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Mekar - Fund loans to small Indonesian businesses, earn up to 12.5- flat p.a., get 100- principal protection

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Important notice: Mekar.id and all its features are and will remain
fully functional while we temporarily close our operational office.
Important notice to all lenders and partners:
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* Fund a Loan
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* Bahasa Indonesia

SOCIALLY-RELEVANT INVESTING FOR A MORE MEANINGFUL IMPACT

*
Invest in loans for women's micro-enterprises in Indonesia

*
Lend for longer and earn up to 4.8% p.a.

*
Your principal is guaranteed

Invest now

Important notice to all lenders and partners:

Mekar.id and all its features are and will remain fully functional
while we temporarily close our operational office in Jakarta,
effective 17 March until at least 30 March 2020. This is part of our
effort to curb the spread of the coronavirus within our communities
and in compliance with the Indonesian President’s advice to practice
social distancing. We encourage you to continue to use our platform to
fund loans to small businesses in Indonesia as we strive to provide
you with our best service. Mekar’s customer support will continue to
be available during work hours (Jakarta, Indonesia, time).
Close

DOUBLE PROTECTION FOR YOUR MONEY

Our Lending Partners guarantee the repayment of your principal. In the
case of a default, you will still receive your principal amount. Enjoy
extra protection with credit insurance on eligible loans.



A WORRY-FREE FUNDING

You want to grow your money without worrying about losing. Mekar
provides this for you.

NO EXTRA CHARGES OR PREMIUM

Protection guarantee from our lending partners and credit insurance
(for eligible loans) are provided at no additional cost.

LET YOUR MONEY WORK FOR YOU

In Mekar, your money is safe and secure and is always working for you.

WHY FUNDING THROUGH MEKAR?



Secure funding because of protection guarantee from Mekar partners and
credit insurance

DOUBLE PROTECTION ON THE PRINCIPAL



Your funding supports Indonesian women who own and run
micro-businesses

EMPOWERING INDONESIAN WOMEN



Grow Indonesian micro-businesses, improve prosperity, and drive the
local economy

POSITIVE SOCIAL IMPACT



A solid, fair rate of return for you, and a reasonable rate of
interest for borrowers

A FAIR RATE FOR EVERYONE

OUR LENDING PARTNERS

We partner with selected financial institutions. Our Lending Partners
assess borrowers, issue loans, and collect repayments for you. They
also provide a 100% protection guarantee for your principal.

LEND FOR LONGER, EARN MORE. HASSLE-FREE AND GUARANTEED

Lend to women's micro-businesses across Indonesia. Earn up to 4.8%
p.a.. Your Principal is
protected with a guarantee.



12 MONTHS INVEST

*
Full repayment in month 12

*
Earn 3.5% flat p.a. (before tax)

*
No fees*

*
USD 3,000 (IDR 40 mio) Minimum Investment

*
The rate is applicable to lenders without an Indonesian bank account

Start Funding
Learn More



18 MONTHS INVEST

*
Full repayment in month 18

*
Earn 4% flat p.a. (before tax)

*
No fees*

*
USD 3,000 (IDR 40 mio) Minimum Investment

*
The rate is applicable to lenders without an Indonesian bank account

Start Funding
Learn More



24 MONTHS INVEST

*
Full repayment in month 24

*
Earn 4.8% flat p.a. (before tax)

*
No fees*

*
USD 3,000 (IDR 40 mio) Minimum Investment

*
The rate is applicable to lenders without an Indonesian bank account

Start Funding
Learn More

Basic Compound Plan - Full repayment in 12 months

Earn up to 3.5% p.a. (nett) (-20% tax on interest), transfer fees (
+/- 2% ), and inflation ( +/- 4-5 %)

Minimum investment US 3.000 / Eur 2500

Mekar charges you no fees

Your initial investment is guaranteed by our partner credit
coorperatives, we monitor them monthly

The Women borrowers pay +/- 23 % p.a. This is 10 % lower than the
market price

Full repayment is done at the end of 12 Month
Cancel

Standard Compound Plan - Full repayment in 12 months

Earn up to 4% p.a. (nett) (-20% tax on interest), transfer fees ( +/-
2% ), and inflation ( +/- 4-5 % )

Minimum investment US 3.000 / Eur 2500

Mekar charges you no fees

Your initial investment is guaranteed by our partner credit
coorperatives, we monitor them monthly

The Women borrowers pay +/- 23 % p.a. This is 10 % lower than the
market price

Full repayment is done at the end of 18 Month
Cancel

Advance Compound Plan - Full repayment in 12 months

Earn up to 4.8% p.a. (nett) (-20% tax on interest), transfer fees (
+/- 2% ), and inflation ( +/- 4-5 % )

Minimum investment US 3.000 / Eur 2500

Mekar charges you no fees

Your initial investment is guaranteed by our partner credit
coorperatives, we monitor them monthly

The Women borrowers pay +/- 23 % p.a. This is 10 % lower than the
market price

Full repayment is done at the end of 24 Month
Cancel



Do you have an Indonesian bank account?

Indonesian bank account holders can enjoy more varied investment
opportunities as well as higher returns.

Check the rates

NUMBERS THAT MATTER TO YOU

LEND TO INDONESIAN BUSINESSES

Start lending and enjoy high returns

*

Amount: IDR 2,777,600

You Earn: IDR 230,695

Duration: 13 month

Interest (Annual) : 10.00% flat

Lending Partner: KSP KUD MINTOROGO

Loan Purpose : Jasa

City : Jepara

Gender : Male
View detail
*

Amount: IDR 2,777,600

You Earn: IDR 230,695

Duration: 13 month

Interest (Annual) : 10.00% flat

Lending Partner: KSP KUD MINTOROGO

Loan Purpose : Jasa

City : Jepara

Gender : Female
View detail
*

Amount: IDR 2,777,600

You Earn: IDR 230,695

Duration: 13 month

Interest (Annual) : 10.00% flat

Lending Partner: KSP KUD MINTOROGO

Loan Purpose : Modal Usaha

City : Kudus

Gender : Female
View detail
*

Amount: IDR 2,777,600

You Earn: IDR 230,695

Duration: 13 month

Interest (Annual) : 10.00% flat

Lending Partner: KSP KUD MINTOROGO

Loan Purpose : Modal Tani

City : Demak

Gender : Female
View detail
*

Amount: IDR 5,555,200

You Earn: IDR 461,390

Duration: 13 month

Interest (Annual) : 10.00% flat

Lending Partner: KSP KUD MINTOROGO

Loan Purpose : Jual Makanan

City : Jepara

Gender : Female
View detail

BORROWER'S CREDIT PROFILE

×

* Amount IDR 2,777,600
* You Earn IDR 230,695
* Duration 13 month
* Interest (Annual) 10.00% flat
* Lending Partner KSP KUD MINTOROGO

* Sector Social Activities
* Loan Purpose Jasa
* City Jepara
* Gender Male

Karanggondang 07/02 Mlonggo Jepara, Jepara, Central Java
Photo of a similar business
Cancel Start Funding

BORROWER'S CREDIT PROFILE

×

* Amount IDR 2,777,600
* You Earn IDR 230,695
* Duration 13 month
* Interest (Annual) 10.00% flat
* Lending Partner KSP KUD MINTOROGO

* Sector Social Activities
* Loan Purpose Jasa
* City Jepara
* Gender Female

Karanggondang Rt 003 Rw 004 Kab. Jepara, Jepara, Central Java
Photo of a similar business
Cancel Start Funding

BORROWER'S CREDIT PROFILE

×

* Amount IDR 2,777,600
* You Earn IDR 230,695
* Duration 13 month
* Interest (Annual) 10.00% flat
* Lending Partner KSP KUD MINTOROGO

* Sector Individual Services
* Loan Purpose Modal Usaha
* City Kudus
* Gender Female

Tanjung Karang Rt 005 Rw 005 Kab. Kudus, Kudus, Central Java
Photo of a similar business
Cancel Start Funding

BORROWER'S CREDIT PROFILE

×

* Amount IDR 2,777,600
* You Earn IDR 230,695
* Duration 13 month
* Interest (Annual) 10.00% flat
* Lending Partner KSP KUD MINTOROGO

* Sector Agriculture
* Loan Purpose Modal Tani
* City Demak
* Gender Female

Banjarsari Rt 001 Rw 004 Kab. Demak, Demak, Central Java
Photo of a similar business
Cancel Start Funding

BORROWER'S CREDIT PROFILE

×

* Amount IDR 5,555,200
* You Earn IDR 461,390
* Duration 13 month
* Interest (Annual) 10.00% flat
* Lending Partner KSP KUD MINTOROGO

* Sector Food & Beverage
* Loan Purpose Jual Makanan
* City Jepara
* Gender Female

Kelet Rt 029 Rw 004 Kab. Jepara, Jepara, Central Java
Photo of a similar business
Cancel Start Funding Explore more opportunities

OUR RETURNING CLIENTS

What they say about us

Funding loans in MEKAR gives me a sense of security because MEKAR is
the only peer to peer lending platform that offers a guarantee from
its partners for our principal. Since the very start, I've never had a
problem funding loans in MEKAR; every time I have a question about
anything, MEKAR's customer support is always helpful and provides the
answer in a satisfactory manner.


Anastasia Novita Tedjamulja Funder

Mekar offers wealthy Indonesians the opportunity to directly develop
Indonesia.


Putera Sampoerna Funder

I am funding loans via MEKAR so that I can help strengthen Indonesia's
MSMEs.


Mulyadi Tjung Funder

MEKAR is the best choice for lenders whose goal is not only to earn
some interest on their money but also to help grow MSMEs and micro
businesses. Also, in terms of safety, it is better than other Fintech
startups out there.


Davis Ray Funder

MEKAR has a good platform and all its features are easy to understand,
hopefully MEKAR can continue to support the growth of Indonesian
MSMEs. We must support MEKAR because this platform benefits everyone
so we can take a step forward together.


Andreas Sihombing Funder

It feels good to be able to help others while earning money. Compared
to other P2P platforms, MEKAR is the one where I can get a guarantee
for my principal and that makes me feel safe and secure.


Matheus Saniang Naga Siagian Funder

I am funding loans through MEKAR not only because I get to help
Indonesian small businesses grow but also because I get to enjoy good
returns and security for my money.


Sucipto Funder

Mekar gives us the opportunity to contribute directly to Indonesia's
micro, small and medium enterprises. Through Mekar's P2P lending
platform we can help the unbankables or those who are in need of
funding grow their business. Furthermore, more than just a P2P
platform, Mekar facilitates for lenders to visit micro businesses so
that we can get to know more about the kind of businesses we are
funding.


Agung Noegroho Funder

At first I was hesitant to start funding loans via MEKAR because at
that time MEKAR was not yet registered with the Financial Services
Authority (OJK), but now that MEKAR is registered with the OJK, I feel
confident funding business loans through MEKAR.


Dian Kurniawan Funder

I came to know MEKAR after reading about it in the Kontan tabloid. At
first, I funded loans via MEKAR just for the fun of it, just giving it
a try because MEKAR does offer a good return, not to mention the
principal guarantee. But as it turns out, funding loans in MEKAR has
given me many more benefits than just financial returns; it gives us a
chance to support the growth of MSMEs all over Indonesia. Furthermore,
its professional financial management system gives me more confidence
in funding more loans on the MEKAR platform. When I have more money I
would like to help more MSMEs through MEKAR. I wish MEKAR success and
hope that it will keep giving its best for the growth of Indonesian
MSMEs.


Ester Ratih Dwihapsari Funder

At first I was hesitant to start funding business loans via MEKAR so I
started with funding just one loan. The experience was superb so I
decided to fund more loans. Since then, whenever I have money, I
always feel the urge to save my money in MEKAR. Thank you, MEKAR.


Tri Sutrisno Funder

By funding loans via MEKAR, I am getting a higher return than time
deposit and creating positive social impact for women. My principal is
guaranteed by MEKAR's lending partners.


Maria Magdalena Edi Hardani Funder

Funding loans through MEKAR makes me feel like I am playing a part in
improving Indonesia's macro-economy. For lenders, it is important that
the country's economy is healthy as it will drive consumption levels
and foster great funding opportunities with good returns.


Herry Prakasa Hertanto Funder

The repayments are on time and it makes me very happy to know that my
money is helping Indonesian MSMEs that are finding a hard time getting
a loan from the bank. During these first three months, the repayments
have always been right on schedule.


David Tarihoran Funder

Funding loans in MEKAR gives me a sense of security because MEKAR is
the only peer to peer lending platform that offers a guarantee from
its partners for our principal. Since the very start, I've never had a
problem funding loans in MEKAR; every time I have a question about
anything, MEKAR's customer support is always helpful and provides the
answer in a satisfactory manner.


Anastasia Novita Tedjamulja Funder

Mekar offers wealthy Indonesians the opportunity to directly develop
Indonesia.


Putera Sampoerna Funder

I am funding loans via MEKAR so that I can help strengthen Indonesia's
MSMEs.


Mulyadi Tjung Funder

MEKAR is the best choice for lenders whose goal is not only to earn
some interest on their money but also to help grow MSMEs and micro
businesses. Also, in terms of safety, it is better than other Fintech
startups out there.


Davis Ray Funder

MEKAR has a good platform and all its features are easy to understand,
hopefully MEKAR can continue to support the growth of Indonesian
MSMEs. We must support MEKAR because this platform benefits everyone
so we can take a step forward together.


Andreas Sihombing Funder

It feels good to be able to help others while earning money. Compared
to other P2P platforms, MEKAR is the one where I can get a guarantee
for my principal and that makes me feel safe and secure.


Matheus Saniang Naga Siagian Funder

I am funding loans through MEKAR not only because I get to help
Indonesian small businesses grow but also because I get to enjoy good
returns and security for my money.


Sucipto Funder

Mekar gives us the opportunity to contribute directly to Indonesia's
micro, small and medium enterprises. Through Mekar's P2P lending
platform we can help the unbankables or those who are in need of
funding grow their business. Furthermore, more than just a P2P
platform, Mekar facilitates for lenders to visit micro businesses so
that we can get to know more about the kind of businesses we are
funding.


Agung Noegroho Funder

At first I was hesitant to start funding loans via MEKAR because at
that time MEKAR was not yet registered with the Financial Services
Authority (OJK), but now that MEKAR is registered with the OJK, I feel
confident funding business loans through MEKAR.


Dian Kurniawan Funder

I came to know MEKAR after reading about it in the Kontan tabloid. At
first, I funded loans via MEKAR just for the fun of it, just giving it
a try because MEKAR does offer a good return, not to mention the
principal guarantee. But as it turns out, funding loans in MEKAR has
given me many more benefits than just financial returns; it gives us a
chance to support the growth of MSMEs all over Indonesia. Furthermore,
its professional financial management system gives me more confidence
in funding more loans on the MEKAR platform. When I have more money I
would like to help more MSMEs through MEKAR. I wish MEKAR success and
hope that it will keep giving its best for the growth of Indonesian
MSMEs.


Ester Ratih Dwihapsari Funder

At first I was hesitant to start funding business loans via MEKAR so I
started with funding just one loan. The experience was superb so I
decided to fund more loans. Since then, whenever I have money, I
always feel the urge to save my money in MEKAR. Thank you, MEKAR.


Tri Sutrisno Funder

By funding loans via MEKAR, I am getting a higher return than time
deposit and creating positive social impact for women. My principal is
guaranteed by MEKAR's lending partners.


Maria Magdalena Edi Hardani Funder

Funding loans through MEKAR makes me feel like I am playing a part in
improving Indonesia's macro-economy. For lenders, it is important that
the country's economy is healthy as it will drive consumption levels
and foster great funding opportunities with good returns.


Herry Prakasa Hertanto Funder

The repayments are on time and it makes me very happy to know that my
money is helping Indonesian MSMEs that are finding a hard time getting
a loan from the bank. During these first three months, the repayments
have always been right on schedule.


David Tarihoran Funder

Funding loans in MEKAR gives me a sense of security because MEKAR is
the only peer to peer lending platform that offers a guarantee from
its partners for our principal. Since the very start, I've never had a
problem funding loans in MEKAR; every time I have a question about
anything, MEKAR's customer support is always helpful and provides the
answer in a satisfactory manner.


Anastasia Novita Tedjamulja Funder

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Get the latest news, updates, and special offers delivered straight to
your inbox!

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OUR PARTNERS

Credit Bureau

Advisor

Auditor

Funding Advisor

Association

GROW WITH MEKAR

Mekar connects lenders with micro, small and medium businesses across
Indonesia that are looking for financing.


A reliable and revolutionary P2P lending company, Mekar offers a
convenient way to grow your money by financing local businesses in
Indonesia through our online crowdfunding platform.

In Mekar, you can enjoy solid returns and a capital protection
guarantee to protect your money. If what you’re looking for is a
safe and profitable way to grow your money, you’ve come to the right
place. The added value is, when you fund loans to small businesses, it
will help stimulate the local economy and bring prosperity to
communities across Indonesia.

Mekar partners with microfinance institutions at the local level such
as savings and loan cooperatives and multi-finance firms, allowing
Mekar to cater to people from all parts of Indonesia. This is why the
loans on offer in Mekar come from various parts of the country, not
only from the capital Jakarta or its surrounding.

Mekar carefully vets our partners through a rigorous selection
process. All Mekar’s partners have the expertise and years of
experience in identifying and reaching out to small business owners
that are in need of a capital boost or even just a microloan in their
bid to grow their businesses. Our partners own extensive loan
portfolios and they are highly skilled in credit risk assessment and
loan management, collection and repayment.

Mekar is formally known as PT Mekar Investama Sampoerna
. Mekar is funded and owned
by Mr. Putera Sampoerna
.

PEER-TO-PEER LENDING IN MEKAR

The peer-to-peer lending system in Mekar makes funding business loans
safe and profitable both for the lenders and the borrowers.

In peer-to-peer lending, individuals can borrow and lend money through
an online service that connects lenders and borrowers. The advantage
of this system to lenders is that they can potentially get higher
returns than if they have kept their money in a savings or time
deposit account or any other savings product offered in a bank.

Borrowers can also benefit from a peer-to-peer lending and
crowdfunding system by getting a lower interest rate for their loans,
compared to the rates imposed by other funding sources. A peer-to-peer
lending company in Indonesia like Mekar provides these borrowers,
small business owners who typically lack access to bank loans, with
the opportunity to secure the funding they need to grow their
business.

Mekar uses the peer-to-peer concept to ensure more effective and
efficient lending activities. Mekar functions as an online marketplace
where lenders and
borrowers meet, thus facilitating business funding in an easy, safe,
convenient and profitable way.

FUNDING SMALL BUSINESS LOANS VIA MEKAR

Ready to start funding small business loans and earn returns?
With Mekar, you can get a profit of up to 12.5% or an average of 10%
annually (before tax and, for holders of a non-Indonesian bank
account, excluding transfer fees and inflation risks). You have plenty
to choose from Mekar’s extensive list of micro loans to fund. All of
our borrowers have undergone a stringent vetting process so you can
fund their loans comfortably with minimum risks.

WHY FUND LOANS TO INDONESIAN SMALL BUSINESSES VIA MEKAR?

- Make a Change: Your funding helps small businesses grow, stimulates
the economy and brings prosperity to Indonesian people.

- Attractive Returns: An average of 10% and up to 12.5% annually,
higher than bank savings or time deposit interest rates.

- Protection Guaranteed: 100% of your principal is guaranteed.

- Credit Insurance: Extra protection for your money, available for
select loans.

- Diversified Portfolio: We offer you loans from various business
sectors across the country to fund.

Register as a lender by clicking here
and start funding today!

GROW YOUR MONEY

Don’t let your money sit in the bank. If you have been saving your
money in a bank savings account or a time deposit, you might want to
reconsider that decision. A savings account gives you 0-2% in interest
a year, sometimes even no interest at all, and a time deposit only
offers a return of 4.5-6.5% a year. By choosing these savings
instruments, you have limited your maximum potential yield, especially
if you factor the inflation rate into the equation.

An online opportunity to fund business loans with a peer-to-peer
system such as the one offered by Mekar will give you higher returns,
up to 12.5% per year. It is also a much easier way to grow your money
than putting it in instruments such as shares or property.

Trading stocks can be time consuming as you have to first research the
hundreds of different companies that are trading in the stock market
before you can decide which one to buy. You will also need to watch
the stocks’ movement on the stock chart on a daily basis. And
don’t forget, stocks are very volatile.

On the other hand, buying a property to let requires a huge amount of
money and you may need to spend months to find the right property to
buy.

Here at Mekar you can find an easier, safer, more flexible and more
profitable way to grow your money. Start funding loans via Mekar now
and you will help small businesses in Indonesia grow.

Also visit Mekar Blog for news updates and
stories on peer-to-peer lending and how funding small businesses can
create a positive impact.

MAKE A BIGGER IMPACT BY DOING MORE

In Mekar.id your company can fund businesses on
a large scale and help create a positive and more scalable social and
environmental impact.

BECOME AN INSTITUTIONAL LENDER, BECOME AN AGENT OF CHANGE

You or your company can register as an institutional lender and
finance small business loans in bulk. Fund more than 100 small
business loans at once, enjoy a solid return and a positive branding
for your company as an agent of change for the local economy.

BRANDING FOR YOU

Our marketing campaign will highlight the role of your company as an
institutional lender. Get positive coverage in Mekar’s web, news
portals and social media.

ENJOY THE BENEFITS

- Practical: Fund hundreds of loans at once.

- Attractive Returns: Up to 12.5% flat per year.

- Low Risks: 100% guarantee for your principal, NPL < 1%, and credit
insurance coverage for eligible loans.

- Real Impact: Help grow small Indonesian businesses and the local
economy, create jobs, empower women.

- Positive Branding: Exposure for your company’s role in supporting
Indonesia’s small businesses.

FLEXIBLE PARTNERSHIP SCHEMES

As an institutional lender, your company will be able to fund loans in
bulk through Mekar’s peer-to-peer lending platform. You can choose
to incorporate your funding in your company’s CSR program, or it can
be a commercial opportunity that your company can take for its
sizeable yield.

FUNDING SMALL BUSINESS LOANS AS A CSR PROGRAM

Create a more meaningful and impactful CSR program for your company by
taking part in Mekar’s bulk loan buying scheme. Under this scheme,
your company can fund hundreds of loans at once and get a sizeable
return at the end of the funding period. The monthly yield generated
from loan repayments will be automatically used to fund the next bulk
of loans, thus creating a sustainable social impact.

ENJOY THE RETURNS IMMEDIATELY, FUND LOANS THROUGH THE COMMERCIAL
SCHEME

Enjoy the returns from funding business loans in bulk immediately
after the loans mature. You can always fund loans in bulk again
anytime you want.

A FULL SERVICE PROPOSITION FOR YOU

Sit back and relax, Mekar will take the work out of your hand. Our
professional team will do your risk assessment, loan reconciliation
and collection for you, even create a marketing campaign that
highlights your company’s role in the growth of Indonesia’s small
businesses by funding their loans via Mekar. You get to enjoy the
benefits: a solid return, a sizeable social impact, and a positive
branding for your company.
Read more...


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LICENSED AND SUPERVISED BY:



SUPPORTED BY:



CONTACT US

Naya Kemang Selatan,
Jalan Madrasah Raya Kav. 11 G-H Unit 11,
Kelurahan Cilandak Timur, Kecamatan Pasar Minggu,
Jakarta Selatan 12560
Phone +6221 300 22735

CONNECT WITH US

*
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DISCLAIMERS:

* Information Technology-Based Lending Service is a civil agreement
between the Funder and the Lender. Therefore all risks incurred from
the agreement shall be borne entirely by the respective parties.
* The credit risk or debt default shall be borne entirely by the
Funder. No government body or authority will take responsibility for
this default risk.
* The Organizer, under the consent of the respective users (the
Funder and/or the Lender), accesses, gains, keeps, manages and/or uses
the Users’ personal data (“Data Usage”) on or in the objects,
electronic devices (including smartphones or cellphones), hardware or
software, electronic documents, applications or electronic systems
owned by or under the control of the Users, by informing the
objective, boundaries and mechanism of the aforementioned Data Usage
to the related Users before making the said agreement.
* The Funder with no knowledge and experience concerning lending is
advised not to use this service.
* The Lender must take into account the interest rate of the loan
and other costs incurred corresponding to his/her ability in repaying
the loan.
* Every fraudulence will be recorded digitally in the cyberspace and
will be accessible to the general public through social media.
* The User must read and fully understand this information before
deciding to become a Funder or Lender.
* The Government, in this case represented by the Indonesian
Financial Services Authority (OJK), shall not be held accountable of
every violation or disobedience committed by the Funder or the Lender
(whether it is intended or due to the User’s negligence) against the
regulations, the agreement or the bond between the Organizer and the
Funder and/or the Lender.
* Every lending transaction and activity or the agreement
implementation concerning lending between or those involving the
Organizer, the Funder and/or the Lender must be carried out through an
escrow account and a virtual account as regulated in the Financial
Authority Services Regulation No. 77/POJK.01/2016 on Information
Technology-Based Lending Service, and any violation and disobedience
of the regulation shall be considered as evidence of a violation of
law committed by the Organizer. Therefore, the Organizer must bear any
liability suffered by the Users as a direct result of the violation of
law as mentioned above without reducing the rights of the Users that
have suffered losses as stipulated in the Indonesian Civil Law.

© 2020 PT Mekar Investama Sampoerna. All Rights Reserved.

WE ARE PROCESSING YOUR REQUEST. PLEASE BE PATIENT.

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