFITS OF TEACHING CHILDREN TO CLEAN A Mess Free Life may collect a share of sales or other compensation from the links on this page. Are you the type of parent that would rather just do it yourself rather than take the time required to teaching your kids to clean? 9 WAYS TO BRING YOUR HOME MANAGEMENT SKILLS UP A LEVEL CALENDAR. Keep a calendar or planner to keep track of all the appointments, school activities, and important information. Review your planner each morning so you never forget something crucial. Get in the habit of writing in it regularly. If you’re out and you make a meeting or appointment, create an alert on your phone so you remember to write it down when you get home. THE SECRETS TO SUCCESSFUL MEAL PLANNING AND FOOD BUDGETING The List. I shop according to the sales, and so I know that I will need to set aside a certain amount of money in my weekly budget to buy things that are on sale so that I can add to my stockpile.. As an example, New England Coffee is on sale this week. I can save $2.00 per bag. This is a pretty good deal, not the best deal I’ve seen, but a good deal so I will buy an extra 12 bags to add to 3 CRAZY GOOD SITES TO GET KIDS CLOTHES FREE ThredUP. If you’re like me and have too many clothes, you never wear, but they’re far too nice for a yard sale then you’re going to love ThredUp.. ThredUp is an online thrift store that specializes in high-quality clothing at a steep discount. It’s my number one favorite way to get free clothes for Lucas. HOW A LIFE PLANNER CAN CHANGE YOUR LIFE Now to be totally transparent I actually have two planners. One for my business and personal life. For business, I use the 90X Planner and the other is for managing the house, meal planning, budgeting and the grand nugget’s schedules. For that, I use my Living Well Planner.. Today, I’m going to focus solely on the Living Well Planner and why it might be the perfect solution for reigning in 11 UNEXPECTED BENEFITS OF CLEANING It Supports Charitable Giving Because I’m regularly purging my home, there’s always an opportunity to give to someone in need.. I accomplish this in a few ways: I list items on Freecycle.org and give things I no longer need or want to people who can use them. If I know of a charitable organization who can take my stuff and give it to the needy, or sell it and use the money to support their DON'T WASTE YOUR MONEY ON THESE 15 THINGS Don’t Waste Your Money On These 15 Things. I remember having a conversation with a friend who thought couponing or not paying money for toilet paper was just ridiculous if you could afford it.. I tried to explain to her that it had nothing to do with whether or not I could afford to pay full price for an item but rather how I wanted to

spend my money.

13 BATHROOM HACKS THAT WILL SIMPLIFY YOUR LIFE EXHAUST FAN. If you have an exhaust fan in your bathroom, you know it can collect dust pretty quickly. It is so hard to fit your hands in to clean the vent, so grab a can of air!Use the extender tip and spray it on the vent, and watch the dust fly off. HOW TO POLISH WOOD LIKE A PRO A Few Do’s and Don’ts of Wood Polish. 1. Oil to Oil Only. Wood oil can be applied as needed but is not appropriate for all wood finishes. Furniture oil like Tung and Linseed oil evaporate, get tacky and the remaining residue dries to a hard and protective finish. LEARNING TO SAY NO EVEN IF YOU'RE A PEOPLE PLEASER Tip #3: You Can Think About It. You might be uncomfortable with the idea of saying no immediately. If you want time to review your schedule or reflect on whether this is something you want to do just say, “I need to check my schedule; I’ll get back to you.”. Remember you need to close the loop and get back to the person as soon as possible. If you must decline in an email, that’s ok. DO WOMEN REALLY WANT TO BE RESCUED? When I was a young woman, younger than I am now, I wanted to marry a firefighter. I loved how big and strong they were and how they put everything on the line to help others. A MESS FREE LIFEMONEYHOMELIFEABOUTDECLUTTERINGPREPAREDNESS maureen's proven plan thousands of women have followed the embrace lifestyle program and put an end to their emotional spending, eliminated their debt, and learned there is life beyond spending. 11 HABITS OF PEOPLE WHO ARE DEBT FREE 11 Habits of People Who Are Debt Free 1. They Pay Attention To Their Money. When the bills come in, or their bank statement arrives, instead of throwing them into a pile they open it and review the contents for accuracy.They understand the importance of paying attention to the details associated with their money. 3 CRAZY GOOD SITES TO GET KIDS CLOTHES FREE ThredUP. If you’re like me and have too many clothes, you never wear, but they’re far too nice for a yard sale then you’re going to love ThredUp.. ThredUp is an online thrift store that specializes in high-quality clothing at a steep discount. It’s my number one favorite way to get free clothes for Lucas. DON'T WASTE YOUR MONEY ON THESE 15 THINGS Don’t Waste Your Money On These 15 Things. I remember having a conversation with a friend who thought couponing or not paying money for toilet paper was just ridiculous if you could afford it.. I tried to explain to her that it had nothing to do with whether or not I could afford to pay full price for an item but rather how I wanted to

spend my money.

6 UNBELIEVABLE USES FOR DENTURE CLEANING TABLETS Drop two denture tablets in the tank and fill it with water. Run the coffee maker through a regular cycle. Throw away the potful of water and follow-up with two rinse cycles with clean, fresh water. Hard water leaves mineral deposits in the tank of your coffee maker. It slows the perking of your machine but also changes the taste of your

coffee.

15 MONEY SAVING TIPS FOR RETIREES You can find a great smartphone for less than $100 and keep your bill under $50 a month per line. Don’t be ashamed to ask for the “senior discount”. Many businesses offer a hefty discount for seniors and every little bit helps. Amtrak offers a 15% discount on train travel. AT&T and Verizon offer $30 monthly plans for seniors

over 65.

THE SURPRISING CONNECTION BETWEEN CLUTTER AND YOUR MENTAL All this clutter is taking its toll. It turns out that clutter has a profound effect on our mental health, mood, and self-esteem. But it appears that it affects men and women very differently. First, we’re all susceptible to the notion of rewarding ourselves. “The American workplace is intense and demanding; when we come home, we want 17 BRILLIANT DUSTING HACKS THAT KEEP YOUR HOUSE DUST FREE How To Use The Swiffer Extender Pole Duster When You Vacuum – A Debt Free Stress Free Life. This gadget is a lifesaver for those hard to reach places that need dusting and cleaning. If you’re not using it all the time, every time you dust and clean, consider adding it into your routine. 8. HOW TO KEEP YOUR VENTS CLEAN. THE LAZY GIRL'S SOLUTION TO A CLEAN ENOUGH HOUSE Clean the Kitchen. After dinner, wipe down the kitchen counters and stove top, sweep the floor, empty the garbage, clear and wipe down the table and empty the sink of all dishes. If the kids are old enough, have them help. When you wake up the next morning, the kitchen is presentable and ready for you to start the day. WHAT IS A SHOPAHOLIC AND HOW CAN YOU SPOT ONE? Shopping gives you a high. Shopaholics often feel a rush of adrenaline when they shop. Dopamine, a brain chemical associated with pleasure, is released in waves when you find an item you want and consider purchasing it. This “feel good” emotion can be addictive; a A MESS FREE LIFEMONEYHOMELIFEABOUTDECLUTTERINGPREPAREDNESS maureen's proven plan thousands of women have followed the embrace lifestyle program and put an end to their emotional spending, eliminated their debt, and learned there is life beyond spending. 11 HABITS OF PEOPLE WHO ARE DEBT FREE 11 Habits of People Who Are Debt Free 1. They Pay Attention To Their Money. When the bills come in, or their bank statement arrives, instead of throwing them into a pile they open it and review the contents for accuracy.They understand the importance of paying attention to the details associated with their money. 3 CRAZY GOOD SITES TO GET KIDS CLOTHES FREE ThredUP. If you’re like me and have too many clothes, you never wear, but they’re far too nice for a yard sale then you’re going to love ThredUp.. ThredUp is an online thrift store that specializes in high-quality clothing at a steep discount. It’s my number one favorite way to get free clothes for Lucas. DON'T WASTE YOUR MONEY ON THESE 15 THINGS Don’t Waste Your Money On These 15 Things. I remember having a conversation with a friend who thought couponing or not paying money for toilet paper was just ridiculous if you could afford it.. I tried to explain to her that it had nothing to do with whether or not I could afford to pay full price for an item but rather how I wanted to

spend my money.

coffee.

over 65.

THE SURPRISING CONNECTION BETWEEN CLUTTER AND YOUR MENTAL All this clutter is taking its toll. It turns out that clutter has a profound effect on our mental health, mood, and self-esteem. But it appears that it affects men and women very differently. First, we’re all susceptible to the notion of rewarding ourselves. “The American workplace is intense and demanding; when we come home, we want 17 BRILLIANT DUSTING HACKS THAT KEEP YOUR HOUSE DUST FREE How To Use The Swiffer Extender Pole Duster When You Vacuum – A Debt Free Stress Free Life. This gadget is a lifesaver for those hard to reach places that need dusting and cleaning. If you’re not using it all the time, every time you dust and clean, consider adding it into your routine. 8. HOW TO KEEP YOUR VENTS CLEAN. THE LAZY GIRL'S SOLUTION TO A CLEAN ENOUGH HOUSE Clean the Kitchen. After dinner, wipe down the kitchen counters and stove top, sweep the floor, empty the garbage, clear and wipe down the table and empty the sink of all dishes. If the kids are old enough, have them help. When you wake up the next morning, the kitchen is presentable and ready for you to start the day. WHAT IS A SHOPAHOLIC AND HOW CAN YOU SPOT ONE? Shopping gives you a high. Shopaholics often feel a rush of adrenaline when they shop. Dopamine, a brain chemical associated with pleasure, is released in waves when you find an item you want and consider purchasing it. This “feel good” emotion can be addictive; a 9 WAYS TO BRING YOUR HOME MANAGEMENT SKILLS UP A LEVEL Wash, dry and put away pots and pans. You might have other chores you want to be done daily. Great, put them on your cleaning calendar, so you don’t forget them. Here’s a short cleaning tips video: The point here is that to improve upon your home’s cleanliness, you have to be doing small but simple tasks each day. 15 MONEY SAVING TIPS FOR RETIREES You can find a great smartphone for less than $100 and keep your bill under $50 a month per line. Don’t be ashamed to ask for the “senior discount”. Many businesses offer a hefty discount for seniors and every little bit helps. Amtrak offers a 15% discount on train travel. AT&T and Verizon offer $30 monthly plans for seniors

over 65.

HOW A LIFE PLANNER CAN CHANGE YOUR LIFE A monthly goal planning sheet. A monthly calendar overview and note strip. A two-page monthly budget. A monthly expense tracker. A “Thoughts and Thanks” page with notable moments. A page of “Notes and Ideas.”. The very first section is all about long range planning. What do you want out of your life and what do you want to

eliminate.

10 DAILY TASKS THAT WILL KEEP YOUR HOME CLEAN AND The 10 Daily Tasks That Will Keep Your Home Clean and Organized. 1. Put Coats Away. When you come home, go directly to the closet or nearest hook and hang up your coat. Leaving it on the back of a chair, the banister, or worse the floor makes for a messy looking house. 2. DON'T WASTE YOUR MONEY ON THESE 15 THINGS Don’t Waste Your Money On These 15 Things. I remember having a conversation with a friend who thought couponing or not paying money for toilet paper was just ridiculous if you could afford it.. I tried to explain to her that it had nothing to do with whether or not I could afford to pay full price for an item but rather how I wanted to

spend my money.

LIVING ON A BUDGET WITHOUT FEELING DEPRIVED A Mess Free Life may collect a share of sales or other compensation from the links on this page. Living on a budget can be challenging, and for those of us who suffer from overspending and impulse buying, we see it as not very fun. HOW TO HANDLE THE BLOW OF LOSING YOUR HOME 3. Bargaining. Anger always leads to negotiation. You start making deals with God that sound something like, “Please God, if you let me keep my house I promise never over to spend again, and oh, I’ll go and get a second job, too.”. The problem with this approach is it rarely, if ever, works. HOW TO POLISH WOOD LIKE A PRO A Few Do’s and Don’ts of Wood Polish. 1. Oil to Oil Only. Wood oil can be applied as needed but is not appropriate for all wood finishes. Furniture oil like Tung and Linseed oil evaporate, get tacky and the remaining residue dries to a hard and protective finish. HOW TO CREATE A LAUNDRY SCHEDULE YOU’LL STICK WITH A Mess Free Life may collect a share of sales or other compensation from the links on this page. Laundry is a never-ending chore that, if ignored or put off, can seem to take over your entire weekend schedule so that you have clean clothes and towels for the upcoming week. DO WOMEN REALLY WANT TO BE RESCUED? Did I secretly want to be rescued? Women of a certain age (my age), were raised to believe the Prince Charming myth. We were encouraged at an early age through television shows like Leave It To Beaver, that it was a man’s responsibility to make the money and take care of their woman. Many of us straddled the concept of independence and A MESS FREE LIFEMONEYHOMELIFEABOUTDECLUTTERINGPREPAREDNESS maureen's proven plan thousands of women have followed the embrace lifestyle program and put an end to their emotional spending, eliminated their debt, and learned there is life beyond spending. 11 HABITS OF PEOPLE WHO ARE DEBT FREE 11 Habits of People Who Are Debt Free 1. They Pay Attention To Their Money. When the bills come in, or their bank statement arrives, instead of throwing them into a pile they open it and review the contents for accuracy.They understand the importance of paying attention to the details associated with their money. 9 WAYS TO BRING YOUR HOME MANAGEMENT SKILLS UP A LEVEL Wash, dry and put away pots and pans. You might have other chores you want to be done daily. Great, put them on your cleaning calendar, so you don’t forget them. Here’s a short cleaning tips video: The point here is that to improve upon your home’s cleanliness, you have to be doing small but simple tasks each day. 6 UNBELIEVABLE USES FOR DENTURE CLEANING TABLETS Drop two denture tablets in the tank and fill it with water. Run the coffee maker through a regular cycle. Throw away the potful of water and follow-up with two rinse cycles with clean, fresh water. Hard water leaves mineral deposits in the tank of your coffee maker. It slows the perking of your machine but also changes the taste of your

coffee.

in

17 BRILLIANT DUSTING HACKS THAT KEEP YOUR HOUSE DUST FREE How To Use The Swiffer Extender Pole Duster When You Vacuum – A Debt Free Stress Free Life. This gadget is a lifesaver for those hard to reach places that need dusting and cleaning. If you’re not using it all the time, every time you dust and clean, consider adding it into your routine. 8. HOW TO KEEP YOUR VENTS CLEAN. HOW TO RECOGNIZE COMMON BILLING ERRORS AND HOW TO FIX THEMSEE MORE ON ADEBTFREESTRESSFREELIFE.COM LEARNING TO SAY NO EVEN IF YOU'RE A PEOPLE PLEASER Tip #3: You Can Think About It. You might be uncomfortable with the idea of saying no immediately. If you want time to review your schedule or reflect on whether this is something you want to do just say, “I need to check my schedule; I’ll get back to you.”. Remember you need to close the loop and get back to the person as soon as possible. If you must decline in an email, that’s ok. A MESS FREE LIFEMONEYHOMELIFEABOUTDECLUTTERINGPREPAREDNESS maureen's proven plan thousands of women have followed the embrace lifestyle program and put an end to their emotional spending, eliminated their debt, and learned there is life beyond spending. 11 HABITS OF PEOPLE WHO ARE DEBT FREE 11 Habits of People Who Are Debt Free 1. They Pay Attention To Their Money. When the bills come in, or their bank statement arrives, instead of throwing them into a pile they open it and review the contents for accuracy.They understand the importance of paying attention to the details associated with their money. 9 WAYS TO BRING YOUR HOME MANAGEMENT SKILLS UP A LEVEL Wash, dry and put away pots and pans. You might have other chores you want to be done daily. Great, put them on your cleaning calendar, so you don’t forget them. Here’s a short cleaning tips video: The point here is that to improve upon your home’s cleanliness, you have to be doing small but simple tasks each day. 6 UNBELIEVABLE USES FOR DENTURE CLEANING TABLETS Drop two denture tablets in the tank and fill it with water. Run the coffee maker through a regular cycle. Throw away the potful of water and follow-up with two rinse cycles with clean, fresh water. Hard water leaves mineral deposits in the tank of your coffee maker. It slows the perking of your machine but also changes the taste of your

coffee.

in

eliminate.

STEP-BY-STEP GUIDE TO WEEKLY HOUSE CLEANING Shine the faucets. Clean toilet inside with toilet bowl cleaner, disinfect outside of the toilet. Wipe dry. Wash the floor with a solution in the bucket. Allow to dry. Replace rugs, bath mat, and wastebasket. 8. Bedrooms. If you’ve already removed clutter, dusted, and vacuumed the house, your bedrooms will be done. HOW TO HANDLE THE BLOW OF LOSING YOUR HOME 3. Bargaining. Anger always leads to negotiation. You start making deals with God that sound something like, “Please God, if you let me keep my house I promise never over to spend again, and oh, I’ll go and get a second job, too.”. The problem with this approach is it rarely, if ever, works. 6 WAYS TO BE MORE CONTENT 6. Be of Service To Others. Nothing helps put your head on straight than when you’re in service to others. When we stop to take the time to help someone in need, it pushes our problems and discontent to the side, and instead, we focus on helping another solve a problem. There’s nothing better for the heart and soul. 15 MONEY SAVING TIPS FOR RETIREES You can find a great smartphone for less than $100 and keep your bill under $50 a month per line. Don’t be ashamed to ask for the “senior discount”. Many businesses offer a hefty discount for seniors and every little bit helps. Amtrak offers a 15% discount on train travel. AT&T and Verizon offer $30 monthly plans for seniors

over 65.

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the guests.

months, so

spend my money.

spend my money.

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over 65.

spend my money.

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over 65.

over 65.

eliminate.

spend my money.

coffee.

in

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in

eliminate.

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