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non-tobacco rate
HIRING - ACCUQUOTE
800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in WILL LIFE INSURANCE RATES INCREASE DUE TO COVID-19 Over the past 25 years, life insurance rates have fallen dramatically, to record lows. For example, a $1,000,000 20-year level term policy on a perfectly healthy 40-year old male can be found today for under $600 a YEAR. Even without a medical exam. That’s about 70 percent LESS than what the same policy cost just 25 years ago. WHAT DOES A RATED LIFE INSURANCE POLICY MEAN? A “rated” life insurance policy is a policy that is also often referred to as a “substandard” policy. A person with less than average health or who has a high-risk occupation may receive a rated or substandard policy. This type of policy will have higher premiums than a standard policy. Rated policies are usually identified with a "SAVING YOUR AGE" CAN SAVE YOU MONEY ON LIFE INSURANCE 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
SECOND-TO-DIE LIFE INSURANCE. WHO NEEDS IT? Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for livingand
REQUEST TO CHANGE BENEFICIARY ON LIFE INSURANCE POLICIES † For individual policyowner(s), the person (or persons if there are joint owners) that owns the policy must sign. † For corporations, an authorized officer must sign. Be sure to include the title of the officer and the company name. † If president – no additional requirements † If vice president – for policies over $1,000,000, provide a Corporate Secretary’s statement reflecting CAN BEING PRE-DIABETIC STOP YOU FROM GETTING LIFE In addition to your day-to-day glucose readings being higher than a non-diabetic, if you’re A1C (3-month glucose average) is between 5.7 and 6.0, you’re considered “pre-diabetic”. This also means that you’ll be at a higher risk for heart disease and stroke. Not only is there a higher risk for heart trouble, but it’s clearly an issue CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 BANNER LIFE INSURANCE COMPANY 3275 BENNETT CREEK AVENUE REQUEST FOR ADDRESS CHANGE I.Instructions: 1. A separate request must be completed for each policy. 2. Please print (in black ink) or type all information except signatures. COMPARE TERM LIFE QUOTES Guaranteed 20-year level term, $500,000 death benefit, preferred bestnon-tobacco rate
HIRING - ACCUQUOTE
800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in WILL LIFE INSURANCE RATES INCREASE DUE TO COVID-19 Over the past 25 years, life insurance rates have fallen dramatically, to record lows. For example, a $1,000,000 20-year level term policy on a perfectly healthy 40-year old male can be found today for under $600 a YEAR. Even without a medical exam. That’s about 70 percent LESS than what the same policy cost just 25 years ago. WHAT DOES A RATED LIFE INSURANCE POLICY MEAN? A “rated” life insurance policy is a policy that is also often referred to as a “substandard” policy. A person with less than average health or who has a high-risk occupation may receive a rated or substandard policy. This type of policy will have higher premiums than a standard policy. Rated policies are usually identified with a "SAVING YOUR AGE" CAN SAVE YOU MONEY ON LIFE INSURANCE 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
SECOND-TO-DIE LIFE INSURANCE. WHO NEEDS IT? Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for livingand
REQUEST TO CHANGE BENEFICIARY ON LIFE INSURANCE POLICIES † For individual policyowner(s), the person (or persons if there are joint owners) that owns the policy must sign. † For corporations, an authorized officer must sign. Be sure to include the title of the officer and the company name. † If president – no additional requirements † If vice president – for policies over $1,000,000, provide a Corporate Secretary’s statement reflecting CAN BEING PRE-DIABETIC STOP YOU FROM GETTING LIFE In addition to your day-to-day glucose readings being higher than a non-diabetic, if you’re A1C (3-month glucose average) is between 5.7 and 6.0, you’re considered “pre-diabetic”. This also means that you’ll be at a higher risk for heart disease and stroke. Not only is there a higher risk for heart trouble, but it’s clearly an issue CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 BANNER LIFE INSURANCE COMPANY 3275 BENNETT CREEK AVENUE REQUEST FOR ADDRESS CHANGE I.Instructions: 1. A separate request must be completed for each policy. 2. Please print (in black ink) or type all information except signatures.WHY ACCUQUOTE?
For over 30 years, AccuQuote has been helping our clients get the best values in life insurance, while delivering superior customer service and expertise. We are dedicated to the importance of life insurance, and to provide the best service in the industry. We carry all the major types of life insurance in the marketplace (Term Life, Whole Life, Universal Life, No Medical Exam, Final Expense CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.MEET OUR AGENTS
At AccuQuote, protecting families is is our top priority. Our agents are on the front line, educating buyers and assisting people get the coverage they need to make sure their loved ones will be taken care of when they’re gone. We believe life insurance is the most important product on the planet, and we are dedicated to spreading the word.HOME INSURANCE 101
Homeowners insurance is an insurance policy that covers eligible catastrophic losses that occur in your home. It is not a policy meant to cover everyday occurrences, but is more for events like a fire or theft where you incur a substantial financial loss. A standard homeowners insurance policy provides four primary coverages forhomeowners:
INSURANCE POLICY FORMS Policy Forms by Carrier. Need to update your address, change a beneficiary, or make other changes to your insurance policy? Here you’ll find common insurance policy forms our customers often need. Of course, if you have any questions, feel free to call our customer RETURN OF PREMIUM TERM LIFE INSURANCE With Return of Premium (ROP) term life insurance, you can get a 100% refund of the premiums you paid if you are still alive at the end of the term. For example, imagine that you’re buying a $1,000,000 policy with a 30-year term. Let’s say your premiums may cost $10,000 per year; your actual premiums will vary depending on your age, health SECOND-TO-DIE LIFE INSURANCE. WHO NEEDS IT? Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for livingand
15 MOST UNUSUAL NEW YEAR'S RESOLUTIONS 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
SHOULD I BUY TERM LIFE INSURANCE AND INVEST THE DIFFERENCE The content has been updated.] Ever since term life insurance was invented, the collective mantra has been: “Buy term life insurance and invest the difference.”. This has been the conventional wisdom of many financial pundits, advisors, financial planners, stock brokers, and even certain insurance agents ever since. CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 COMPARE TERM LIFE QUOTES Guaranteed 20-year level term, $500,000 death benefit, preferred bestnon-tobacco rate
CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.MEET OUR AGENTS
At AccuQuote, protecting families is is our top priority. Our agents are on the front line, educating buyers and assisting people get the coverage they need to make sure their loved ones will be taken care of when they’re gone. We believe life insurance is the most important product on the planet, and we are dedicated to spreading the word. RETURN OF PREMIUM TERM LIFE INSURANCE With Return of Premium (ROP) term life insurance, you can get a 100% refund of the premiums you paid if you are still alive at the end of the term. For example, imagine that you’re buying a $1,000,000 policy with a 30-year term. Let’s say your premiums may cost $10,000 per year; your actual premiums will vary depending on your age, health WHAT DOES A RATED LIFE INSURANCE POLICY MEAN? A “rated” life insurance policy is a policy that is also often referred to as a “substandard” policy. A person with less than average health or who has a high-risk occupation may receive a rated or substandard policy. This type of policy will have higher premiums than a standard policy. Rated policies are usually identified with a REQUEST TO CHANGE BENEFICIARY ON LIFE INSURANCE POLICIES † For individual policyowner(s), the person (or persons if there are joint owners) that owns the policy must sign. † For corporations, an authorized officer must sign. Be sure to include the title of the officer and the company name. † If president – no additional requirements † If vice president – for policies over $1,000,000, provide a Corporate Secretary’s statement reflecting SECOND-TO-DIE LIFE INSURANCE. WHO NEEDS IT? Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for livingand
CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 INSURED: POLICY NUMBER: LP-159 (7-12) Contingent Benefi ciary (If additional space is needed, please attach a separate page, signed and dated. SSN or Tax ID # and Date of Birth are REQUIRED.) A Contingent Benefi ciary will receive the benefi ts in the event no Primary BANNER LIFE INSURANCE COMPANY 3275 BENNETT CREEK AVENUE REQUEST FOR ADDRESS CHANGE I.Instructions: 1. A separate request must be completed for each policy. 2. Please print (in black ink) or type all information except signatures. COMPARE TERM LIFE QUOTES Guaranteed 20-year level term, $500,000 death benefit, preferred bestnon-tobacco rate
CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.MEET OUR AGENTS
At AccuQuote, protecting families is is our top priority. Our agents are on the front line, educating buyers and assisting people get the coverage they need to make sure their loved ones will be taken care of when they’re gone. We believe life insurance is the most important product on the planet, and we are dedicated to spreading the word. RETURN OF PREMIUM TERM LIFE INSURANCE With Return of Premium (ROP) term life insurance, you can get a 100% refund of the premiums you paid if you are still alive at the end of the term. For example, imagine that you’re buying a $1,000,000 policy with a 30-year term. Let’s say your premiums may cost $10,000 per year; your actual premiums will vary depending on your age, health WHAT DOES A RATED LIFE INSURANCE POLICY MEAN? A “rated” life insurance policy is a policy that is also often referred to as a “substandard” policy. A person with less than average health or who has a high-risk occupation may receive a rated or substandard policy. This type of policy will have higher premiums than a standard policy. Rated policies are usually identified with a REQUEST TO CHANGE BENEFICIARY ON LIFE INSURANCE POLICIES † For individual policyowner(s), the person (or persons if there are joint owners) that owns the policy must sign. † For corporations, an authorized officer must sign. Be sure to include the title of the officer and the company name. † If president – no additional requirements † If vice president – for policies over $1,000,000, provide a Corporate Secretary’s statement reflecting SECOND-TO-DIE LIFE INSURANCE. WHO NEEDS IT? Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for livingand
CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 INSURED: POLICY NUMBER: LP-159 (7-12) Contingent Benefi ciary (If additional space is needed, please attach a separate page, signed and dated. SSN or Tax ID # and Date of Birth are REQUIRED.) A Contingent Benefi ciary will receive the benefi ts in the event no Primary BANNER LIFE INSURANCE COMPANY 3275 BENNETT CREEK AVENUE REQUEST FOR ADDRESS CHANGE I.Instructions: 1. A separate request must be completed for each policy. 2. Please print (in black ink) or type all information except signatures. GET FREE LIFE INSURANCE QUOTES COMPARE NOW Based on the information you provided, you need about to replace your income for the next years.. So this is the amount of insurance that you really should have, but it's equally important that you get a policy that you can afford to keep. Our recommendation is to click the continue button below, finish the quote form and start with an amount somewhere near this number. LIFE INSURANCE PRODUCTS & SERVICES Life insurance comes in a lot of shapes and sizes. People have different needs and goals. Our job is to make it as easy as possible to figure out how much you need and get the coverage that fits your lifestyle, goals and budget.. We provide hundreds of products from thetop-rated insurers.
LIFE INSURANCE REALITY CHECK Get a life insurance reality check. Review life insurance policy coverages, update beneficiaries, and more. Call 800.589.0465 for afree policy review.
CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors. LIFE INSURANCE CALCULATOR Our Life Insurance Calculator can help you get a rough idea of how much coverage you’ll need to make sure your family is okay financially when you die. Annual income before tax: $. Annual income is an important factor in determining your needs, but it’s not the only one. When you die, your life insurance is like your finalpaycheck.
MEET OUR AGENTS
At AccuQuote, protecting families is is our top priority. Our agents are on the front line, educating buyers and assisting people get the coverage they need to make sure their loved ones will be taken care of when they’re gone. We believe life insurance is the most important product on the planet, and we are dedicated to spreading the word. WILL LIFE INSURANCE RATES INCREASE DUE TO COVID-19 Over the past 25 years, life insurance rates have fallen dramatically, to record lows. For example, a $1,000,000 20-year level term policy on a perfectly healthy 40-year old male can be found today for under $600 a YEAR. Even without a medical exam. That’s about 70 percent LESS than what the same policy cost just 25 years ago.HOME INSURANCE 101
Homeowners insurance is an insurance policy that covers eligible catastrophic losses that occur in your home. It is not a policy meant to cover everyday occurrences, but is more for events like a fire or theft where you incur a substantial financial loss. A standard homeowners insurance policy provides four primary coverages forhomeowners:
"SAVING YOUR AGE" CAN SAVE YOU MONEY ON LIFE INSURANCE 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
15 MOST UNUSUAL NEW YEAR'S RESOLUTIONS 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
COMPARE TERM LIFE QUOTES Guaranteed 20-year level term, $500,000 death benefit, preferred bestnon-tobacco rate
CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.HOME INSURANCE 101
Homeowners insurance is an insurance policy that covers eligible catastrophic losses that occur in your home. It is not a policy meant to cover everyday occurrences, but is more for events like a fire or theft where you incur a substantial financial loss. A standard homeowners insurance policy provides four primary coverages forhomeowners:
MEET OUR AGENTS
At AccuQuote, protecting families is is our top priority. Our agents are on the front line, educating buyers and assisting people get the coverage they need to make sure their loved ones will be taken care of when they’re gone. We believe life insurance is the most important product on the planet, and we are dedicated to spreading the word. RETURN OF PREMIUM TERM LIFE INSURANCE With Return of Premium (ROP) term life insurance, you can get a 100% refund of the premiums you paid if you are still alive at the end of the term. For example, imagine that you’re buying a $1,000,000 policy with a 30-year term. Let’s say your premiums may cost $10,000 per year; your actual premiums will vary depending on your age, health WHAT DOES A RATED LIFE INSURANCE POLICY MEAN? A “rated” life insurance policy is a policy that is also often referred to as a “substandard” policy. A person with less than average health or who has a high-risk occupation may receive a rated or substandard policy. This type of policy will have higher premiums than a standard policy. Rated policies are usually identified with a REQUEST TO CHANGE BENEFICIARY ON LIFE INSURANCE POLICIES † For individual policyowner(s), the person (or persons if there are joint owners) that owns the policy must sign. † For corporations, an authorized officer must sign. Be sure to include the title of the officer and the company name. † If president – no additional requirements † If vice president – for policies over $1,000,000, provide a Corporate Secretary’s statement reflecting CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 INSURED: POLICY NUMBER: LP-159 (7-12) Contingent Benefi ciary (If additional space is needed, please attach a separate page, signed and dated. SSN or Tax ID # and Date of Birth are REQUIRED.) A Contingent Benefi ciary will receive the benefi ts in the event no Primary BANNER LIFE INSURANCE COMPANY 3275 BENNETT CREEK AVENUE REQUEST FOR ADDRESS CHANGE I.Instructions: 1. A separate request must be completed for each policy. 2. Please print (in black ink) or type all information except signatures. COMPARE TERM LIFE QUOTES Guaranteed 20-year level term, $500,000 death benefit, preferred bestnon-tobacco rate
CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.HOME INSURANCE 101
Homeowners insurance is an insurance policy that covers eligible catastrophic losses that occur in your home. It is not a policy meant to cover everyday occurrences, but is more for events like a fire or theft where you incur a substantial financial loss. A standard homeowners insurance policy provides four primary coverages forhomeowners:
MEET OUR AGENTS
At AccuQuote, protecting families is is our top priority. Our agents are on the front line, educating buyers and assisting people get the coverage they need to make sure their loved ones will be taken care of when they’re gone. We believe life insurance is the most important product on the planet, and we are dedicated to spreading the word. RETURN OF PREMIUM TERM LIFE INSURANCE With Return of Premium (ROP) term life insurance, you can get a 100% refund of the premiums you paid if you are still alive at the end of the term. For example, imagine that you’re buying a $1,000,000 policy with a 30-year term. Let’s say your premiums may cost $10,000 per year; your actual premiums will vary depending on your age, health WHAT DOES A RATED LIFE INSURANCE POLICY MEAN? A “rated” life insurance policy is a policy that is also often referred to as a “substandard” policy. A person with less than average health or who has a high-risk occupation may receive a rated or substandard policy. This type of policy will have higher premiums than a standard policy. Rated policies are usually identified with a REQUEST TO CHANGE BENEFICIARY ON LIFE INSURANCE POLICIES † For individual policyowner(s), the person (or persons if there are joint owners) that owns the policy must sign. † For corporations, an authorized officer must sign. Be sure to include the title of the officer and the company name. † If president – no additional requirements † If vice president – for policies over $1,000,000, provide a Corporate Secretary’s statement reflecting CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 INSURED: POLICY NUMBER: LP-159 (7-12) Contingent Benefi ciary (If additional space is needed, please attach a separate page, signed and dated. SSN or Tax ID # and Date of Birth are REQUIRED.) A Contingent Benefi ciary will receive the benefi ts in the event no Primary BANNER LIFE INSURANCE COMPANY 3275 BENNETT CREEK AVENUE REQUEST FOR ADDRESS CHANGE I.Instructions: 1. A separate request must be completed for each policy. 2. Please print (in black ink) or type all information except signatures. LIFE INSURANCE PRODUCTS & SERVICES Life insurance comes in a lot of shapes and sizes. People have different needs and goals. Our job is to make it as easy as possible to figure out how much you need and get the coverage that fits your lifestyle, goals and budget.. We provide hundreds of products from thetop-rated insurers.
GET FREE LIFE INSURANCE QUOTES COMPARE NOW Based on the information you provided, you need about to replace your income for the next years.. So this is the amount of insurance that you really should have, but it's equally important that you get a policy that you can afford to keep. Our recommendation is to click the continue button below, finish the quote form and start with an amount somewhere near this number.WHY ACCUQUOTE?
For over 30 years, AccuQuote has been helping our clients get the best values in life insurance, while delivering superior customer service and expertise. We are dedicated to the importance of life insurance, and to provide the best service in the industry. We carry all the major types of life insurance in the marketplace (Term Life, Whole Life, Universal Life, No Medical Exam, Final Expense LIFE INSURANCE REALITY CHECK Get a life insurance reality check. Review life insurance policy coverages, update beneficiaries, and more. Call 800.589.0465 for afree policy review.
CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors. LIFE INSURANCE CALCULATOR Our Life Insurance Calculator can help you get a rough idea of how much coverage you’ll need to make sure your family is okay financially when you die. Annual income before tax: $. Annual income is an important factor in determining your needs, but it’s not the only one. When you die, your life insurance is like your finalpaycheck.
MEET OUR AGENTS
At AccuQuote, protecting families is is our top priority. Our agents are on the front line, educating buyers and assisting people get the coverage they need to make sure their loved ones will be taken care of when they’re gone. We believe life insurance is the most important product on the planet, and we are dedicated to spreading the word.HOME INSURANCE 101
Homeowners insurance is an insurance policy that covers eligible catastrophic losses that occur in your home. It is not a policy meant to cover everyday occurrences, but is more for events like a fire or theft where you incur a substantial financial loss. A standard homeowners insurance policy provides four primary coverages forhomeowners:
WILL LIFE INSURANCE RATES INCREASE DUE TO COVID-19 Over the past 25 years, life insurance rates have fallen dramatically, to record lows. For example, a $1,000,000 20-year level term policy on a perfectly healthy 40-year old male can be found today for under $600 a YEAR. Even without a medical exam. That’s about 70 percent LESS than what the same policy cost just 25 years ago. SECOND-TO-DIE LIFE INSURANCE. WHO NEEDS IT? Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for livingand
COMPARE TERM LIFE QUOTES Guaranteed 20-year level term, $500,000 death benefit, preferred bestnon-tobacco rate
CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.HOME INSURANCE 101
Homeowners insurance is an insurance policy that covers eligible catastrophic losses that occur in your home. It is not a policy meant to cover everyday occurrences, but is more for events like a fire or theft where you incur a substantial financial loss. A standard homeowners insurance policy provides four primary coverages forhomeowners:
WILL LIFE INSURANCE RATES INCREASE DUE TO COVID-19 Over the past 25 years, life insurance rates have fallen dramatically, to record lows. For example, a $1,000,000 20-year level term policy on a perfectly healthy 40-year old male can be found today for under $600 a YEAR. Even without a medical exam. That’s about 70 percent LESS than what the same policy cost just 25 years ago. WHAT DOES A RATED LIFE INSURANCE POLICY MEAN? A “rated” life insurance policy is a policy that is also often referred to as a “substandard” policy. A person with less than average health or who has a high-risk occupation may receive a rated or substandard policy. This type of policy will have higher premiums than a standard policy. Rated policies are usually identified with a "SAVING YOUR AGE" CAN SAVE YOU MONEY ON LIFE INSURANCE 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
SECOND-TO-DIE LIFE INSURANCE. WHO NEEDS IT? Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for livingand
REQUEST TO CHANGE BENEFICIARY ON LIFE INSURANCE POLICIES † For individual policyowner(s), the person (or persons if there are joint owners) that owns the policy must sign. † For corporations, an authorized officer must sign. Be sure to include the title of the officer and the company name. † If president – no additional requirements † If vice president – for policies over $1,000,000, provide a Corporate Secretary’s statement reflecting CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 BANNER LIFE INSURANCE COMPANY 3275 BENNETT CREEK AVENUE REQUEST FOR ADDRESS CHANGE I.Instructions: 1. A separate request must be completed for each policy. 2. Please print (in black ink) or type all information except signatures. COMPARE TERM LIFE QUOTES Guaranteed 20-year level term, $500,000 death benefit, preferred bestnon-tobacco rate
CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.HOME INSURANCE 101
Homeowners insurance is an insurance policy that covers eligible catastrophic losses that occur in your home. It is not a policy meant to cover everyday occurrences, but is more for events like a fire or theft where you incur a substantial financial loss. A standard homeowners insurance policy provides four primary coverages forhomeowners:
WILL LIFE INSURANCE RATES INCREASE DUE TO COVID-19 Over the past 25 years, life insurance rates have fallen dramatically, to record lows. For example, a $1,000,000 20-year level term policy on a perfectly healthy 40-year old male can be found today for under $600 a YEAR. Even without a medical exam. That’s about 70 percent LESS than what the same policy cost just 25 years ago. WHAT DOES A RATED LIFE INSURANCE POLICY MEAN? A “rated” life insurance policy is a policy that is also often referred to as a “substandard” policy. A person with less than average health or who has a high-risk occupation may receive a rated or substandard policy. This type of policy will have higher premiums than a standard policy. Rated policies are usually identified with a "SAVING YOUR AGE" CAN SAVE YOU MONEY ON LIFE INSURANCE 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
SECOND-TO-DIE LIFE INSURANCE. WHO NEEDS IT? Survivorship or Second-to-Die life insurance is a type of life insurance that covers two individuals (usually a married couple). The policy’s death benefit is only paid after both insured individuals die. While this type of coverage is most used for estate protection, parents of children with special needs can provide funds for livingand
REQUEST TO CHANGE BENEFICIARY ON LIFE INSURANCE POLICIES † For individual policyowner(s), the person (or persons if there are joint owners) that owns the policy must sign. † For corporations, an authorized officer must sign. Be sure to include the title of the officer and the company name. † If president – no additional requirements † If vice president – for policies over $1,000,000, provide a Corporate Secretary’s statement reflecting CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 BANNER LIFE INSURANCE COMPANY 3275 BENNETT CREEK AVENUE REQUEST FOR ADDRESS CHANGE I.Instructions: 1. A separate request must be completed for each policy. 2. Please print (in black ink) or type all information except signatures. CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.WHY ACCUQUOTE?
For over 30 years, AccuQuote has been helping our clients get the best values in life insurance, while delivering superior customer service and expertise. We are dedicated to the importance of life insurance, and to provide the best service in the industry. We carry all the major types of life insurance in the marketplace (Term Life, Whole Life, Universal Life, No Medical Exam, Final Expense LIFE INSURANCE REALITY CHECK Get a life insurance reality check. Review life insurance policy coverages, update beneficiaries, and more. Call 800.589.0465 for afree policy review.
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800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service inHOME INSURANCE 101
Homeowners insurance is an insurance policy that covers eligible catastrophic losses that occur in your home. It is not a policy meant to cover everyday occurrences, but is more for events like a fire or theft where you incur a substantial financial loss. A standard homeowners insurance policy provides four primary coverages forhomeowners:
FOUNDER AND CHIEF EXECUTIVE OFFICER Byron J. Udell. Starting in the insurance business in 1986, after a couple of years as a lawyer, my practice evolved into a multi-carrier, consumer centric independent life brokerage agency. Along the way, I picked up the CLU, CFP, and ChFC accreditations. AccuQuote is as much a part of who I am as my family is. At the beginning, I started out ANNUITIES CAN BE A GREAT INVESTMENT TOOL 5 Great Reasons to Buy an Annuity. Low risk – People like safety and security, but they don’t want to sacrifice all their growth potential. Annuities have been compared to CDs because of the low risk. You could argue that an annuity is a BETTER investment than a CD because in almost all cases, the annuity’s interest rate exceeds therates
15 MOST UNUSUAL NEW YEAR'S RESOLUTIONS 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
SECTION A - CONTRACT INFORMATION - ACCUQUOTE Page 4 of 4 AGLC0108 Rev1013 Instructions and Conditions Section A - Contract Information Complete all contract information in this section. You may use this form for multiple contracts that have the same contract owner and require the same signatures. INSURED: POLICY NUMBER: LP-159 (7-12) Contingent Benefi ciary (If additional space is needed, please attach a separate page, signed and dated. SSN or Tax ID # and Date of Birth are REQUIRED.) A Contingent Benefi ciary will receive the benefi ts in the event no Primary COMPARE TERM LIFE QUOTES Guaranteed 20-year level term, $500,000 death benefit, preferred bestnon-tobacco rate
CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.HOME INSURANCE 101
Home Insurance 101: The Basics. Your home is likely one of the largest investments you’ll ever make. Homeowners insurance provides valuable financial protection in the event your home suffers damage. FOUNDER AND CHIEF EXECUTIVE OFFICER Starting in the insurance business in 1986, after a couple of years as a lawyer, my practice evolved into a multi-carrier, consumer centric independent life brokerage agency. SECOND-TO-DIE LIFE INSURANCE. WHO NEEDS IT? 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
"SAVING YOUR AGE" CAN SAVE YOU MONEY ON LIFE INSURANCE 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
MICHIGAN LIFE INSURANCE If you are shopping for the best value in Michigan life insurance policies, AccuQuote can help you compare prices, features and financial strength of plans from the most well-respected life insurance companies in the country. REQUEST TO CHANGE BENEFICIARY ON LIFE INSURANCE POLICIES † For individual policyowner(s), the person (or persons if there are joint owners) that owns the policy must sign. † For corporations, an authorized officer must sign. Be sure to include the title of the officer and the company name. † If president – no additional requirements † If vice president – for policies over $1,000,000, provide a Corporate Secretary’s statement reflecting WHAT DOES A RATED LIFE INSURANCE POLICY MEAN? 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 COMPARE TERM LIFE QUOTES Guaranteed 20-year level term, $500,000 death benefit, preferred bestnon-tobacco rate
CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.HOME INSURANCE 101
Home Insurance 101: The Basics. Your home is likely one of the largest investments you’ll ever make. Homeowners insurance provides valuable financial protection in the event your home suffers damage. FOUNDER AND CHIEF EXECUTIVE OFFICER Starting in the insurance business in 1986, after a couple of years as a lawyer, my practice evolved into a multi-carrier, consumer centric independent life brokerage agency. SECOND-TO-DIE LIFE INSURANCE. WHO NEEDS IT? 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
"SAVING YOUR AGE" CAN SAVE YOU MONEY ON LIFE INSURANCE 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
MICHIGAN LIFE INSURANCE If you are shopping for the best value in Michigan life insurance policies, AccuQuote can help you compare prices, features and financial strength of plans from the most well-respected life insurance companies in the country. REQUEST TO CHANGE BENEFICIARY ON LIFE INSURANCE POLICIES † For individual policyowner(s), the person (or persons if there are joint owners) that owns the policy must sign. † For corporations, an authorized officer must sign. Be sure to include the title of the officer and the company name. † If president – no additional requirements † If vice president – for policies over $1,000,000, provide a Corporate Secretary’s statement reflecting WHAT DOES A RATED LIFE INSURANCE POLICY MEAN? 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
CHANGE OF BENEFICIARY West Coast Life Insurance Company Life and Health Insurance Administration PO Box 12687 Birmingham, AL 35202-6687 GET FREE LIFE INSURANCE QUOTES COMPARE NOW Based on the information you provided, you need about to replace your income for the next years.. So this is the amount of insurance that you really should have, but it's equally important that you get a policy that you can afford to keep. Our recommendation is to click the continue button below, finish the quote form and start with an amount somewhere near this number. LIFE INSURANCE PRODUCTS & SERVICES Life insurance comes in a lot of shapes and sizes. People have different needs and goals. Our job is to make it as easy as possible to figure out how much you need and get the coverage that fits your lifestyle, goals and budget.. We provide hundreds of products from thetop-rated insurers.
WHY ACCUQUOTE?
For over 30 years, AccuQuote has been helping our clients get the best values in life insurance, while delivering superior customer service and expertise. We are dedicated to the importance of life insurance, and to provide the best service in the industry. We carry all the major types of life insurance in the marketplace (Term Life, Whole Life, Universal Life, No Medical Exam, Final Expense CONTACT US - ACCUQUOTE Contact Us at AccuQuote to learn more about Life Insurance Quotes. The quickest way to get a quote is to click the Get Started button below. You can also contact us at 800-442-9899 to speak with one of our experienced advisors.HIRING - ACCUQUOTE
800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service inAGENT SPOTLIGHT
Agent Spotlight: Sue Cherry. Click here to play the agent spotlight video below. “I love helping people.” AccuQuote agent Sue Cherry has been with the firm for over two decades. Her dedication to her customers is legendary. WILL LIFE INSURANCE RATES INCREASE DUE TO COVID-19 By Byron Udell | March 31, 2020. Life insurance rates are still low, but it won’t last long. Click below and watch Byron explain how this will play out in the coming days. If you prefer to read, scroll down to read the video transcript. FOUNDER AND CHIEF EXECUTIVE OFFICER Starting in the insurance business in 1986, after a couple of years as a lawyer, my practice evolved into a multi-carrier, consumer centric independent life brokerage agency. 15 MOST UNUSUAL NEW YEAR'S RESOLUTIONS 800.442.9899. Mon-Fri 7:30am-7pm & Sat 8am-1pm, Central Time. AccuQuote is committed to helping you find the best values in the life insurance marketplace and providing you with the best service in theindustry.
NEW YORK LIFE INSURANCE Each company that offers New York life insurance is different. They each have their own unique plan offerings and standards. But with AccuQuote, choosing a policy is easier than ever.ACCUQUOTE
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SINCE 1986 WE’VE HELPED MILLIONS OF FOLKS SAVE A FORTUNE ON THEIRLIFE INSURANCE
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MONEY BACK GUARANTEE EVEN AFTER YOUR POLICY IS DELIVERED YOU STILL HAVE 10 DAYS TO CANCEL AND GET A FULL REFUND - NO QUESTIONS ASKED!*
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WANT PROOF OF SAVINGS? TAKE A LOOK!Select an Age
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-------------------------Male
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STATE FARM
$30.44 / month
$365.28 / year
$7,305.60 / 20 years$40.04 / month
$480.48 / year
$9,609.60 / 20 years$56.99 / month
$683.88 / year
$13,677.60 / 20 years$90.94 / month
$1,091.28 / year
$21,825.60 / 20 years$147.04 / month
$1,764.48 / year
$35,289.60 / 20 years$259.24 / month
$3,110.88 / year
$62,217.60 / 20 years$461.54 / month
$5,538.48 / year
$110,769.60 / 20 years$24.34 / month
$292.08 / year
$5,841.60 / 20 years$33.49 / month
$401.88 / year
$8,037.60 / 20 years$46.99 / month
$563.88 / year
$11,277.60 / 20 years$67.44 / month
$809.28 / year
$16,185.60 / 20 years$98.29 / month
$1,179.48 / year
$23,589.60 / 20 years$173.99 / month
$2,087.88 / year
$41,757.60 / 20 years$311.04 / month
$3,732.48 / year
$74,649.60 / 20 yearsNORTHWESTERN MUTUAL
$32.88 / month
$394.56 / year
$7,891.20 / 20 years$41.34 / month
$496.08 / year
$9,921.60 / 20 years$58.34 / month
$700.08 / year
$14,001.60 / 20 years$88.63 / month
$1,063.56 / year
$21,271.20 / 20 years$133.07 / month
$1,596.84 / year
$31,936.80 / 20 years$205.05 / month
$2,460.60 / year
$49,212 / 20 years
$N/A / month
$N/A / year
$N/A / 20 years
$30.29 / month
$363.48 / year
$7,269.60 / 20 years$39.61 / month
$475.32 / year
$9,506.40 / 20 years$51.52 / month
$618.24 / year
$12,364.80 / 20 years$69.90 / month
$838.80 / year
$16,776 / 20 years
$97.35 / month
$1,168.20 / year
$23,364 / 20 years
$171.74 / month
$2,060.88 / year
$41,217.60 / 20 years$N/A / month
$N/A / year
$N/A / 20 years
$21.07 / month
$26.99 / month
$46.44 / month
$71.46 / month
$114.74 / month
$201.03 / month
$385.09 / month
$17.63 / month
$23.80 / month
$37.41 / month
$55.59 / month
$84.40 / month
$141.64 / month
$257.70 / month
$252.84 / year
$5,056.80 / 20 years$323.88 / year
$6,477.60 / 20 years$557.28 / year
$11,145.60 / 20 years$857.52 / year
$17,150.40 / 20 years$1,376.88 / year
$27,537.60 / 20 years$2,412.36 / year
$48,247.20 / 20 years$4,621.08 / year
$92,421.60 / 20 years$211.56 / year
$4,231.20 / 20 years$285.60 / year
$5,712 / 20 years
$448.92 / year
$8,978.40 / 20 years$667.08 / year
$13,341.60 / 20 years$1,012.80 / year
$20,256 / 20 years
$1,699.68 / year
$33,993.60 / 20 years$3,092.40 / year
$61,848 / 20 years
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NEW YORK LIFE
$30.36 / month
$364.32 / year
$7,286.40 / 20 years$42.02 / month
$504.24 / year
$10,084.80 / 20 years$65.61 / month
$787.32 / year
$15,746.40 / 20 years$106.26 / month
$1,275.12 / year
$25,502.40 / 20 years$199.10 / month
$2,389.20 / year
$47,784 / 20 years
$343.20 / month
$4,118.40 / year
$82,368 / 20 years
$564.04 / month
$6,768.48 / year
$135,369.60 / 20 years$24.07 / month
$288.84 / year
$5,776.80 / 20 years$32.83 / month
$393.96 / year
$7,879.20 / 20 years$50.56 / month
$606.72 / year
$12,134.40 / 20 years$78.81 / month
$945.72 / year
$18,914.40 / 20 years$128.70 / month
$1,544.40 / year
$30,888 / 20 years
$231.53 / month
$2,778.36 / year
$55,567.20 / 20 years$382.63 / month
$4,591.56 / year
$91,831.20 / 20 yearsPRIMERICA
$35.15 / month
$421.80 / year
$8,436 / 20 years
$45.13 / month
$541.56 / year
$10,831.20 / 20 years$69.35 / month
$832.20 / year
$16,644 / 20 years
$108.30 / month
$1,299.60 / year
$25,992 / 20 years
$163.40 / month
$1,960.80 / year
$39,216 / 20 years
$280.73 / month
$3,368.76 / year
$67,375.20 / 20 years$N/A / month
$N/A / year
$N/A / 20 years
$35.50 / month
$426 / year
$8,520 / 20 years
$45.13 / month
$541.56 / year
$10,831.20 / 20 years$69.35 / month
$832.20 / year
$16,644 / 20 years
$108.30 / month
$1,299.60 / year
$25,992 / 20 years
$163.40 / month
$1,960.80 / year
$39,216 / 20 years
$280.73 / month
$3,368.76 / year
$67,375.20 / 20 years$N/A / month
$N/A / year
$N/A / 20 years
STATE FARM
$30.44 / month
NORTHWESTERN MUTUAL
$32.88 / month
NEW YORK LIFE
$30.36 / month
PRIMERICA
$35.15 / month
STATE FARM
$40.04 / month
NORTHWESTERN MUTUAL
$41.34 / month
NEW YORK LIFE
$42.02 / month
PRIMERICA
$45.13 / month
STATE FARM
$56.99 / month
NORTHWESTERN MUTUAL
$58.34 / month
NEW YORK LIFE
$65.61 / month
PRIMERICA
$69.35 / month
STATE FARM
$90.94 / month
NORTHWESTERN MUTUAL
$88.63 / month
NEW YORK LIFE
$106.26 / month
PRIMERICA
$108.30 / month
STATE FARM
$147.04 / month
NORTHWESTERN MUTUAL
$133.07 / month
NEW YORK LIFE
$199.10 / month
PRIMERICA
$163.40 / month
STATE FARM
$259.24 / month
NORTHWESTERN MUTUAL
$205.05 / month
NEW YORK LIFE
$343.20 / month
PRIMERICA
$280.73 / month
STATE FARM
$461.54 / month
NORTHWESTERN MUTUAL
$N/A / month
NEW YORK LIFE
$564.04 / month
PRIMERICA
$N/A / month
STATE FARM
$24.34 / month
NORTHWESTERN MUTUAL
$30.29 / month
NEW YORK LIFE
$24.07 / month
PRIMERICA
$35.50 / month
STATE FARM
$33.49 / month
NORTHWESTERN MUTUAL
$39.61 / month
NEW YORK LIFE
$32.83 / month
PRIMERICA
$45.13 / month
STATE FARM
$46.99 / month
NORTHWESTERN MUTUAL
$51.52 / month
NEW YORK LIFE
$50.56 / month
PRIMERICA
$69.35 / month
STATE FARM
$67.44 / month
NORTHWESTERN MUTUAL
$69.90 / month
NEW YORK LIFE
$78.81 / month
PRIMERICA
$108.30 / month
STATE FARM
$98.29 / month
NORTHWESTERN MUTUAL
$97.35 / month
NEW YORK LIFE
$128.70 / month
PRIMERICA
$163.40 / month
STATE FARM
$173.99 / month
NORTHWESTERN MUTUAL
$171.74 / month
NEW YORK LIFE
$231.53 / month
PRIMERICA
$280.73 / month
STATE FARM
$311.04 / month
NORTHWESTERN MUTUAL
$N/A / month
NEW YORK LIFE
$382.63 / month
PRIMERICA
$N/A / month
*AccuQuote rates reflect rates from one or more of the following insurance companies: Prudential, TransAmerica, Mutual of Omaha, Pacific Life, Protective Life, Sagicor, AIG. Rates, policy forms, and availability may vary by state. AccuQuote does not represent State Farm, Northwestern Mutual, New York Life or Primerica. AccuQuote is an independent life insurance broker. Annual rates at most companies are lower than 12 times the monthly rate, but most people pay monthly.EXPERTS TRUST US
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